Can I use my OTC card to buy food?

Asked by: Prof. Trey Langworth V  |  Last update: May 23, 2025
Score: 4.4/5 (23 votes)

Use your OTC Plus card to pay for non-prescription drugs, health-related items, exercise equipment and activity trackers, healthy foods, and home utilities such as gas, oil, electric, water, and internet service. Save at your neighborhood pharmacy, farmers' markets, online, and other participating retailers.

What foods can I get with my OTC card?

desserts, fresh baked goods, soda, and tobacco.
  • • Fresh fruits and vegetables. • Canned fruits and vegetables. • Frozen produce and meals.
  • • Fresh salad kits. • Dairy products. • Meat and seafood.
  • • Beans and legumes. • Pantry staples – flour, sugar, spices, etc. ...
  • • Nutritional shakes and bars. • Soups.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

I used my United Healthcare Ucard to purchase groceries| Family of two grocery haul 2023 #otc

17 related questions found

How do I use my UCard for groceries?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I buy chips with my OTC card?

The allowance can't be used to purchase tobacco, alcohol, candy, soda, chips or non-food items.

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy covered OTC products, like:
  • Braces and supports.
  • Dental and oral care.
  • Diabetes care.
  • Eye and ear care.
  • First aid.
  • Foot care.
  • Incontinence products.
  • Pain relief.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What stores accept UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Why won't my Healthy Benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

What can you get off a OTC card?

What is covered under your OTC allowance? Eligible products include OTC remedies or medicines to alleviate or treat illness or injury, dental care products, eye and ear care products, and incontinence supplies (adult diapers). These products do not require a prescription from a health care provider.

Can I use my UCard at Dollar General?

Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.

Can I use my OTC card at self checkout?

Yes, you can use your card at self-checkout in store. What if my card is denied? Please double check that your card is active and has a balance.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I use my OTC card on gas?

Use your OTC Plus card to pay for non-prescription drugs, health-related items, exercise equipment and activity trackers, healthy foods, and home utilities such as gas, oil, electric, water, and internet service. Save at your neighborhood pharmacy, farmers' markets, online, and other participating retailers.

What food can be bought with a healthy benefits card?

Below is an example of healthy foods that qualify for this benefit:
  • Fresh, frozen, canned fruits and vegetables.
  • Fresh salad kits.
  • Dairy and dairy-alternative products, eggs.
  • Meat and seafood: chicken, beef, salmon, shrimp, etc.
  • Nuts, seeds, beans/legumes.
  • Pantry staples: flour, spices, etc.

What can I buy at Dollar General with my healthy Benefits card?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Is deodorant OTC approved?

Anti-perspirants/Deodorants

The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.

What is the OTC allowance?

The OTC allowance benefit can be used to buy eligible non-prescription items, plus health and wellness items. There are 2 types of OTC allowance benefits: OTC Mail Order or OTC Allowance.

Can I buy paper towels with my OTC card?

You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What can't you buy with UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.