Can you buy pre workout with HSA?
Asked by: Mr. Jerod Boehm | Last update: October 22, 2025Score: 4.6/5 (32 votes)
Can I buy creatine with a HSA card?
Creatine taken to help build muscles: Not HSA qualified.
What supplements are HSA eligible for?
Prenatal vitamins are eligible to prevent birth defects and boost fetal development in ways that most modern diets can't quite seem to achieve. Likewise, glucosamine/chondroitin supplements are extremely popular at HSA Store because of their proven benefits for treating arthritis.
Can I use my HSA to pay for a gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can I use my HSA for protein shakes?
With a Letter of Medical Necessity from Truemed, products like protein powder, electrolytes, and probiotic drinks can be classified as medically necessary and therefore eligible for purchase with FSA/HSA funds.
PRE-WORKOUT EXPLAINED! — What Is It & Should You Be Using Pre-Workout Supplements? | Doctor ER
Can you buy workout supplements with HSA?
Which nutritional supplements are included? If you are taking nutritional supplements for general health purposes, those cannot be paid for from your HSA. But, if your healthcare provider recommends you take a supplement to treat or prevent a specific health condition, it would be considered an eligible expense.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can I use HSA to buy Apple Watch?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
What happens if I accidentally used my HSA card for groceries?
If you catch the transaction early enough, you might even be able to contact the retailer and ask them to reverse the charge and fill it on a new card. If you bought something in person, you can also return it to the store and then buy it again with a different card.
Can you use HSA at Planet fitness?
In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly. You might need to explore getting an LMN from your doctor.
Are condoms HSA eligible?
Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Can you use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Is deodorant HSA eligible?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I buy gym equipment with HSA?
FSA/HSA funds can be used across a range of healthcare, including on fitness equipment. Meaning, you can use your pre-tax dollars to pick up a new massage gun, compression socks, or even a Peloton bike—and save money in the process.
Can I buy Gatorade with HSA?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.
What vitamins can I buy with my HSA?
For instance, prenatal vitamins are FSA/HSA eligible, as they help prevent birth defects and support fetal development, while glucosamine/chondroitin supplements are also eligible when used to treat arthritis. However, in some cases, doctors may prescribe a specific vitamin supplement to treat a medical condition.
How does IRS know what you spend HSA on?
Verification of expenses is not required for HSAs. However, total withdrawals from your HSA are reported to the IRS on Form 1099-SA. You are responsible for reporting qualified and non-qualified withdrawals when completing your taxes.
Can I buy shampoo with HSA?
Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.
What happens if I cash out my HSA?
If you're under the age of 65, you can withdraw money from your HSA (i.e. take a distribution) to pay for qualified medical expenses. If you use your HSA contributions to pay for anything else, you will have to pay income taxes on the withdrawn amount as well as a 20% penalty.
Can I pay for a gym membership with my HSA?
Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.
Can I buy skincare with my HSA?
Over-the-counter acne and skincare products are now HSA eligible with out the need for a prescription.
Can I buy a Peloton with my HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can I use HSA to buy lube?
Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you put condoms on HSA?
Family planning: You can use HSA savings to plan for or prevent pregnancy. Birth control, day-after pills, condoms, pregnancy tests, and fertility treatments are all covered with an HSA.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.