Can you get a no insurance ticket dismissed in Texas?

Asked by: Enola Kassulke  |  Last update: May 14, 2025
Score: 4.8/5 (41 votes)

The Texas State Law states that a ticket for "no insurance" can only be dismissed if you can provide proof that you had valid insurance coverage on the same date and time you were given the ticket.

How to dismiss a no insurance ticket in Texas?

If you received a citation for Failure to Maintain Financial Responsibility (No Insurance), you may request that the ticket be dismissed if you can submit valid proof of insurance within 20 business days from date of offense.

How much is a first time no insurance ticket in Texas?

For a first offense, you'll have to pay fines of $175–$350. If you receive a ticket for driving without insurance, the cost of your auto insurance policy could increase, because insurers may consider you to be a higher risk.

How many points is a no insurance ticket in Texas?

While no insurance doesn't result in points, the driver must pay an annual surcharge based on the conviction. The surcharge is $250 each year for three years. The surcharge is conviction-based, rather than point based as a moving violation.

How do you get a ticket dismissed in Texas?

Steps to Dismissal
  1. Step 1: Check with the court in the county where you received the ticket to confirm that it is eligible for dismissal.
  2. Step 2: Sign up for the online Texas Defensive Driving course. ...
  3. Step 3: Order your Texas Type 3A Certified Driving Record. ...
  4. Step 4: Begin the Texas Defensive Driving course.

How to Get Your No Insurance Ticket Dismissed with No Court Costs in the Tulsa City Court

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How to get a no insurance ticket dismissed?

Presenting proof of insurance can demonstrate to the court that you had coverage at the time of the offense and may result in the dismissal of the ticket. Your lawyer will navigate the legal process and submit the necessary documents to the court in a timely manner.

How do I ask a judge to dismiss a ticket?

Answer: To ask a judge to reduce a ticket, you should attend your court hearing punctually and present a polite and concise request, explaining any mitigating circumstances or evidence. It's also beneficial to demonstrate a clean driving record and express willingness to attend a traffic school if necessary.

Can you defer a no insurance ticket in Texas?

Defendants can enter a plea of “no contest” and ask for a deferral if they've been charged with driving without proof of insurance. A deferral is a postponement of judgement. If you complete the terms of your deferral, the case will be dismissed.

Can you take defensive driving for a no insurance ticket in Texas?

You are not eligible to take defensive driving for if you were cited for any of the following: Speeding 25 mph or more above the posted speed limit. No insurance or failure to maintain financial responsibility. Leaving the scene of a collision.

How can I avoid paying tickets in Texas?

In fact, in the state of Texas, you have the option to get some traffic tickets dismissed entirely by taking a specific course. The Texas Department of Licensing & Regulation (TDLR) oversees defensive driving classes that some courts approve as a way for drivers to get their traffic tickets dismissed.

Does Texas suspend a license for no insurance?

Penalties for driving without insurance in Texas range from fines to impoundment fees, driver's license and vehicle registration suspension and revocation, as well as the requirement to carry an SR-22 certificate.

What happens if the person at fault in an accident has no insurance in Texas?

If the accident was your fault

If you get into an accident without insurance, you could be on the hook to pay for any damages to the other person's vehicle. Beyond that, the other party could sue you for expenses associated with personal injury, such as medical bills and lost income due to an inability to work.

How do I fight a ticket in Texas?

Ways to Fight a Traffic Ticket in Texas

Submitting a not-guilty plea can be done in person or via mail. A hearing date is then selected by the court, where the accused motorist can argue his or her case before a judge.

Can you get tickets removed from your record in Texas?

If you were charged as an adult (17 or older in Texas), you are eligible for expunction if: you were acquitted (meaning you were found to be innocent); the charges were dropped; OR. you successfully completed a deferred disposition as ordered by the court.

How can I clean my driving record in Texas?

The trick to getting points taken off your Texas driver's license is to complete a defensive driving course. Taking this course shows the courts that you are serious about becoming a safer driver.

Does your insurance go up if you get pulled over with no ticket?

While any violation on your driving record can affect your insurance, non-moving violations usually won't affect your insurance rate.

Can Texas cops see if you have insurance?

TexasSure allows law enforcement, county tax officials and vehicle inspectors to use the system to confirm whether a vehicle has required personal auto liability insurance coverage. They enter a license plate number to verify insurance status.

How do I get out of a no proof of insurance ticket in Texas?

The Texas State Law states that a ticket for "no insurance" can only be dismissed if you can provide proof that you had valid insurance coverage on the same date and time you were given the ticket. Purchasing insurance after the ticket was issued cannot be dismissed.

What is the difference between dismissed and deferred?

If the individual successfully completes these conditions, the charges against them may be dismissed. It is a similar end result of probation and case dismissal; but in a deferred/stay of adjudication you are admitting you did the crime; but the court is agreeing not to punish you.

What happens if you get pulled over without car insurance in Texas?

A ticket for driving without insurance can cost up to $350 for first-time offenders. Subsequent infractions can be fined up to $1,000.

How to write a letter to a judge to dismiss a ticket?

Your argument should be clear, concise, and persuasive. State the reasons why you believe you should not have been charged and present any evidence that supports your case. Use specific examples and be as detailed as possible.

How to ask for leniency in court?

When writing your letter, you'll want to focus on factors that might persuade the judge to be more lenient in their sentencing. This could include things like the defendant's past accomplishments, positive contributions to the community, or evidence of remorse and rehabilitation.

How do you ask a judge to dismiss a charge?

A defense attorney could file a motion – a request for the judge to decide an issue – before, during, or after a trial. If the judge agrees, it might lead to a charge's dismissal by the judge or make the prosecutor's ability to carry their burden of proof so limited the charges may be withdrawn.

How do I take someone to court for no insurance?

To do so, you would have to file a lawsuit in Small Claims Court against the uninsured individual. Be aware, for civil cases, there are Statute of Limitations – a set number of years wherein you must either settle your claim or file a lawsuit. The Statute of Limitations can vary 1-6 years dependent on your state.