Can you counter sue in a car accident?

Asked by: Ms. Lauren Parker V  |  Last update: December 8, 2025
Score: 4.3/5 (56 votes)

If you are sued in a personal injury case, you may be wondering if you are able to countersue. In a negligence case, you are able to file a counterclaim if you feel that the plaintiff is responsible for an injury you sustained. These types of counterclaims are most often filed in auto accident cases.

How to dispute a car accident claim?

How To Dispute Fault In A Car Accident And A Car Insurance Claim
  1. Request a Written Explanation. ...
  2. Identify Inaccuracies in the Assessment. ...
  3. Submit a Formal Dispute. ...
  4. Re-collect additional evidence. ...
  5. Communicate Effectively with Your Insurance Company. ...
  6. Seek Legal Assistance. ...
  7. Filing a Personal Injury Lawsuit.

Who pays when you get sued for a car accident?

In most car accident lawsuits, the at-fault driver's insurance company is the one who ultimately pays for the damages, not the driver.

Can you counter sue for pain and suffering?

If you were physically injured in the accident, you can countersue in the same case for damages due to physical injuries and emotional distress caused by those injuries, as well as monetary losses.

Is it better to sue or counter sue?

Don't File A Counterclaim To Prove A Point

In some cases, filing a separate action makes more practical sense. If you immediately file a counterclaim, you may lose your right to litigate the issue in the future and end up paying a lot more in attorneys' fees and other costs associated with the lawsuit.

What happens when someone sues you after a car accident? | Personal Injury w/ Attorney Andrew Plagge

23 related questions found

What is emotional distress worth?

Once the attorney has argued for emotional distress damages, he or she will then calculate a settlement amount using what's called a “multiplier method.” It works by adding up all the tangible or economic damages, like medical costs and lost wages, and then multiplying that sum by a given number, usually between 1.5 ...

How often do people sue after a car accident?

However, lawsuits are still relatively common, particularly in cases involving significant injuries, disputes over fault, or inadequate insurance coverage. In fact, approximately 5-10% of car accident cases escalate to lawsuits, especially when insurance negotiations fail to reach a satisfactory settlement.

What happens if you can't pay a car accident lawsuit?

The Consequences of Not Paying a Car Accident Lawsuit

The court could garnish your wages, put a lien on your property, or order you to sell assets to come up with the money. If you still cannot pay, you could be sent to jail. The court may allow you to set up a payment plan in some states.

Why do I have to go to court after a car accident?

You may have to go to court after a car accident if you are the plaintiff in a personal injury case. With help from a lawyer, you can sue a liable party for damages. You may do so in accordance with California's deadlines to sue someone and have to go to court to explain why you should recover damages.

How long do most car accident settlements take?

A: While every car accident claim is different, and there are always circumstances specific to every individual case, the majority of car accident claims in California are settled between 6 months and 3 years.

What is considered a good settlement?

In general, if you can get close to judgment value of the case in settlement, then it should be considered a very good settlement. One of the first considerations that attorneys and clients should factor in is the chance of prevailing on the issue of liability.

What happens when you reject an insurance settlement offer?

When you reject a settlement offer, it triggers negotiations between you (or your lawyer) and the insurance company. This allows you to submit a counteroffer that better reflects the value of your damages, such as medical bills, lost wages, and pain and suffering.

Can you challenge a car insurance claim?

You can do this by notifying your insurance company and contacting the agent on your case. Most insurance carriers have an internal appeal process for policyholders to fight back against decisions they believe were wrong or unfair.

What happens if someone sues you for more than your insurance covers?

You may face a lawsuit for the uncovered amount when damages exceed your policy limits. The injured party could attempt to seize your personal assets, which may include: Savings accounts. Wages (via wage garnishment)

Is it illegal to pay out of pocket for a car accident?

Strictly speaking, paying out of your pocket for a car accident isn't illegal, but accepting the offer may have unwanted consequences.

What happens if an insurance company sues you?

If your insurance company initiates a legal action against you seeking declaratory relief, you need to seek advice and representation from an experienced insurance claims lawyer without delay as the insurer will ask the judge to determine that your claim is not covered.

What injuries are hard to prove?

Unfortunately, not all injuries are this clear. Some injuries can change a person's life, but are incredibly difficult to diagnose and treat. This is often the case when it comes to injuries such as whiplash, nerve damage, sprains, strains, mild traumatic brain injuries (TBIs) and concussions.

Can you keep money from car accident claim?

The auto insurer has fulfilled their obligation by making payment on a valid claim, so as long as your policy and state allow it, you can keep the money to use as you choose.

How often do insurance companies settle out of court?

Most Settle Out of Court

According to estimates, somewhere between 95 to 96 percent of all personal injury claims, including car accident cases, are settled before ever reaching a courtroom trial. Insurance companies and defendants usually want to avoid the extra time, expense, and uncertainty of a trial if possible.

How long do you have to sue a company after an accident?

In California, the general rule for filing a personal injury lawsuit after a workplace accident is two years from the date of injury. This is the statute of limitations. Filing within this timeframe is important. If you miss the deadline, you may lose your right to seek compensation for your injuries.

Why do most personal injury cases settle?

The vast majority of personal injury lawsuits settle before trial. There are a few key reasons for this: Both sides want to avoid the risks and costs of a trial if possible. Trials are time-consuming, costly, and unpredictable.

How do you prove you have emotional distress?

Evidence.
  1. Medical records of therapy sessions or diagnoses related to emotional distress.
  2. Witness statements from individuals who observed your emotional state.
  3. Personal journals or diaries documenting your emotions and their connection to the defendant's conduct.

How much compensation can you claim for stress?

Moderately severe issues caused by stress at work where there are significant issues but the prognosis is generally more optimistic, £23,270 to £66,920. Compensation for moderate cases where there may be some problems with the ability to cope with life for example but a marked improvement, £7,150 to £23,270.

Can I sue my insurance company for emotional distress?

Yes, you can sue for emotional distress under the common law standard, but it can be hard to prove. This is because you must show that the result of your claim denial caused you pain and suffering or emotional distress. This intangible loss can be more difficult to prove than, say, the cost of medical bills.