Can you get health insurance in the US if you are not a citizen?

Asked by: Dr. Laurence Tillman  |  Last update: June 4, 2025
Score: 4.4/5 (38 votes)

Remember, you can only get insurance through the Marketplace if you are lawfully present in the United States. That means undocumented immigrants and DACA recipients generally can't get insurance through the Marketplace, Medicaid and CHIP, but may be eligible for emergency Medicaid or state-funded programs.

Can non-US citizens get US health insurance?

Immigrants and Medicaid & CHIP. If you're a “qualified non-citizen,” you're generally eligible for coverage through Medicaid and the Children's Health Insurance Program (CHIP), if you meet state income and residency rules.

Can you get insurance without being a US citizen?

Under the Affordable Care Act, most immigrants qualify for health coverage, including the following groups: Lawful permanent residents (green card holders). Lawful temporary residents. Persons fleeing persecution, including refugees and asylees.

Can I apply for medical if I am not a citizen?

Citizenship status does not affect eligibility for Medi-Cal. Determining eligibility for non-citizens to CalFresh and Medi-Cal benefits is complicated. Applicants should talk to the Social Services Office if they have any eligibility questions. They must meet all other eligibility criteria.

What happens if a foreigner needs medical care in the US?

Visitor insurance provides coverage for medical expenses incurred during a temporary stay in the United States. Coverage can include emergency medical treatment, hospitalization, and other medical care related to newly incurred illnesses or injuries during your trip.

My Health Insurance as a Global Citizen

42 related questions found

Can a tourist get health insurance in the USA?

Visitor insurance plans are excellent for non-U.S. citizens traveling to America. Whether its visiting family members or friends, vacationing, or taking a business trip, visitor insurance can protect you from unexpected illnesses or injuries that occur while away from your home country.

Can non-US citizens go to the doctor?

You do not have to be a U.S. citizen to receive healthcare in the U.S.! Undocumented immigrants can receive medical care at immigrant-friendly health care facilities like Coachella Valley Primary Care. You can still receive most of your healthcare from a primary care provider (PCP) near you without insurance.

Can I get Medicaid if I am not a U.S. citizen?

In general, lawfully present immigrants must have a “qualified” immigration status to be eligible for Medicaid or CHIP, and many, including most lawful permanent residents or “green card” holders, must wait five years after obtaining qualified status before they may enroll.

Can non US citizens get a med card?

Can Non-U.S. Residents Get Medical Cards? Non-U.S. residents can apply for medical marijuana cards if they have a physical address and are registered residents in a legalized state.

Can you get Medicare if you are not a citizen?

Legal immigrants (non-citizen permanent residents) under age 65 with disabilities may also qualify for Medicare, but typically first must meet the same eligibility requirements for SSDI (disability benefits) that apply to citizens, which are based on work history, paying Social Security taxes on income, and having ...

What happens if you have no insurance in the US?

Driving without insurance is against the law in virtually every U.S. state. The consequences of driving without insurance can vary dramatically, with penalties ranging from a slap on the wrist to large fines and even jail time. Penalties can be particularly serious for repeat offenders and severe situations.

Can I get life insurance if I'm not a US citizen?

Non-U.S. citizens can apply for life insurance in the U.S. if they have a Social Security number (SSN) or an Individual Taxpayer Identification Number (ITIN). Eligibility typically depends on things such as your residency status, purpose of stay and how much time you spend outside the country.

Can anyone get health insurance in the US?

To be eligible to enroll in health coverage through the Marketplace, you must: Live in the United States (U.S). Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses. Not be incarcerated.

Can you get health insurance in the U.S. without a SSN?

Lawfully admitted noncitizens can get many benefits and services without an SSN. You don't need an SSN to get a driver's license, register for school, get private health insurance, or apply for school lunch programs or subsidized housing.

Can a non US citizen get an insurance license?

General Requirements

Applicants must be: Be at least 18 years of age; A resident in the state in which you are attaining your insurance license; Be a U.S. citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services.

What is the difference between a US citizen and a U.S. national?

U.S. Citizen - One who was born either within the territory of the United States or to U.S. citizen parents. U.S. National - One who owes permanent allegiance to the United States. Lawful Permanent Resident Alien - One who is legally accorded the privilege of residing permanently in the United States.

Who is an eligible non-citizen?

You are considered an eligible non-citizen if you meet ONE of the following criteria: You are a U.S. permanent resident with an Alien Registration Card (I-551). You are a conditional permanent resident with an I-551C card.

Can you get health insurance while waiting for a green card?

Can you get health insurance while waiting for a green card? Yes, lawfully present immigrants are eligible for coverage through the Marketplace before receiving their green card if they have a qualified non-citizen or humanitarian immigration status or a valid non-immigrant visa.

Do you have to be a US citizen to qualify for Medi-Cal?

Immigration Status Doesn't Matter

Since January 1, 2024, more people are eligible for full Medi-Cal benefits. Applying for or using Medi-Cal will not affect your immigration status. As always, everyone is welcome to apply.

How can a non US citizen get health insurance?

Qualified non-citizens include lawful permanent residents, like green card holders, asylees and refugees. Other qualified non-citizens are listed above. If you're a lawfully present individual, you can get private health insurance on the Marketplace. You might be able to get help paying for insurance too.

Do illegal immigrants get health insurance in the US?

Most undocumented immigrants do not have any health coverage apart from emergency care provided under emergency Medicaid, as well as emergency room access under EMTALA. In certain states, some are eligible for some state-specific benefits.

Who is not eligible for Obamacare?

Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.

What happens if a tourist gets sick in the USA without insurance?

If a tourist gets sick in the USA without insurance, they are responsible for covering all medical expenses out of pocket. Healthcare in the USA is expensive, and even basic treatments or emergency services can result in significant bills.

Does medical require citizenship?

A new law says most U.S. citizen or nationals applying for or receiving Medi-Cal must show proof of citizenship and proof of identity. Read below to learn how this law may apply to you or your family. If you are not a U.S. citizen or national, this law does not apply to you.

Can non-citizens get VA benefits?

From time to time foreign citizens volunteer for and are inducted into the U.S. armed forces. Such people who have been discharged from the armed forces under conditions other than dishonorable are entitled to benefits administered by VA.