Can you buy depends with FSA?

Asked by: Prof. Maymie Mraz  |  Last update: October 16, 2023
Score: 4.9/5 (51 votes)

CAN OVER-THE-COUNTER PURCHASES LIKE DEPEND® PRODUCTS BE COVERED BY FSA FUNDS? Yes. In addition to standard healthcare expenses, you can buy aspirin, cough medicine and many other over-the-counter items with FSA funds. The list of FSA-qualified products now includes Depend® products.

Can FSA be used for incontinence supplies?

Generally speaking, incontinence supplies are eligible for reimbursement with a Flexible Spending Account. One of the advantages of an FSA is that it covers medical needs that are often not covered by private insurance. For many FSA plans, this includes incontinence supplies.

Does FSA card cover diapers?

FSAs permit users to set aside and spend pre-tax dollars on eligible out-of-pocket medical expenses. Flexible Spending Accounts do not cover diapers and diaper services for infants.

Can I buy depends with my HSA?

Incontinence supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Incontinence supplies are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What personal care items are FSA eligible?

FSA Eligible Personal Care Products
  • Ear Care.
  • Eye Care.
  • Feminine Care.
  • Foot Care.
  • Incontinence.
  • Lip Balm & Treatments.
  • Oral Care.
  • Tissues & Cotton Swabs.

Your flexible spending account: What can you get and when does it expire?

40 related questions found

What isn't covered by an FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Can you buy toilet paper on FSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Do depends count as medical expenses?

According to IRS guidelines, "You cannot include in medical expenses the amount you pay for diapers or diaper services, unless they are needed to relieve the effects of a particular disease." However, it is often better to seek reimbursement through your health savings account or FSA if you can get a letter from a ...

Are bedwetting alarms FSA eligible?

A bedwetting alarm is a medical device which can be purchased without prescription, over the counter. The purchase of a bedwetting alarm is an FSA eligible expense and is covered by most health insurance plans.

Are depends deductible?

The total cost for adult diapers are tax deductible. Learn more about medical expense deductions here. 4) Shop online. Purchasing in bulk online can reduce the cost by as much as 50%, or even 80% over purchasing in a local pharmacy or grocery store.

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Why are diapers not FSA eligible?

The IRS views infant diapers as products that are necessary for "general health" purposes, as incontinence is a normal and healthy function of the body for an infant and therefore ineligible for reimbursement.

Can I buy a toothbrush with FSA?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

How to buy diapers with FSA?

Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.

Can you use FSA for body wash?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can you buy sanitary napkins with FSA?

Sanitary pads are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Sanitary pad reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are sleep headphones FSA eligible?

Many plan administrators consider SleepPhones® to be a qualified expense under these guidelines. By following the claim process below, you can submit the cost of your SleepPhones® to your plan administrator for reimbursement. Ask your doctor to complete the letter of medical necessity.

Are hotel expenses FSA eligible?

Lodging expenses from outside of a hospital – at a motel for example – are also eligible, so long as the lodging is not considered lavish or extravagant. There must also not be any significant element of personal pleasure, recreation, or vacation as part of the travel during which the lodging expenses are incurred.

How many depends can I claim?

Share: Although there are limits to specific dependent credits, there's no maximum number of dependent exemptions you can claim. If a person meets the requirements for a qualifying child or relative, you can claim him or her as a dependent. You can do this as a single filer and regardless of your filing status.

What are qualifying dependent expenses?

Qualified expenses include care for a dependent child under the age of 13 and/or care for your spouse or adult dependent who is physically or mentally unable to care for themselves. Plan participants specify a certain dollar amount to contribute from their paychecks per pay period to their DCFSA.

Can you claim incontinence on your taxes?

See If You Qualify For a Tax Deduction

In some cases, your incontinence supplies may qualify for a tax deduction. According to the IRS, you can deduct “the part of your medical and dental expenses that is more than 7.5% of your adjusted gross income.”

Can I buy vitamins with FSA?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses.