Can I use the HSA for calm app?
Asked by: Jon Koss | Last update: July 21, 2025Score: 4.1/5 (6 votes)
Can you use HSA on mental health apps?
Mental health care
The funds may also cover online therapy options, text therapy, and hypnotherapy. Use your FSA or HSA for addiction treatment and even meditation apps. Keep in mind that these services may require a Letter of Medical Necessity in order to be covered. And not all therapies are covered.
Does health insurance cover the Calm app?
The Calm Health app is currently available only to users sponsored by selected health insurance plans, physician/care teams, or employers. A selection of popular Calm content is also available in the Calm Health app. You can continue to take advantage of the rich variety of content in the Calm app.
Can I use HSA to pay for therapy?
Can I use my HSA for therapy? Yes. You can use an HSA to cover some mental health expenses, including therapy to treat a diagnosed mental condition. However, therapy that isn't specifically designed for medical or mental health needs — like marriage or family counseling — often won't qualify for HSA coverage.
How to get Calm app for free?
When visiting the Calm website, customers have the option to activate a 14-day free trial to Calm Premium subscription content by visiting www.calm.com/freetrial. This free trial automatically carries over into an annual subscription unless it is canceled prior to the end of the trial period.
The Calm App Can Do WHAT?!
Is there a free alternative to the Calm app?
Petit BamBou is another app on our list that can be a good alternative to Calm. With over 2000 guided meditations in six languages, you can learn simple techniques guided by experienced practitioners and gurus. With this free Calm alternative app, you can also access: Meditations for kids.
Is Calm free on Spotify?
Calm has partnered with Spotify to provide a 1-month free trial to Calm Premium for eligible Free and Premium Tier Spotify users.
Is the calm app HSA eligible?
No, only the Calm Premium annual plan is eligible for reimbursement via HSA/FSA funds. Monthly or lifetime plans, gift cards, and other products are not eligible.
Can HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
What can an HSA not be used for?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Does Blue Cross Blue Shield cover the Calm app?
Calm is an independent company that provides a mobile app for sleep, meditation and relaxation to Excellus BCBS members. New in 2023, a premium subscription to the Calm App is now an embedded benefit in all Small Group plans.
How to get Calm app for free with Kaiser?
Most Kaiser Permanente members are eligible for access to Calm's premium library of content at no cost. To find out if you are eligible, please navigate to www.kp.org/selfcareapps and click on Calm. After you've logged in to your Kaiser Permanente account, you will be directed to sign up for Calm if you are eligible.
Can you use HSA for BetterHelp?
BetterHelp is recognized as an eligible expense by most FSA/HSA providers. For questions surrounding eligibility of this service, account holders should contact their FSA administrator.
Can you use HSA for a Headspace subscription?
We accept all major debit and credit cards and HSA cards. How can I change or update my credit card information? To update your credit card information in the Headspace Care app, go to the payment tab, select "Payment Method" and enter your updated credit card information.
Can I use HSA for Peloton membership?
Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account. You cannot split payments between HSA/FSA card and credit/debit card.
Are Apple watches HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I use my HSA for massages?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can I use HSA for vitamins?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Can insurance pay for the calm app?
Calm Health, available through select health insurance plans, physician/care teams, and employers, is designed to support a variety of health and life experiences.
Can I pay for my gym with HSA?
Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Is headspace free if you have Spotify?
Not at this time. The full Headspace library can only be accessed with a subscription through the Headspace app or from a web browser at www.headspace.com.
Is there a free app like Calm?
Insight Meditation Timer – The largest free library of meditations and music tracks available; 60,000 meditations available. Free timer for more advanced, unguided practice. Meditations offered in a variety of languages including Spanish. Available on Apple store and Google play.