Can you have Medicaid and Bluecross at the same time?
Asked by: Kyra Breitenberg | Last update: September 2, 2025Score: 4.9/5 (22 votes)
Can you have Medicaid and Blue Cross at the same time?
Yes, you can maintain your employer-sponsored insurance plan as your primary coverage while also qualifying for Medicaid, which would pay for, generally speaking, any qualifying expense that your primary plan doesn't cover.
Can you have two health insurances at the same time?
Can I have 2 health insurance plans at the same time? Yes. A process called coordination of benefits determines which insurance plan will pay first. Your primary plan will pay for the health claim first, paying the costs up to the plan's coverage limits, and then your second plan will kick in.
Can you have BCBS and Medicare?
Enroll in Original Medicare when you become eligible and select a BCBS Medicare Advantage (Part C) plan that offers all Medicare Part A and Part B benefits while generally including some additional services, such as wellness programs, hearing aids and vision services.
Can you have Medicare, Medicaid, and private insurance?
Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have. If you're dually eligible, Medicare covers your prescription drugs.
Can I have both Medicare and Medicaid at the same time?
Can I have insurance and Medicaid?
Generally yes, as long as you qualify to use the Marketplace. Most people whose incomes are just above the level to qualify for Medicaid can pay very low premiums and out-of-pocket costs for private health insurance through the Marketplace. Check if you'll qualify for savings.
Can I have my own insurance and Medicare?
If you have Medicare and other health insurance (like from a group health plan, retiree coverage, or Medicaid), each type of coverage is called a "payer." The "primary payer" pays up to the limits of its coverage, then sends the rest of the balance to the "secondary payer."
Will I lose my Medicaid if I get Medicare?
Fortunately, Medicaid enrollees will not lose their benefits if they sign up for Medicare. As long as you are eligible for both programs in your state, you will continue to receive benefits from both Medicaid and Medicare. Things will work a little differently though.
Can you have two Blue Cross insurance plans?
With health expenses going up, many people are asking if it's possible to have two health insurances and how to make the best use of both plans. Yes, you can have two health insurance plans and it is perfectly legal, but it is also important to fully understand how primary vs secondary insurance operates.
How does secondary insurance work?
Secondary insurance is when someone is covered under two health plans; one plan will be designated as the primary health insurance plan and the other will be the secondary insurance. The primary insurance is where health claims are submitted first.
Is it illegal to have two types of health insurance?
Most individuals only have one health insurance plan, known as “primary” insurance. However, some people also secure additional medical coverage or a “secondary” insurance plan. Having dual coverage is perfectly legal.
Can you have Medicaid and employer insurance at the same time?
It is possible for Medicaid beneficiaries to have one or more additional sources of coverage for health care services.
What is the best health insurance company to go with?
- Best Overall and Best for Self-Employed: Kaiser Permanente.
- Best Widely Available Plans: UnitedHealthcare.
- Best for Low Complaints and Best for Chronic Conditions: Aetna.
- Most Affordable: Molina Healthcare.
What are the four types of Medicaid?
- State-operated fee-for-service (FFS)
- Primary care case management (PCCM)
- Comprehensive risk-based managed care (MCO model)
- Limited-benefit plans.
Can I decline Medicaid?
If you were found eligible for Medicaid but do not wish to enroll, you will need to fill out the Decline Medicaid Coverage Form available here. Declining Medicaid will not change your eligibility for advance premium tax credits or cost-sharing reductions to use to purchase a private health insurance plan.
Can I have United Healthcare and Medicaid at the same time?
UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.
Can you have 2 medical insurances at the same time?
The short answer to that question is yes, you can have two health insurance plans. In fact, it's becoming increasingly common for individuals to have more than one health insurance plan.
Can you be under 2 different insurances?
Although no laws prohibit you from purchasing two auto policies from two different companies, an insurer will not allow you to purchase two policies on the same car. If you have an auto accident, filing two claims with two different insurance providers constitutes insurance fraud even with two auto policies.
What is double insurance?
Double insurance refers to the method of getting insurance of same subject matter with more than one insurer or with same insurer under different policies. This means that one can get insurance policies on a subject matter more than its value. Double insurance is possible in all types of insurance contracts.
How much does Medicaid cost per month?
Amounts. Most states adjust premium amounts by beneficiary income, with approved possible charges ranging from approximately $5 to $74 per month. Four states (AR, AZ, MI, and MT) have approved waivers to require monthly premium payments as a percentage of income.
What happens if you win money while on Medicaid?
Winning the lottery generally doesn't require you to pay back Medicaid costs. However, it can affect your eligibility for Medicaid, as eligibility often depends on income levels, which vary by state. You might lose your benefits if your lottery winnings push your income above the Medicaid threshold.
Is it better to be on Medicare or Medicaid?
While Medicare is the primary payer for medical needs, Medicaid can cover costs that Medicare coverage does not. When you visit a provider that takes both Medicare and Medicaid, Medicare pays first for the cost of your care. Medicaid pays second, covering copays and other costs not covered.
Can you use Medicaid and private insurance at the same time?
Even if you are already enrolled in your own or family's private health insurance, you may still qualify for Medicaid benefits. This is perfect for individuals who are given health insurance from their employer but are still struggling to make ends meet.
Does Medicare cover 100% of hospital bills?
Whether you're new to Original Medicare or have been enrolled for some time, understanding the limitations of your coverage is important as you navigate decisions about your healthcare. One of the main reasons why Original Medicare doesn't cover 100% of your medical bills is because it operates on a cost-sharing model.
What happens to my Medicaid when I turn 65?
While the ACA expanded Medicaid's income eligibility for non-elderly adults, the federal minimum standard for Medicaid eligibility for those 65 and older remained unchanged at approximately 75 % of the FPL.