Can you put diapers on FSA?

Asked by: Tanya Koss  |  Last update: September 8, 2025
Score: 5/5 (27 votes)

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

Can you use FSA for baby diapers?

Unfortunately, diapers and wipes are not eligible for purchase using HSA or FSA funds. Why are diapers not HSA/FSA eligible? This is because the IRS considers them "general health" items, and typically, only qualified medical expenses qualify.

Can I use my FSA for adult diapers?

Are adult diapers covered under FSAs? According to FSAStore.com, incontinence supplies are eligible. If you enroll in an FSA, you will receive a debit card for in-store and online purchases. Remember to keep receipts for your records.

Can you use FSA for a baby?

You can use FSA funds to pay for all medical child-birth related expenses, whether you choose to give birth in a hospital or have a home birth with a midwife.

Are pull up diapers FSA eligible?

Diapers don't qualify for fsa, but pads/tampons do.

Dependent Care Flexible Spending Account (FSA) - Explained.

37 related questions found

Are tampons FSA-eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Are car seats FSA-eligible?

Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I pay my babysitter with my FSA?

Yes! You can include expenses paid to a babysitter if the services are necessary for you and your spouse, if married, to work, look for work, or attend school full-time. However, your dependent care costs are not eligible if you did not find a job and have no earned income for the year.

Are toothbrushes FSA eligible?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Can you get toothpaste on FSA?

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Can you use FSA for toilet paper?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are pee pads FSA eligible?

To be eligible for FSA coverage, incontinence supplies must be deemed medically necessary. This means that you'll need a healthcare provider's diagnosis confirming the need for these supplies to manage the symptoms of incontinence. Without the proper documentation from your doctor, reimbursement may not be possible.

Can you use FSA for gym membership?

But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.

Are glasses FSA eligible?

Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are condoms FSA eligible?

FSA dollars can be spent on doctor appointment co-pays and co-insurance. Or, they can be spent on lots of drugstore items that range from over-the-counter drugs (think painkillers and allergy medications) to less-medical-seeming items (sunscreen, contact solution, and condoms are all FSA-eligible).

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Are diapers FSA eligible?

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

Can my mom use my FSA?

These accounts use pre-tax dollars to cover medical and dependent care expenses for ourselves and children. But what many people don't know is that these funds can also be used to care for our aging parents.

Can my mom get paid for watching my child?

Technically your mom or dad are independent contractors if they babysit at their house. But if someone babysits at yours, then they're considered a household employee, although you don't need to issue a W-2. You also don't need to withhold Medicare or social security (FICA) taxes—even if you pay them more than $2,400.

Does FSA cover Uber rides?

It will likely depend on your plan administrator's take on whether an Uber is legally considered a taxi, since according to the IRS, taxi fares are FSA-eligible. In short, Uber can be FSA-eligible, but there's no guarantee. Worth noting: if you use Lyft or Uber to obtain medical care, you're not the only one.

Is an air conditioner FSA eligible?

Air conditioning

To receive FSA reimbursement for an air conditioner or air purifier purchase, you must be able to prove that the device's primary purpose is to treat or alleviate a medical condition. Air conditioners for general use aren't covered under FSA spending.

Are Kleenex FSA eligible?

Facial tissues are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as they are considered a cosmetic product.