Can you get Medicare through ex spouse?

Asked by: Mckayla Douglas Sr.  |  Last update: December 6, 2023
Score: 4.9/5 (70 votes)

Can You Qualify for Premium-Free Medicare After Divorce? You may qualify for premium-free Part A benefits through an ex-spouse if they're eligible for Social Security disability or retirement benefits and/or if they paid Medicare taxes for at least 40 quarters (10 years).

Can I draw from my ex husband's Social Security?

Yes. You are eligible to collect spousal benefits on a living former wife's or husband's earnings record as long as: The marriage lasted at least 10 years. You have not remarried.

How much Social Security does a divorced spouse get?

How much Social Security does a divorced spouse get? A divorced spouse can receive up to 50% of their ex-spouse's full retirement benefit. You must wait until you reach full retirement age if you want to claim your full benefit.

Does Medicare transfer to spouse?

Medicare if You're Married. You and your spouse's Medicare coverage might not start at the same time. Medicare is an individual plan (there is no family plan). However, you may be eligible for Medicare based on your spouse's work history -- even if you are not eligible on your own.

Can a spouse get Medicare if they never worked?

Regardless of your work history, you are eligible for Medicare at age 65 (or younger in some cases) if you're a U.S. citizen.

How To Find Out Your Ex Spouse's Social Security

35 related questions found

What are the 3 requirements for Medicare?

Original Medicare (Part A and B) Eligibility and Enrollment
  • Age 65 or older.
  • Disabled.
  • End-Stage Renal Disease (ESRD)

What age can a non working spouse get Medicare?

When your non-working spouse turns 65, they will be eligible for premium-free Part A and Medicare Part B if you are at least 62 years and have paid at least ten years of Medicare taxes. If you are not yet 62, your spouse may still enroll in Medicare Part A (and Part B, which is optional).

Can I get my ex husband's Social Security if he remarried?

You can claim even if your ex has remarried. You can claim even if your ex hasn't retired and isn't receiving Social Security benefits (as long as your ex is at least 62). Claiming won't reduce your ex's Social Security benefits or his or her current spouse's benefits.

How long do you have to be married to get spouse Social Security?

What are the marriage requirements to receive Social Security spouse's benefits? Generally, you must be married for one year before you can get spouse's benefits. However, if you are the parent of your spouse's child, the one-year rule does not apply.

What is the spousal advantage plan?

For those who are eligible, SAVI provides you with a unique opportunity to have no out of pocket medical costs other than the premium you pay for alternative coverage.

How do I get the $16728 Social Security bonus?

To acquire the full amount, you need to maximize your working life and begin collecting your check until age 70. Another way to maximize your check is by asking for a raise every two or three years. Moving companies throughout your career is another way to prove your worth, and generate more money.

Can I stop my ex wife from getting my Social Security?

They'll simply use the former spouse's work record if it results in more money for the person who's applying. Social Security will give you whichever benefit is bigger, but not both. There's nothing anyone can do to prevent their ex from claiming their Social Security.

Is an ex wife considered a surviving spouse?

Anyone who was married to a Social Security beneficiary can potentially receive survivor benefits on the death of that person. That includes divorced former spouses as well as the deceased's husband or wife at the time of death.

How does a divorced woman collect her husband's Social Security?

The marriage must have lasted for at least 10 years and the divorced spouse must be at least 62 years old. If the requirements are met, the divorced spouse can receive an amount equal to as much as 50% of their ex's benefits.

What is the Social Security spousal benefits loophole?

The Restricted Application Loophole

One Social Security loophole allowed married individuals to begin receiving a spousal benefit at full retirement age, while letting their own retirement benefit grow.

Can ex wife claim my pension years after divorce?

It is crucial that you take into account the division of your pension or other retirement funds as part of a divorce. Your ex-wife or husband may be able to claim a portion of your pension years after you were divorced if you do not address the issue in your separation agreement.

Do you have to be married 10 years to collect your husband's Social Security?

How long does someone have to be married to collect Social Security spouse benefits? To receive a spouse benefit, you generally must have been married for at least one continuous year to the retired or disabled worker on whose earnings record you are claiming benefits.

Do you have to be married 10 years to get spouse's Social Security?

To be eligible, you must have been married to your ex-spouse for 10 years or more. If you have since remarried, you can't collect benefits on your former spouse's record unless your later marriage ended by annulment, divorce, or death.

Will I lose my ex husband's retirement if I remarry?

You can't receive survivor's benefits if you remarry before 60. If you remarry after age 60 (50 if disabled), you can still collect benefits on your former spouse's record. When you reach age 66, you may get retirement benefits from your new or current spouse's record if it is higher.

Which wife gets the Social Security?

If you are married and you and your spouse have worked and earned enough credits individually, you will each get your own Social Security benefit.

Can I collect spousal benefits and wait until I am 67 to collect my own Social Security?

Hi. No, assuming that you were born after January 1 1954. Only people who were born prior to January 2 1954 are allowed to claim spousal benefits without also being required to claim their own benefits at the same time (https://www.ssa.gov/benefits/retirement/planner/claiming.html).

Can I get Medicare if I'm not 65 but my husband is?

As the spouse of a Medicare beneficiary, can I enroll in Medicare during the Medicare Open Enrollment period? No. Although your husband now qualifies for Medicare, you will not qualify for Medicare until you turn age 65.

Do you get Social Security if you never worked?

But even if you never worked and therefore don't have an earnings record, you're not necessarily out of luck. If you're married (or were married) to someone who's entitled to Social Security, you can collect spousal benefits equal to 50% of your husband or wife's benefits at full retirement age.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Long-Term Care. ...
  • Most dental care.
  • Eye exams (for prescription glasses)
  • Dentures.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.