Can you keep Medicaid if you move to another state?

Asked by: Kenyatta Mills PhD  |  Last update: May 17, 2025
Score: 4.6/5 (69 votes)

Medicaid is a joint federal and state program, with each state having its own eligibility rules. This means you cannot keep your Medicaid plan when you move to a new state.

Do I need to cancel Medicaid if I move to another state?

One thing you should know about Medicaid is that you can't be covered by it in two different states at the same time. Therefore, to transfer your coverage – so to speak – you'll need to first terminate your original Medicaid coverage and then apply in your new state once you've relocated.

Which state has the best Medicaid program?

The top states—ranked from 1 to 10—are Massachusetts, Nebraska, Vermont, Alaska, Wisconsin, Rhode Island, Minnesota, New York, Washington, and New Hampshire.

Do you have to change Medicare if you move to another state?

As Original Medicare is a federal program, basic benefits will not change if a person moves to a different state. However, an individual may need to change to a different Medicare Advantage plan.

Do you have to apply for Medicaid in each state?

You must be a resident of the state where you are applying for benefits. Create an account with the Health Insurance Marketplace and fill out an application. If it looks like anyone in your household qualifies for Medicaid, your information will be sent to your state agency. They will contact you about enrollment.

5 Assets That SHOULD Never Go Into A Living Trust

32 related questions found

How many states do not accept Medicaid?

To date, 41 states (including DC) have adopted the Medicaid expansion and 10 states have not adopted the expansion. Current status for each state is based on KFF tracking and analysis of state expansion activity.

How often does Medicaid check your bank account?

Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.

Do I have to let Medicare know that I moved?

Notify the Social Security Administration (SSA) if you move

If you're moving, you should contact Social Security to update the mailing address that Medicare has on file for you. Medicare works with SSA to maintain your records and you don't want to miss any important notifications.

Does Medicaid vary from state to state?

Within broad federal guidelines, each state decides how to run its Medicaid program, including what counts as income and resources, who qualifies, what services are covered, and the cost for services. Some states use different names for their Medicaid programs, like Medi-Cal in California or TennCare in Tennessee.

Can you have Medicare in two states?

While you can only enroll in Medicare in one state – your principal residence where you hold a driver's license, file taxes, and vote, etc. – you may still have access to Medicare coverage in both states depending on the following factors.

What state is the hardest to get Medicaid in?

The worst, in order from 50th to 41st, are in Mississippi, Idaho, Texas, Oklahoma, South Dakota, Indiana, South Carolina, Colorado, Alabama, and Missouri.

Which states have free healthcare?

  • California. State offers public health coverage to all adults regardless of immigration status.
  • Colorado. State offers private health coverage with state subsidies to all adults regardless of immigration status.
  • Illinois. ...
  • Minnesota. ...
  • New york. ...
  • Oregon. ...
  • Washington. ...
  • District of columbia.

What state has the highest Medicaid limit?

The state with the highest Medicaid income limit is Alaska, where households of eight people must have a maximum income of less than $77,526. Alaska Medicaid income limits also include the highest limit for households of one person, $22,597. Read on to find out all the Medicaid income limits by state.

How does Medicaid work when you move?

Medicaid is a joint federal and state program, with each state having its own eligibility rules. This means you cannot keep your Medicaid plan when you move to a new state. Medicaid eligibility depends on your income, your assets, and the level of care you need.

What happens to my health insurance if I move out of state?

It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.

What qualifies a person for Medicaid in Texas?

In addition to those with low incomes who are aged, blind, or disabled (receiving SSI benefits), the following populations are eligible for Medicaid in Texas: Children aged 0-1: 198% of the federal poverty level (FPL) Children aged 1-5: 144% of FPL. Children age 6-18: 133% of FPL.

What are the disadvantages of having Medicaid?

Disadvantages of Medicaid
  • Lower reimbursements and reduced revenue. Every medical practice needs to make a profit to stay in business, but medical practices that have a large Medicaid patient base tend to be less profitable. ...
  • Administrative overhead. ...
  • Extensive patient base. ...
  • Medicaid can help get new practices established.

Which state has the best Medicaid benefits?

25 States With the Best Medicaid Benefits
  1. Massachusetts. In Massachusetts, you have the advantage of an extensive health insurance program called MassHealth. ...
  2. New York. ...
  3. Vermont. ...
  4. Rhode Island. ...
  5. 5. California. ...
  6. Connecticut. ...
  7. Pennsylvania. ...
  8. Washington.

What are the four types of Medicaid?

There are four types of Medicaid delivery systems:
  • State-operated fee-for-service (FFS)
  • Primary care case management (PCCM)
  • Comprehensive risk-based managed care (MCO model)
  • Limited-benefit plans.

Does Medicaid work in different states?

Within these parameters, each of the fifty states operates their Medicaid program differently. Therefore, Medicaid eligibility requirements are not consistent across states. One cannot transfer their Medicaid benefits from one state to another state, nor can they receive Medicaid benefits simultaneously in two states.

Do you lose Medicare if you move?

Yes and no. Medicare Part A and Part B will always travel with you. But for Medicare Advantage (Part C) plans and Part D prescription drug plans, you may lose your existing plan and need to enroll in a new one.

Do I need to notify Social Security if I move to another state?

You should contact the SSA before you move. This ensures that you will receive your payments at your new address if they are mailed to you and any future communications from the SSA regarding your benefits.

How do I protect my bank account from Medicaid?

One such option to protect assets is a Medicaid Trust. By placing some of your assets in an appropriate trust, you can protect them from Medicaid and have them not be counted when you are applying for benefits.

Does Medicaid track your income?

Some states use a computerized system to cross reference a Medicaid applicant's reported income. For instance, in California, an electronic database, the Income Eligibility Verification System (IEVS), is used to match the income information provided by the applicant to other databases to verify it is accurate.