Can you have Medicare and HealthCare.gov at the same time?
Asked by: Michel Hegmann | Last update: August 31, 2025Score: 4.2/5 (32 votes)
Does everyone have to pay $170 a month for Medicare?
Most people pay no premiums for Part A. For Medicare Part B in 2025, most beneficiaries will pay $185 per month. Certain factors may require you to pay more or less than the standard Medicare Part B premium in 2025.
What is the best secondary insurance if you have Medicare?
Aetna (which includes the Accendo / CVS Heath brands) and UnitedHealthcare (AARP) are the most popular choices we see customers make (because of pricing and brand - they may not always be the cheapest). They are all required by law to provide the same coverage as funfornewages says.
How does Obamacare affect Medicare?
How Does Obamacare Affect Medicare Recipients? Obamacare doesn't affect your ability to qualify for Medicare. Obamacare is intended as an affordable option for people who may not qualify for public assistance health programs like Medicare or Medicaid.
Can people over 65 get Obamacare?
Yes, in general, people age 65 or older who are not entitled to premium-free Medicare can purchase health insurance coverage in the Marketplace (except undocumented immigrants).
What Is The HealthCare.gov Health Insurance Marketplace?
Can you have both Medicare and Obamacare?
Eligibility for Medicare is based on age, disability status, or having end-stage renal disease. Most individuals become eligible for Medicare at age 65, regardless of income or health status. It is possible to have both Obamacare and Medicare coverage.
What is the best health insurance for seniors on Medicare?
Best Medicare Supplement: AARP/UnitedHealthcare. AARP/UnitedHealthcare is the best company for Medigap plans in 2025. For most people, the best company for Medigap coverage is AARP/UnitedHealthcare. Medicare Supplement (Medigap) plans cover many of the costs that you usually pay if you have regular Medicare.
Can I have both Medicaid and Obamacare?
Keeping both Marketplace and Medicaid and CHIP
If you have qualifying health coverage through Medicaid or CHIP coverage, you'll pay full price for your Marketplace plan premium and covered services.
Do I need health insurance if I have Medicare?
Why would I need more health insurance if I have Medicare? It's important to understand that Original Medicare, Part A and Part B, doesn't include most prescription drug coverage. If you'd like Medicare prescription drug coverage, you can get it from a private health insurance company that contracts with Medicare.
What are the 6 things Medicare doesn't cover?
- Eye exams (for prescription eyeglasses)
- Long-term care.
- Cosmetic surgery.
- Massage therapy.
- Routine physical exams.
- Hearing aids and exams for fitting them.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
How much money can you have in the bank if you're on Medicare?
eligibility for Medi-Cal. For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10. Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information.
Why is Social Security no longer paying Medicare Part B?
There could be several reasons why Social Security stopped withholding your Medicare Part B premium. One common reason is that your income has exceeded the threshold for premium assistance. Another reason could be that there was a mistake or error in your records.
Can you be on Obamacare and Medicare at the same time?
Can I get a Marketplace plan in addition to Medicare? No. It's against the law for someone who knows you have Medicare to sell you a Marketplace plan. This is true even if you have only Medicare Part A (Hospital Insurance) or only Medicare Part B (Medical Insurance).
How can I avoid paying back my premium tax credit?
Report any changes in your income during the year to the Marketplace, so your credit can be adjusted and you can avoid any significant repayments at the end of the year.
Is Medicaid free for seniors?
Beyond routine and acute health care services, Medicaid covers long-term care for millions of older adults and people with disabilities. Since the program serves populations with limited resources, people who have Medicaid pay few to no out-of-pocket costs for their benefits.
Why do people not like Obamacare?
Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features. They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care.
Does Obamacare cover surgery?
All plans offered in the Marketplace cover these 10 essential health benefits: Ambulatory patient services (outpatient care you get without being admitted to a hospital) Emergency services. Hospitalization (like surgery and overnight stays)
Who has the cheapest insurance for seniors?
Our research found that Auto-Owners, Travelers, Geico, USAA and Nationwide may be the cheapest car insurance companies for seniors based on average rates from Quadrant Information Services. Rates provided are for a 70-year-old driver with a clean driving record.
Why do people say not to get a Medicare Advantage plan?
Disadvantages of Medicare Advantage plans can include difficulty switching out of the plans later, restrictions on care access, limited provider networks, and limitations on extra benefits.
Is Medicare free at age 65 for seniors?
People age 65 or older, who are citizens or permanent residents of the United States, are eligible for Medicare Part A. You're eligible for Part A at no cost at age 65 if 1 of the following applies: You receive or are eligible to receive benefits from Social Security or the Railroad Retirement Board (RRB).