Can you have VA and Obamacare at the same time?
Asked by: Libbie O'Kon | Last update: December 7, 2025Score: 4.8/5 (61 votes)
Can you have VA health care and private insurance at the same time?
If you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans.
Is VA health insurance primary or secondary?
VA health benefits always provide primary coverage in VA facilities. If you have VA benefits and become eligible for Medicare, you should consider the benefits of both types of insurance and whether you should enroll in Medicare now or delay enrollment—and the potential consequences of delayed enrollment.
Can you have VA and marketplace?
Yes. You can continue to use VA for all your health care needs, or complement your VA care with private health insurance or coverage by other federal health care programs, including Medicare, Medicaid, and TRICARE. What's the Health Insurance Marketplace?
Should I get health insurance if I have VA benefits?
Having insurance will make it so the care you receive from the VA is probably going to be entirely free of charge for you, since they'll bill your insurance and probably get more money than they were going to charge you, and any money they get from your insurance offsets dollar for dollar what you'd owe.
VA Healthcare and ACA. Can you apply for an ACA policy and get subsidies if you have VA Healthcare?
What is the maximum income to qualify for VA benefits?
In 2021, the VA National Income Thresholds were as follows: $34,616 or less if you have no dependents. $41,539 or less if you have one dependent. $43,921 or less if you have two dependents.
Do veterans get free healthcare for life?
No! You get VA Healthcare if you have a service connected injury or illness. Any Veteran can be treated by VA but there can be costs, sometimes large costs.
How much does VA health care cost per month?
There is no monthly premium required to use VA care, however Veterans may have to agree to pay copayments. If a Veteran has health insurance, it may cover the cost of co pays.
Can I use VA and Medicare together?
You can have both Medicare and Veterans Affairs (VA) benefits, but Medicare and VA benefits do not work together. Medicare does not pay for any care that you receive at a VA facility. In order for your VA coverage to cover your care, you must generally receive health care services at a VA facility.
Can you make too much money to use VA benefits?
Those with incomes between $125,000 and $170,000 would receive reduced benefits based on a scale and those who made $170,000 a year or more would receive no benefits.
What is the best medicare plan if you have VA benefits?
Humana is the national Medicare plan provider recommended by veterans service organizations (VSOs) like AMVETS (American Veterans), VFW (Veterans of Foreign Wars) and DAV (Disabled American Veterans).
Can you go to any hospital with VA benefits?
Veterans can receive emergency care in a non-VA healthcare facility. The VA defines a medical emergency as an injury, illness, or symptom that is so severe that any delay would be reasonably expected to endanger the veteran's life or health.
Does the VA check income every year?
Beginning in 2014, most Veterans are no longer required to complete the annual financial assessment known as a Means Test if their income exceeds the national thresholds.
Can you have VA and ACA at the same time?
ACA will not impact the ability of Veterans and other beneficiaries to continue using multiple Federal health programs. Can a Veteran or other beneficiary use VA health care and other insurance coverage? Yes.
Does a 100% disabled veteran need Medicare Part B?
You are not required to do so, but there are several benefits to having both VA and Medicare coverage. Just as with non-veterans, you can enroll in Medicare if you're 65 or older or if you have a qualifying disability, ALS, or end-stage renal disease (ESRD).
Can you lose VA benefits for drugs?
Although a claim may be denied due to willful misconduct, it shouldn't be denied due to other health issues, including substance misuse, as long as the person can provide the information the VA needs to assert that the condition is service-connected.
Can I drop Medicare if I have VA?
If you have VA benefits, you do not have to enroll in Medicare in order to keep your VA benefits. That being said, the Veterans Administration actually recommends veterans enroll in Medicare when they become eligible.
Can I have VA health care and private insurance?
If you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans.
Can veterans go to any doctor now?
As a Veteran, you may be eligible to get care outside VA. This means we'll pay for the cost of your care from a health care provider in our community care network. Keep reading on this page to find out if you're eligible for community care. Note: You can still always choose to get care at a VA health facility.
Do Veterans get free healthcare at the VA?
You can get free VA health care for any illness or injury that we determine is connected to your military service (called a “service-connected disability”). You may also be eligible for more free VA health care based on factors like your disability rating, service history, or income.
What is the best priority group to be in with VA?
We assign Veterans with service-connected disabilities the highest priority. We assign the lowest priority to Veterans who earn a higher income and who don't have any service-connected disabilities qualifying them for disability compensation (monthly payments).
Do I need a Medicare supplement if I have VA benefits?
Yes. If you have VA health benefits and qualify for Medicare at age 65, you can be enrolled in both plans at the same time. In fact, the VA strongly encourages veterans without employer-sponsored insurance to sign up for Medicare Parts A and B as soon as they qualify.
Do veterans get free dental care?
If you are a Veteran who has recently served (e.g. OEF/OIF/OND), you may be entitled to a one-time course of free dental care, but you must apply for dental care within 180 days of your discharge (under conditions other than dishonorable) from a period of active duty of 90 days or more.
What disqualifies you from VA benefits?
absence without official leave (AWOL) for a continuous period of 180 days or more, without compelling circumstances to warrant such prolonged unauthorized absence (as determined by VA). This means that if an individual is discharged for any of the above reasons, the law prohibits VA from providing any benefits.