Can you buy a car seat with HSA?

Asked by: Ms. Elvera Casper  |  Last update: January 3, 2026
Score: 5/5 (56 votes)

Are car seats FSA/HSA eligible? Car seats are not typically eligible for HSA or FSA reimbursement.

Can I use HSA for baby products?

I know I'm late to the party here, but you can likely use your HSA to purchase non prescription, HSA eligible items for your girlfriend and baby. Things like a breast pump and the associated accessories, pelvic support garments, prenatal vitamins, and other items.

Can I use my HSA to buy diapers?

Does FSA / HSA Cover Pediatric Diapers? Unfortunately, pediatric diapers like Pampers don't qualify as eligible expenses through an FSA or HSA.

Can I use my HSA to buy a baby monitor?

In general, basic audio or video-only monitors do not qualify for HSA, as they aren't directly related to health monitoring. The IRS defines eligible expenses as those necessary to diagnose, treat, or prevent a medical condition, and traditional baby monitors do not typically fall under these categories.

Is the Apple Watch HSA eligible?

Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

What Can the HSA Debit Card Buy? (What Can You Purchase with HSA Funds?)

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Will HSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can you pay for Peloton with HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Are nursing pillows HSA eligible?

For our customers in the United States, the bbhugme Nursing Pillow is considered “breastfeeding/nursing supplies”, making it eligible for reimbursement with a flexible spending account (FSA), a health savings account (HSA) or a health reimbursement arrangement (HRA), depending on your insurance provider plan.

Are car seats FSA eligible?

Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use HSA to purchase sperm?

IVF, including egg and sperm storage, is potentially considered an eligible medical expense. Fees for temporary storage qualify, but only to the extent necessary for immediate conception.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Is sunscreen HSA eligible?

Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.

Is toilet paper HSA eligible?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are swaddles HSA eligible?

While Nanit provides a high number of HSA/FSA eligible products, of our Sleep Wear offerings, only our Breathing Wear is covered by these accounts. Non-Breathing Wear Sleep Wear (PJs, sleep sacks, swaddles) isn't considered a medical or wellness item.

Are vitamins HSA eligible?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.

Are humidifiers HSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I use HSA to buy a car seat?

Car seats are not typically eligible for HSA or FSA reimbursement. However, there may be a situation where you need a special car seat to help secure or brace a child with a specific medical condition, in which case, you should consult with your doctor and HSA/FSA administrator.

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Does HSA cover baby monitors?

The short answer is yes, some baby monitors are eligible for HSA/FSA reimbursement, but not all. To be considered HSA/FSA-eligible, a baby monitor typically needs to serve a medical purpose, such as monitoring vital signs like breathing, oxygen levels, or heart rate.

Can my husband use his HSA to buy a breast pump?

In conclusion, using HSA funds to cover the cost of a breast pump is not only allowed but also encouraged.

Can I use HSA on diapers?

As previously mentioned, diapers are not considered qualified medical expenses under the current IRS guidelines. Therefore, attempting to use HSA funds for diapers may result in penalties or tax liabilities.

Can I use HSA to pay for mattress?

According to the HSA Store, "A mattress expense is only eligible when its components and construction costs exceed those of a standard mattress for general health." To use your funds for a new mattress, you'll need to provide a letter of medical necessity (LMN) from a medical professional stating you have a medical ...

Can I buy an Apple Watch with my HSA?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

What can you not pay with HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Is gym equipment HSA eligible?

Exercise equipment may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).