Can you buy soda with United Healthcare OTC card?

Asked by: Velva Hoeger  |  Last update: July 11, 2025
Score: 5/5 (12 votes)

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Can I buy soda with OTC?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco.

What foods can I buy with my UnitedHealthcare OTC card?

Healthy foods
  • Fruits and vegetables.
  • Poultry.
  • Meat.
  • Seafood.
  • Dairy products.
  • Beans.
  • Bread.
  • Cereals.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

What does the United Healthcare OTC card pay for?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

How to Use UnitedHealthCare Ucard to Purchase Products (2025) - Full Guide

26 related questions found

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can OTC card be used for food?

Use your OTC Plus card to pay for non-prescription drugs, health-related items, exercise equipment and activity trackers, healthy foods, and home utilities such as gas, oil, electric, water, and internet service. Save at your neighborhood pharmacy, farmers' markets, online, and other participating retailers.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

How to use UnitedHealthcare UCard for groceries?

You can shop for eligible healthy foods by signing in to your member site. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered. You can shop for eligible healthy foods by signing in to your member site.

Can you buy food with your OTC card at Walmart?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What is OTC drinks?

WHAT DOES OTC STAND FOR? 1) OTC – Original Traditional Concoctions – our drinks are a mix of traditional, organic, and natural flavours. 2) Our drinks can be sold 'Over the Counter'.

What can I buy at Dollar General with my U card?

Dollar General customers can now purchase food, produce, over-the-counter medicines and additional wellness products in more than 20,000 stores across the country using health supplemental benefits.

Can I use my OTC for gas?

Over-the-counter gas remedies include: Pepto-Bismol. Activated charcoal. Simethicone.

What items can be purchased with a UnitedHealthcare OTC card?

Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more. Pay utility bills like electricity, gas, water and internet.

Is deodorant OTC approved?

Anti-perspirants/Deodorants

The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.

Does Amazon accept an OTC card?

No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.

What stores can I use my UnitedHealthcare UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

How often can you use your OTC card?

Your OTC benefit can be used multiple times throughout the quarter, not to exceed your benefit allowance. Quarterly benefit periods are distributed as follows: Quarter 1 (January, February and March) Quarter 2 (April, May and June)

Can I buy gas with my healthy Benefits card?

This allowance can be used for Over-the Counter (OTC) Items, groceries, home utilities and gas at the pump.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

What food does UnitedHealthcare cover?

What can you buy with your monthly credit? Enroll in a UnitedHealthcare Dual Complete® plan and you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more.

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..