Can you get Social Security and Medi-Cal?
Asked by: Miss Jeanne Watsica | Last update: September 22, 2025Score: 4.8/5 (24 votes)
Can you get Medi-Cal if you are on Social Security?
You are eligible for Medi-Cal benefits because you have been approved for SSI/SSP benefits. The first month of your eligibility for Medi-Cal benefits is the month you applied for SSI/SSP, as long as you were eligible for SSI/SSP in that month.
What will disqualify you from Medi-Cal?
The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.
What is the maximum income to qualify for Medi-Cal?
Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher.
How much money can I have in my bank account if I have Medi-Cal?
For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10. Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information. » I was not eligible in the past.
Do Expats Get Social Security and Medicare?
What are the new rules for Medi-Cal 2024?
Basic Information. Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.
Will I lose my Medicaid if I get Medicare?
People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.
Does social security count as income for Covered California?
Add any foreign income, Social Security benefits and interest that are tax-exempt. Then, add or subtract any income changes you expect in the next year. Some people, especially those who are self-employed or unemployed, have unpredictable incomes.
What is the income limit for Medi-Cal 2024 for seniors?
Medi-Cal Eligibility
To be eligible for Medi-Cal with no share of cost, your monthly gross income in 2024 must not exceed $1,732 for an individual and not exceed $2,332 for a married couple. For married couples, when one spouse is in a nursing home, higher resource and income limits apply.
Does Medi-Cal verify income?
In order to determine your eligibility for Medi-Cal benefits, you may be required to submit information verifying your identity, income and/or property.
What is the disadvantage of Medi-Cal?
The perception that Medi-Cal offered poorer coverage or less respectful treatment than other types of insurance. Concerns among noncitizen respondents that applying for Medi-Cal might affect their immigration status.
What assets does Medi-Cal count?
Starting January 1, 2024, California became the first state in the country to completely eliminate asset limits for their state-based Medicaid program. Assets, such as bank accounts, cash, second vehicles, and homes are no longer counted when determining Medi-Cal eligibility.
Does retirement count as income for Medicaid?
In every state except one, these retirement accounts are counted toward the asset limit for eligibility. Although it should be noted that California does not have an asset limit, so the value of retirement accounts will not impact California residents applying for Medi-Cal (California Medicaid).
Does social security count as income?
Your benefits may be taxable if the total of (1) one-half of your benefits, plus (2) all of your other income, including tax-exempt interest, is greater than the base amount for your filing status.
Do retirement accounts affect Medi-Cal eligibility?
Effective January 1, 2024, the cash value of an IRA will not count as property in the Non-MAGI Medi-Cal eligibility determination. However, any periodic payments or minimum distributions received from the IRA will continue to count as income in the individual's eligibility determination.
What conditions automatically qualify you for disability in California?
There are certain disabilities that automatically qualify individuals for SSI or SSDI benefits under the Compassionate Allowances initiative. These encompass conditions such as adult-onset Huntington's disease, amyotrophic lateral sclerosis (ALS), and specific types of cancer.
Does social security count as income for Medi-Cal?
Income-based Medi-Cal counts most types of earned and unearned income you have. However, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts.
What is the new law for Medi-Cal in 2024?
Starting January 2024, all income-eligible Californians may qualify for full-scope Medi-Cal regardless of immigration status.
What happens to my Medi-Cal when I turn 65?
If you are aged (65+) or disabled and are not eligible for the SSI program, you may be able to get Medi-Cal through the Aged & Disabled Federal Poverty Level (A&D FPL) program. To qualify, you must: Be aged (65+) or disabled (meet Social Security's definition of disability, even if your disability is blindness).
What is the income limit for Medi-Cal?
Adults qualify for Medi-Cal with an average household income of less than 138% of the FPL. However, according to the Covered California income guide, children who enroll in Obama Care California plans may qualify for Medi-Cal when the family has a household income of 266% or less.
Is retirement and Social Security considered earned income?
Beginning on the day after you reach minimum retirement age, payments you receive are taxable as a pension and are not considered earned income.
Does Medi-Cal check tax returns?
You do not have to file taxes to qualify for Medi-Cal.
Is it better to be on Medicare or Medicaid?
While Medicare is the primary payer for medical needs, Medicaid can cover costs that Medicare coverage does not. When you visit a provider that takes both Medicare and Medicaid, Medicare pays first for the cost of your care. Medicaid pays second, covering copays and other costs not covered.
Will Medicaid take my Social Security check?
It is essential to know that Social Security benefits are not exempt from Medicaid. Payments you receive from Social Security are counted as income. Nevertheless, you are not automatically barred from obtaining Medicaid coverage just because you receive Social Security benefits.