Can you have a job and be on Medi-Cal?

Asked by: Mrs. Catharine Dickinson  |  Last update: June 10, 2025
Score: 4.1/5 (14 votes)

Medi-Cal Coverage and Employment. A number of factors go into qualifying for Medi-Cal — but having a job isn't one of them. In fact, many people are employed and stay on Medi-Cal. Eligibility for the program is based on income and other variables.

Will I lose my Medi-Cal if I get a job?

Yes you have to report the change in income and access to employer insurance but you'll continue to be eligible for Medi-cal for the rest of the Public Health Emergency. Medi Cal will tell you if you're even required to enroll in the job's health insurance.

What will disqualify you from Medi-Cal?

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.

Can I have both Medi-Cal and employer insurance?

Note: You can choose to get Medi-Cal even if you have employer-sponsored coverage. If you have both at the same time, Medi-Cal may decide it is cost-effective for them to pay your portion of your employer-sponsored health insurance's premium.

Why is my Medi-Cal discontinued?

Your Medi-Cal coverage will end if you don't turn in your renewal form or you are missing proof of things like income that the county asked you to send. Your local Medi-Cal office will mail you a letter (Notice of Action) to let you know if you didn't turn in your renewal form or are missing information.

Having A Job In Medical School - Is It Possible

32 related questions found

Can you have both Medicaid and employer insurance?

The simple answer to the question of “can you have both Medicaid and private insurance?” is a resounding “YES”! Medicaid is given to low-income U.S citizens in need and will not be disputed due to already enrolled in a private health insurance program.

What is the disadvantage of Medi-Cal?

The perception that Medi-Cal offered poorer coverage or less respectful treatment than other types of insurance. Concerns among noncitizen respondents that applying for Medi-Cal might affect their immigration status.

How much money can I have in my bank account if I have Medi-Cal?

For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10. Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information. » I was not eligible in the past.

What are the new rules for Medi-Cal 2024?

Basic Information. Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.

How does Medi-Cal verify income?

Earned Income Most recent pay stub, written statement from employer, completed employer's income verification letter. All verification must show gross income, pay period, date received and hours worked.

Do I have to pay back Medi-Cal?

The Medi-Cal program must seek repayment from the estates of certain deceased Medi-Cal beneficiaries. Repayment only applies to benefits received by these beneficiaries on or after their 55th birthday and those who owned assets at the time of death.

What happens if my income increases while on Medi-Cal?

You will not lose your Medi-Cal coverage while the continuous coverage requirement is in place if your income goes up or your household changes.

What is the most you can make and still qualify for Medi-Cal?

Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher. You can qualify for Medi-Cal even if you have assets.

Will I lose my Medicare if I get a job?

Medicare eligibility is based on age, certain disabilities and conditions such as End-Stage Renal Disease (ESRD), but it is not based on income. This means that no income threshold would create a scenario where a beneficiary would lose their Medicare benefits.

What happens if you get a job while on EBT?

If you work and still meet the requirements to receive food stamps, you will still receive the monthly SNAP allotment on your EBT card. However, if your benefits are frozen, here are some reasons why and how to fix them. Any money not used on your EBT card within a month will carry over to the next month.

What does Medi-Cal not cover?

Restricted scope Medi-Cal covers limited services. It does not cover medicine or primary care. If you have pregnancy-related limited scope Medi-Cal, you will have the full scope of Medi-Cal benefits, if the service is medically necessary.

How many cars can you own on Medicaid?

An applicant is allowed to own one car that's not included in your resource limit if it's used for transportation or by another person living in the house, such as a spouse. You also don't have to be the driver of the vehicle. It's important to know that the value of the vehicle doesn't matter.

How do I check Medi-Cal eligibility?

Who is eligible? Qualify for Medi-Cal if your income is up to 138 percent of the Federal Poverty Level (FPL) for adults, and up to 266 percent FPL for children. Check Shop and Compare to see if you qualify. Learn more on the Department of Health Care Services website.

Why does no one accept Medi-Cal?

The most frequent reasons physicians limit Medi-Cal patients in their practices are payment rates and administrative hassles.

Does Medi-Cal check your taxes?

The Modified Adjusted Gross Income (MAGI) Medi-Cal method uses Federal tax rules to decide if you qualify based on how you file your taxes and your countable income.

How can I lower my income for Medi-Cal?

Some examples of common deductions that may apply to you are: • Health insurance premiums (such as health, dental, vision, Medicare prescription drug and supplemental plans), • Upkeep of your home (for people who can return home within 6 months), and your spouse, registered domestic partner, or family are not living in ...

Do I have to pay back Medicaid if I get a job?

After you start working, your Medicaid coverage can continue, even if your earnings (alone or in combination with your other income) become too high to receive SSI.

Can I have employer insurance and Medi-Cal?

Even if you have other health coverage such as health insurance from your work, you may still qualify for Medi-Cal. If you qualify, Medi-Cal will cover allowable costs not paid by your primary insurance. Under federal law, Medi-Cal beneficiaries' private health insurance must be billed first before billing Medi-Cal.

Can Medicaid find out if you are working?

The databases through which income may be verified are Disability Insurance Benefits, California State Employment Development Department wages, state welfare information files, California State Franchise Tax Board interest and dividend files, Social Security Administration, and Medicare benefit files.