Can you go to the ER with no money?

Asked by: Kathryne Mayer  |  Last update: November 4, 2025
Score: 4.2/5 (16 votes)

You'll be charged afterwards, whether you can pay or not. The Emergency Medical Treatment and Labor Act (EMTALA), a federal law passed in 1986, requires anyone coming to a hospital emergency room to be stabilized and treated, regardless of their insurance status or ability to pay.

Can you go to the ER without paying?

Emergency room staff cannot deny care or treatment to people without insurance, but they do charge for their services. The fees of emergency rooms are higher than those of urgent care centers. It may be a good idea to research and consider what situations might warrant a visit to each place.

Should I go to the ER if I can't afford it?

No emergency room in the US can deny you service because of a lack of funds and further, when they send you a bill, you get to send it back and say you do not have funds to pay the bill. Work with them and you will find a happy result. Go now to the ER.

Can you go to the ER if you're broke?

Despite the financial hurdles, uninsured emergency patients are provided with legal safeguards. The Emergency Medical Treatment and Active Labor Act (EMTALA) is a federal law that requires anyone coming to an emergency department to be stabilized and treated, regardless of their insurance status or ability to pay.

Can I just walk into the emergency room?

Emergency rooms don't take appointments and may have long wait times. Compared to a visit to your own healthcare provider, it's a much less comfortable experience. You should only go there for severe conditions when waiting would be dangerous.

What Happens If I Go To The Hospital Without Insurance? - CountyOffice.org

39 related questions found

What symptoms will get you admitted to the hospital?

Go to an emergency department or call 911 or the local emergency number for help for problems such as:
  • Trouble breathing.
  • Passing out, fainting.
  • Pain in the arm or jaw.
  • Unusual or bad headache, particularly if it started suddenly.
  • Dizziness or weakness that does not go away.
  • Inhaled smoke or poisonous fumes.
  • Sudden confusion.

Is urgent care cheaper than ER?

An urgent care visit is between $100 and $200 – about ten times less than the average ER visit. If you have insurance, it should only be the cost of your co-pay. Most urgent care clinics are open 7 days a week. And, on average, wait times are 30 minutes or less.

Can you go to jail for leaving the hospital without being discharged?

It is not illegal to leave, and there is no law requiring you to sign any discharge documents. With that being said, you should prepare a letter explaining why you have decided to leave. Keep a copy of the letter for yourself and give a copy to the hospital administrator.

Who pays for homeless ER visits?

“Yet, when a homeless person goes into a hospital, their insurance company pays for the emergency room visits, the inpatient stays, and for intensive care, if necessary,” he said.

Where can I go instead of an ER?

Unless a condition is life-threatening, a trip to urgent care is generally a better use of a patient's time and resources to treat injuries, fevers, infections and other ailments. Urgent care centers often have far shorter wait times than the ER and cost less than a traditional hospital emergency room visit.

How many people don t go to the hospital because they can t afford it?

It does: In 2023, 46% of American adults without health insurance skipped some medical treatment because they couldn't afford it, compared with 25% of insured adults.

Can you ignore ER bills?

Ignoring Medical Bills Creates Problems: Credit Score Damage, Debt Collectors, Lawsuits. Explore Solutions: Payment Plans, Financial Aid, & Potential Personal Injury Claim.

Can you make payments to the ER?

If you can't pay your bill in full, ask about payment plan options. Negotiate a monthly payment amount that fits your budget and determine if interest will be charged on the payment plan. Call the hospital or billing department and explain your financial situation and any insurance coverage you have.

Is it better to go to the ER at night or morning?

ERs generally see a decline in patient visits during the early morning hours. Furthermore, weekends, in contrast to popular belief, also tend to be less crowded. If your condition is not life-threatening but still requires immediate medical attention, considering these off-peak hours might be beneficial.

Can a hospital force you to pay?

Hospitals have the right to sue patients for unpaid bills, and they may also send your account to a collections agency. This can result in damage to your credit score and additional fees. If you do not pay your hospital bills, hospital after waiting for a reasonable time, is likely to send you legal notice.

What happens if I go to the ER without insurance?

Under the Emergency Medical Treatment and Labor Act (EMTALA), anyone who goes to the ER must be stabilized and treated, even if they are uninsured and it's not clear how they will pay for treatment.

How to get ER to admit you?

ER physicians do not have admitting privileges. If they feel a patient warrants admission they call the attending of the service “on call” for the day, and discuss the patient. ER staff may write a few orders until the attending arrives to fully assess the patient's problem.

How much do most ER visits cost?

Average ER visit cost

An ER visit costs $1,500 to $3,000 on average without insurance, with most people spending about $2,100 for an urgent, non-life-threatening health issue. The cost of an emergency room visit depends on the severity of the condition and the tests, treatments, and medications needed to treat it.

Do you get charged for going to the emergency room?

If you don't have insurance, you may be required to pay the full cost of your treatment, which can vary by facility and the type of treatment required. Always plan ahead for sudden sickness, injury, or other medical needs, so you know where to go and how much it could cost.

Does ER charge by the hour?

A common question is whether emergency rooms (ERs) charge by the hour. The short answer is no, emergency rooms do not typically charge by the hour. Instead, they charge based on a variety of factors including the services rendered, the complexity of the case, and the specific treatments administered.

How to get the ER to take you seriously?

Be specific: Describe your symptoms in detail. Instead of saying “I feel sick,” explain the specific symptoms you are experiencing, such as nausea, dizziness, or chest pain. This will help the medical staff understand the urgency of your situation. Use descriptive language: Paint a vivid picture of your symptoms.

What warrants an ER visit?

If any of these symptoms come on suddenly or are severe, call 911 or head to an ER: Clumsiness, loss of balance or fainting. Difficulty speaking or trouble understanding speech. Unexplained loss of consciousness.

Which of the following symptoms would warrant seeking immediate medical care?

Recognizing medical emergencies
  • Bleeding that will not stop.
  • Breathing problems (difficulty breathing, shortness of breath)
  • Change in mental status (such as unusual behavior, confusion, difficulty arousing)
  • Chest pain or discomfort lasting for two minutes or more.
  • Choking.
  • Coughing up or vomiting blood.