Can you use Blue Cross Blue Shield of Texas in any state?

Asked by: Ms. Lindsay Hermann  |  Last update: February 11, 2022
Score: 4.9/5 (22 votes)

You can find a doctor or other provider while traveling by calling a BCBSTX Personal Health Assistant or using the Provider Finder. ... If you are traveling out-of-state but within the United States, you have access to the same level of benefits you receive in-network as long as you visit in-network providers.

Does Texas health Insurance work out-of-state?

Plan Benefits

HealthSelect Out-of-State benefits are now the same as HealthSelect of Texas. There is no annual medical deductible if you stay in the network. You can elect to use non-network providers, but you will have higher out-of-pocket costs.

Is Blue Cross Blue Shield only in Texas?

BCBSTX is a Division of Health Care Service Corporation (which operates Blue Cross and Blue Shield plans in Texas, Illinois, Montana, Oklahoma and New Mexico), the country's largest customer-owned health insurer and fourth largest health insurer overall.

Does Blue Cross Blue Shield of Texas cover out of country?

Like your passport, always carry your Blue Cross and Blue Shield of Texas (BCBSTX) identification (ID) card with you when you travel or live abroad. Through the BlueCard Worldwide program, you have access to medical assistance service, doctors and hospitals in nearly 200 countries and territories around the world.

Is Blue Cross Blue Shield nationwide?

Personalized Healthcare, Nationwide

We understand and answer to the needs of local communities, while providing nationwide healthcare coverage that opens doors for 110 million members in all 50 states, Washington, D.C., and Puerto Rico.

Blue Cross Blue Shield of Texas Benefits

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Does Blue Cross Blue Shield work in other states?

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

When a provider is non participating they will expect?

When a provider is non-participating, they will expect: 1) To be listed in the provider directory. 2) Non-payment of services rendered. 3) Full reimbursement for charges submitted.

Is Blue Shield the same as Blue Shield of California?

Blue Shield Life is a wholly-owned subsidiary of Blue Shield of California.

Is Blue Cross Blue Shield of Illinois the same as Texas?

Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), and an Independent Licensee of the Blue Cross and Blue Shield Association, is the largest customer-owned health insurer in the United States and fourth largest overall, operating through our Blue Cross and Blue Shield® Plans in Illinois, Montana, ...

Where is BCBS Texas located?

We maintain our state headquarters in Richardson, with regional offices in Houston, Austin and Lubbock. In addition, we process our members' claims in Texas in our claims and customer service facilities in Abilene, Marshall, Richardson, San Angelo, Waco and Wichita Falls.

Whats better PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

Can you have health insurance in two states?

You can only buy multi-state health insurance plans through the ACA's, or Obamacare's, state-based and federally facilitated health insurance exchanges. They are not available in the private marketplace.

Can I use OHP in another state?

A: No. Because each state has its own Medicaid eligibility requirements, you can't just transfer coverage from one state to another, nor can you use your coverage when you're temporarily visiting another state, unless you need emergency health care.

Can I have insurance in two states?

No, there's no such thing as a separate multi-state car insurance policy since a standard car insurance policy generally provides "out-of-state" coverage in all 50 states. There's also no such thing as a multi-state car insurance policy that originates from two or more states.

Is Independence Blue Cross and Blue Cross Blue Shield the same thing?

Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. ... Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.

Are all Blue Cross Blue Shield the same?

“In California, Anthem Blue Cross and Blue Shield are actually different companies and are competitors. In most other states, they are the same company and formed an association, the Blue Cross Blue Shield Association.

Is Capital Blue Cross the same as Independence Blue Cross?

Capital Blue Cross was awarded Best Places to Work in Pennsylvania in 2018, 2019 and 2020. Capital Blue Cross is an independent licensee of the Blue Cross Blue Shield Association.

What is the difference between a participating and non-participating provider?

- A participating provider is one who voluntarily and in advance enters into an agreement in writing to provide all covered services for all Medicare Part B beneficiaries on an assigned basis. ... - A non-participating provider has not entered into an agreement to accept assignment on all Medicare claims.

Is PPO fee for service?

Fee-for-Service (FFS) Plans with a Preferred Provider Organization (PPO) An FFS option that allows you to see medical providers who reduce their charges to the plan; you pay less money out-of-pocket when you use a PPO provider. ... In "PPO-only" options, you must use PPO providers to get benefits.

Is non-participating the same as out of network?

Providers in the network have a contract with your plan to care for its members at a certain cost. You pay less for medical services when you use one of the providers on this list. If you see a doctor or use a hospital that does not participate with your health plan, you are going out-of-network.

Is Florida Blue the same as BCBS?

Blue Cross and Blue Shield of Florida, Inc. (BCBSF) is now Florida Blue. The new name, new logo and tagline – 'In the pursuit of health' – are all part of the company's transition to a health solutions company with an overarching mission to help the people of Florida and their communities achieve better health.

Can I have both HMO and PPO?

Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.

Why would a person choose a PPO over an HMO?

Advantages of PPO plans

A PPO plan can be a better choice compared with an HMO if you need flexibility in which health care providers you see. More flexibility to use providers both in-network and out-of-network. You can usually visit specialists without a referral, including out-of-network specialists.