Can you get charged for hitting a pole?

Asked by: Mrs. Marquise Heaney MD  |  Last update: September 15, 2025
Score: 4.3/5 (66 votes)

If you hit a pole, you may cause damage to your car, the pole, and any other nearby property. Being at fault or traffic violation may earn you a ticket for hitting the pole. If your policy includes collision coverage, your insurance should pay for the cost to repair or replace your car.

Can I get in trouble for hitting a pole?

What happens if you hit a pole and leave? If you hit a pole and drive off, even if it's just a pole located in a parking lot, it could be considered an illegal hit-and-run. Rather than fleeing the scene, it's best to report the damage immediately.

Is hitting a pole comp or collision?

If you hit another car or a stationary object like a telephone pole (or if you roll over), you'll be covered by collision insurance. If an animal or a non-stationary object such as a falling tree hits your car or it's damaged by vandalism, fire or a natural disaster, you'll be covered by comprehensive insurance.

How much do you have to pay if you hit a light pole?

Your collision coverage will have a limit, which is the maximum amount your policy will pay toward a covered claim. Usually the limit is the price of your vehicle, so as long as hitting a pole does not cost you more than the price of your vehicle, then your insurance will cover the amount.

How much does it cost if you hit a utility pole?

Vehicles hit poles approximately 2,500 times per year, and the cost of replacement ranges from $7,500 for a street light to $100,000 for a transmission pole.

I Hit a Pole! Will Insurance Cover It?

19 related questions found

Do you call the police if you hit a pole?

If you have hit a pole, it's classified as an accident whether it's minor or major. So, you should do the following: Call 911 or the police and alert them of the incident or accident.

Who owns the utility pole in my yard?

A: Under California law, utilities like Southern California Edison generally have the right to install and maintain their infrastructure on private properties through easements or utility rights-of-way.

What happens when a car hits a utility pole?

When a car crashes into a power pole, the pole may fall down, lines may fall on your car or nearby, and the area around your car may become charged with electric energy.

Do you have to pay for a light pole?

Traditionally, almost all light poles are provided by the local electric utility and connected to their grid to light up streets and neighborhoods. Most people pay the utility for the use of these lights on a monthly basis and carry on with their lives.

How much does insurance go up after hitting a pole?

A few states, including Oklahoma and California, don't allow insurers to increase your rates if a crash was not your fault.

Is it better to have a $500 deductible or $1000?

Remember that filing small claims may affect how much you have to pay for insurance later. Switching from a $500 deductible to a $1,000 deductible can save as much as 20 percent on the cost of your insurance premium payments.

Will insurance pay if you leave the scene?

Uninsured motorist property damage (UMPD): In most states, a driver who flees the scene of an accident will be considered "uninsured" by your insurance company. So, if you don't carry collision coverage, consider UMPD for damage to your car caused by a hit-and-run incident.

Do police investigate single car accidents?

Even if your single-car crash only damaged your own vehicle plus an object like a parked car, fence, or structure, state traffic laws likely require stopping and reporting it to authorities or property owners. Failure to do so can result in criminal hit-and-run charges.

Will my insurance go up if I hit an object?

Insurance companies consider hitting an object in the road to be an accident. Unfortunately, that means you will need to use your collision coverage, the incident will be considered your fault, and you'll likely see an increase in premium.

Is hitting a pole an at-fault accident on Reddit?

It's an at-fault collision claim, so probably will increase your premiums, unless you have some sort of accident forgiveness.

How much does it cost to replace a utility pole?

A utility or power pole costs $1,200 to $5,600 with installation and is also called a telephone pole. Utility poles carry power, telephone, and cable lines. A meter pole costs $500 to $2,200 and is a smaller pole connected to a breaker box. Meters connect electrical lines directly to a house or mobile home.

What is a light on a pole called?

A street light, light pole, lamp pole, lamppost, streetlamp, light standard, or lamp standard is a raised source of light on the edge of a road or path. Similar lights may be found on a railway platform.

How much is a temporary power pole?

When calculating the estimated temporary electric pole cost, you'll have to pay attention to local rates for permitting and contractors. Overall, the temporary power pole cost ranges from $1,700 to $4,500 to install a temporary power system.

How to make a street light go out?

Get a small (not powerful, legal) industrial laser pointer with a little holder / mount you can aim. This one was about $60 on ebay. Find the light sensitive sensor on the streetlight and aim it on that. It will take 20 seconds or so then it should disable for a few minutes.

Who is responsible for the power pole in my yard?

Because the private utility pole is on the homeowner's property, the homeowner is responsible for taking care of repairing or replacing the pole. Your utility company is NOT responsible for private utility poles, and will tell you that you need to hire someone to repair or replace it.

What to do when you hit a power pole?

What You Should Do After a Crash
  1. Call 911.
  2. Tell anyone who approaches your car to stay away.
  3. Wait for trained professionals to tell you when it's safe to leave your vehicle. Only leave the car if it's on fire.

What happens if you hit a utility line?

Hitting an electric or communications utility can lead to not only outages, but also electrocution in certain situations. Hitting a gas line can lead to gas leaks and potential explosions.

Who is responsible for power line from pole to house?

Yes, from the pole at the street to the peak of the house. The utility company is responsible for the cable up to and where it attaches to your home. You own the cable that is connected to the utilities cable and comes down the side of your home.

How to find out who owns a power pole?

To figure out ownership, start by looking at your property deed or title. It might show any easements or rights-of-way tied to the utility equipment. If that's unclear, your local municipality or county office could have records or guide you to the right agency.

Can you touch a utility pole?

Beware of poles that are leaning and report them to your local utility company. Dangerous Voltage: Power lines have potential to cause injuries if you touch them. Electric shocks can lead to severe internal damage and even death.