Can you buy a gym membership with HSA?

Asked by: Constantin McDermott  |  Last update: December 30, 2023
Score: 4.2/5 (7 votes)

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can I buy a peloton with my HSA?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Can I pay for my gym membership with my FSA?

Can you use FSA funds to pay for a gym membership or exercise classes? The Internal Revenue Service (IRS) typically does not allow funds from a Flexible Spending Account (FSA) to pay for membership dues at health clubs or gyms.

Can you use HSA to buy pre workout?

Yes, but only if your health care practitioner recommends that supplement as a treatment or prevention for a specific health condition.

Can I buy a treadmill with my HSA?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

The Real TRUTH About An HSA - Health Savings Account Insane Benefits

44 related questions found

Can I use my HSA for Planet fitness?

General fitness expenses are not eligible but if your doctor or nurse specifically gives you an exercise regimen to carry out, the costs of the gym can be taken care of as part of your plan.

Can I buy workout shoes with HSA?

Health Savings Accounts (HSAs), and Flexible Spending Accounts (FSAs) can be great cost-savings tools. You can use them to reimburse yourself for eligible health care, medical aids, and even diabetic footwear or orthopedic shoes.

Can I buy protein shakes with HSA?

Protein bars/powders/shakes reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use HSA for massage?

Massages with a doctor's note of necessity

In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

Can I use HSA to pay for vitamins?

You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition. You may need a letter of medical necessity (LOMN) to purchase vitamins with a tax-advantaged account.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can I use HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What is a medical necessity Letter for gym membership?

A Letter of Medical Necessity is required for all exercise referrals. A Letter of Medical Necessity form must be completed by your doctor, affirming that physical activity is medically necessary, i.e. treatment which can improve a medical condition.

Can I use HSA for chiropractor?

Chiropractic treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use HSA for Lasik?

You can use an HSA for LASIK and other laser vision correction procedures. Like the FSA, the IRS sets limits on what procedures can be covered by an HSA. Laser vision correction procedures including LASIK, SMILE, and PRK are eligible expenses.

How do I spend my HSA money?

You can use it just like a regular debit card for transactions in-store, online, at the doctor, and at other medical merchants. Digital Wallet - Use your card through your preferred mobile wallet: Apple Pay®, Samsung Pay, or Google Pay™.

Can you use HSA for tampons?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA).

Can you pay for braces with HSA account?

Orthodontic treatments qualify as medical expenses that can be covered by HSAs and FSAs, as long as a dentist or orthodontist has recommended treatment. You can use these funds to pay directly for treatment or cover deductibles, co-pays, or coinsurance.

Can I use HSA card for anything?

So what can you buy with your FSA or HSA money? You can use it to pay for common health care expenses such as copayments, prescription medications and medical supplies. But many other approved products and services are eligible, too. They're called qualified medical expenses.

Can you use HSA for meal replacement?

Healthcare expenses beneficial to general health and wellness are not HSA- or FSA-eligible. This would include things like a gym membership, meal prep, or diet pills.

Is Tylenol HSA eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.

Is melatonin FSA eligible?

Melatonin: FSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Is sunscreen a HSA?

Sunscreen: HSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) ...

Can you use HSA at Sephora?

No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Can I buy Hoka shoes with my HSA?

Yes, orthopedic and therapeutic footwear products qualify as a medical expense through an HSA or FSA account and can be reimbursed through your provider accounts.