Can you add someone to insurance without SSN?

Asked by: Jaycee Keebler  |  Last update: September 2, 2025
Score: 4.7/5 (28 votes)

If your family member doesn't have a social security number, they can still be included in your plan if they have lawful immigration status. If you or a family member don't provide an SSN on your application, you'll need to provide appropriate documentation within 90 days.

Is SSN mandatory for health insurance?

People who apply for health coverage need to provide a Social Security Number if they have one.

Can I add my non-US citizen spouse to my health insurance?

You can add your spouse (non-US citizen) to your health plan when applying or you can buy a separate plan for your spouse. If you are on a J1 visa, you must meet the US State Department's insurance requirements.

Can you get health insurance for dependents without a Social Security number?

You don't have to provide a Social Security number (SSN) if you don't have one. Whether you are applying for health insurance for yourself or on behalf of another person, your health insurance application may not be delayed or denied because you don't have an SSN.

Do you need someone's SSN to add them to your life insurance?

Do you need to provide the Social Security number of your beneficiary? Typically, you will not need to provide the SSN for your beneficiary. This is because who you name as your beneficiary is your choice and can be changed at any time.

Can I Get Health Insurance Without A Social Security Number

32 related questions found

Can I add someone without SSN to my health insurance?

They will not be eligible for coverage. Insurance companies require a social security number on employee applications. If a dependent doesn't have a social security number: You can still add them to the insurance policy.

Can I enroll a spouse without an SSN on my insurance?

You must provide an SSN if you (or a family member) want to apply for health insurance.

Can I have a dependent without Social Security number?

If you file your return claiming your daughter as a dependent and don't provide her Social Security number (SSN) on your return, the IRS will not allow you to claim her as a dependent.

Can undocumented immigrants get health insurance in Texas?

D-8620 Illegal Aliens

Illegal aliens are only eligible for Medicaid for treatment of an emergency medical condition if they meet all other eligibility criteria, including residency requirements. See Section D-3200, Eligibility.

Can I get life insurance with an ITIN number?

Non-U.S. citizens can apply for life insurance in the U.S. if they have a Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN). Eligibility typically depends on things such as your residency status, purpose of stay and how much time you spend outside the country.

Can I put my undocumented spouse on my insurance?

When a family with mixed immigration status applies for health insurance, it only has to give citizenship and immigration status for those family members applying for coverage. Non-applicants, such as a parent applying for a child, do not have to provide citizenship or immigration status.

How can a non US citizen get health insurance?

If you're a lawfully present immigrant, you can get Marketplace coverage. You may qualify for lower costs on monthly premiums and extra savings on out-of-pocket costs based on your income. A measure of income issued every year by the Department of Health and Human Services (HHS).

How do I add an unmarried partner to my health insurance?

Adding a domestic partner to your health insurance coverage follows a process akin to that of adding a spouse. You have the option to include partners during the initial enrollment, open enrollment period, or a special enrollment period triggered by a qualifying life event, such as the arrival of a new child.

Does insurance need SSN?

There is no law prohibiting insurers from requesting a social security number. An insurer has the right to ask for a social security number where the information is reasonably related to underwriting. One such purpose is to obtain a credit report of an insured.

Is a Social Security number required by law?

Anyone can refuse to disclose his or her number, but the requester can refuse its services if you do not give it. Businesses, banks, schools, private agencies, etc., are free to request someone's number and use it for any purpose that does not violate a federal or state law.

Can you get health insurance while waiting for a green card?

Can you get health insurance while waiting for a green card? Yes, lawfully present immigrants are eligible for coverage through the Marketplace before receiving their green card if they have a qualified non-citizen or humanitarian immigration status or a valid non-immigrant visa.

What states offer health insurance to undocumented immigrants?

  • California. State offers public health coverage to all adults regardless of immigration status.
  • Colorado. State offers private health coverage with state subsidies to all adults regardless of immigration status.
  • Illinois. ...
  • Minnesota. ...
  • New york. ...
  • Oregon. ...
  • Washington. ...
  • District of columbia.

Can I use an ITIN number for health insurance?

You may be able to use your Individual Taxpayer Identification Number (ITIN) instead of an SSN. Most insurance plans are focused more on your current residence than your SSN. You just need to submit proof that you live in the state. Determine your eligibility.

Can I get health insurance without SSN in Texas?

Yes, you can apply if you're lawfully present even without a Social Security number (SSN) as long as one of the following is true: You've applied for a SSN. You don't qualify for a SSN due to your immigration status. You do not want to provide your SSN for religious reasons.

Can I enroll a dependent without an SSN on my insurance?

If the carrier or plan eligibility rules do not specifically require a SSN or TIN, and the spouse or dependent otherwise meets the plan eligibility rules, it would be okay to allow enrollment without it.

Can I work legally with an ITIN?

All in all, yes, you can work with an ITIN number in California, and with the right payroll support, it's not only legal but advantageous for your business.

What if my spouse doesn't have a Social Security number?

If your spouse is not eligible to get an SSN, they can file Form W-7 with the IRS to apply for an ITIN. Refer to Taxpayer Identification Numbers (TIN) for more information.

Can I add my husband to my insurance if he is undocumented?

Are nonapplicants required to report their citizenship or immigration status? No. Nonapplicants do not need to provide their citizenship or immigration status when applying to get health insurance for their eligible family members.

Do I need SSN to add newborn to insurance?

If you don't have a Social Security Number, that's okay! Your baby can still be enrolled in health coverage.

Can I file married if my wife doesn't have SSN?

But how do you file taxes if your spouse doesn't have a SSN, or isn't eligible for one? In that case your spouse will need to apply for an Individual Taxpayer Identification Number, or ITIN, from the IRS.