Can you have Medicare and Medicaid at the same time in Virginia?

Asked by: Ashlee O'Conner  |  Last update: January 18, 2026
Score: 4.3/5 (8 votes)

Can I have both Medicare and Medicaid coverage? It depends. Some Medicaid programs will not allow an individual to have both, while it is allowable for other programs, such as those for an aged, blind or disabled person.

How does a person qualify for both Medicare and Medicaid?

To be eligible to receive both Medicare and Medicaid, a person must qualify for either partial-dual or full-dual coverage. Eligibility for partial-dual coverage depends on the support that a person receives from Medicaid. Examples of the varied coverage may include: Part A premium (if applicable)

Can I keep my Medicaid when I get Medicare?

Dual eligibility

Some people qualify for both Medicare and Medicaid and are called “dual eligibles.” If you have Medicare and full Medicaid coverage, most of your health care costs are likely covered. You can get your Medicare coverage through Original Medicare or a Medicare Advantage Plan.

Can you have Medicare, Medicaid, and VA benefits?

If you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans. Learn more about how VA works with other health insurance.

What is the best medicare plan if you have VA benefits?

Humana is the national Medicare plan provider recommended by veterans service organizations (VSOs) like AMVETS (American Veterans), VFW (Veterans of Foreign Wars) and DAV (Disabled American Veterans).

How Medicaid Works with Medicare | Are you Dual Eligible?

21 related questions found

Can you have Medicaid and private insurance in Virginia?

It depends. Some Medicaid programs will not allow an individual to have both, while it is allowable for other programs, such as those for an aged, blind or disabled person.

How much money can you have in the bank with Medicaid in Virginia?

Have countable resources of not more than $2,000 for one person or $3,000 for a couple. Resources are things such as bank accounts (checking, savings, certificates of deposit, Christmas club, etc.), stocks, bonds, the cash value of some life insurance policies, property that does not adjoin your home, etc.

Who is eligible for Medicaid and Medicare?

Medicaid is for certain individuals and families with low incomes and resources. Eligibility and benefits vary considerably from State to State. Medicare insurance is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease.

Can you have Medicaid and private insurance at the same time in 2024?

The simple answer to the question of “can you have both Medicaid and private insurance?” is a resounding “YES”! Medicaid is given to low-income U.S citizens in need and will not be disputed due to already enrolled in a private health insurance program.

How do I protect my assets from Medicare and Medicaid?

Long-term care insurance, Medicaid-compliant annuities, irrevocable Trusts, life estates, and financial gifting each offer their unique way of protecting assets and ensuring eligibility for Medicaid benefits.

Which is better, Medicare or Medicaid?

While Medicare is the primary payer for medical needs, Medicaid can cover costs that Medicare coverage does not. When you visit a provider that takes both Medicare and Medicaid, Medicare pays first for the cost of your care. Medicaid pays second, covering copays and other costs not covered.

What happens if you make too much money while on Medicaid?

If you're over the Medicaid income limit, some states let you spend down extra income or place it in a trust to help you qualify for Medicaid. If you receive long-term care but your spouse doesn't, Medicaid will allow your spouse to keep enough income to avoid living in poverty.

Will I lose my Medicaid if I get Medicare?

People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.

How many people are dual eligible for Medicare and Medicaid?

They qualify for Medicare because they're at least 65 years old or because they're under age 65 and have a qualifying disability or medical condition. They qualify for Medicaid because they have low income and few resources. In 2024, about 12.8 million Americans are dual-eligible beneficiaries.

Why would you have both Medicare and Medicaid?

When an individual has both Medicare Parts A and B, Medicare is the primary insurance and pays for most medical care. Medi-Cal is the secondary insurance, and it pays for costs not covered by Medicare and provides additional benefits not covered by Medicare.

How often does Medicaid check your bank account?

Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.

Who qualifies for an extra $144 added to their social security?

To qualify to get $144 added back to your Social Security check, you can enroll in a Medicare Advantage plan that offers a Part B premium reduction or giveback benefit.

What disqualifies you from Medicaid?

In general, a single person must have no more than $2,000 in cash assets to qualify. If you're over 65, the requirements are more complex. Whatever your age, there are strict rules about asset transfers. Medicaid may take into consideration any gifts or transfers of cash you've made recently.

Can you own a house and be on Medicaid in VA?

Ownership of real property must be considered when determining your Medicaid eligibility but does not necessarily keep you from receiving Medicaid. The Medicaid eligibility worker will need to see copies of the deeds and tax statements to evaluate the rules that apply in your situation.

Does Social Security count as income for Medicaid in Virginia?

Generally, to qualify for the QI program you must: • Be entitled to Medicare Part A. Have countable income between 120% and 135% of the federal poverty guidelines. Income includes Social Security benefits, pensions, wages, interest, dividends, etc.

Does Virginia Medicaid look at assets?

As of 2023, Virginia Medicaid applicants generally cannot have an income greater than $2,742 per month or more than $2,000 in assets to qualify for the program. Certain assets do not count towards this limit, such as an applicant's personal car, primary home, or prepaid funeral contracts.

Can you have Medicaid and other insurance at the same time?

It is possible for Medicaid beneficiaries to have one or more additional sources of coverage for health care services.