Can I use my UCard at Walmart?

Asked by: Ms. Hermina Schiller  |  Last update: December 20, 2025
Score: 4.3/5 (11 votes)

UnitedHealthcare UCard makes it easy to spend your credit Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Where can I use my UCard at Walmart?

In-store — Use your UCard to help pay approved utility bills at your local Walmart MoneyCenter or customer service desk. Payments must be submitted to billers within the Walmart Bill Pay network. Remember to bring your UCard, government-issued ID and a copy of your utility bill to set up bill pay.

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

What stores accept UnitedHealthcare UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

How to use the UCard for groceries?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

How do I use my UnitedHealthcare OTC card at Walmart?

45 related questions found

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Why won't my Healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I use my UCard on Amazon?

No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.

What does UnitedHealthcare UCard pay for?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I buy shampoo with my UnitedHealthcare OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can I buy coffee with my OTC card?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

How does the OTC card work at Walmart?

How do I use my OTC Network card on Walmart.com? You can create a Walmart.com account and add your OTC Network card to your wallet or enter your OTC Network card as a payment method during check-out.

What does OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Can I buy gas with my Healthy Benefits card?

This allowance can be used for Over-the Counter (OTC) Items, groceries, home utilities and gas at the pump.

Can I use my Healthy Benefits card at Aldi's?

Aldi takes EBT (food stamps) only. Otherwise the usual debit/credit/Aldi gift card/Visa gift cards. Aldi doesn't accept WIC either.

What can I purchase with my UCard from UnitedHealthcare?

Many UnitedHealthcare members can use their UCard to:
  • Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.
  • Order online and get free home delivery on qualifying orders of $35 or more.

Can I use my UCard at Dollar General?

Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.

Is the UCard a credit card?

The UnitedHealthcare Ucard is a prepaid debit card with existing credit provided by UnitedHealthcare.