Can you use FSA for a bike?

Asked by: Jarvis Nitzsche  |  Last update: July 12, 2025
Score: 4.1/5 (70 votes)

For this, you will need a letter of medical necessity. This is where services like Truemed come in to provide such documentation. This is how Zwift and Wahoo can accept payment for things like smart bikes and trainers from an HSA/FSA account, which are not medical devices in the traditional sense.

Is any exercise equipment FSA eligible?

The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.

Can I use my FSA for a Peloton?

Yes. A medical practitioner can issue a Letter of Medical Necessity to a patient who meets the requirements to qualify to use HSA/FSA funds on health and wellness purchases, as set forth by the Internal Revenue Service.

Can I use my FSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

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Can I use FSA for Apple Watch?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Can I use FSA for sports physical?

School and Sports Physical Exams

Take care of this standard checkup with funds you've saved in your HSA or FSA.

Can FSA pay for massage?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can I use my FSA to buy a treadmill?

If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.

Can I use FSA for glasses?

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Is a bicycle FSA eligible?

No, exercise equipment is not an FSA-approved expense.

After your FSA admin gives you the green light, you can go to a medical care professional to get a letter of medical necessity. And only at that point does it make sense to transact the purchase to have guaranteed FSA reimbursement.

Can you buy toilet paper with FSA?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are vitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.

Is Peloton Bike FSA eligible?

Truemed partners with health and wellness brands, enabling you to use your HSA/FSA funds for health-related purchases. With Truemed, you can obtain a Letter of Medical Necessity (LMN) from a licensed medical provider, allowing you to use these funds for your Peloton equipment.

Are air purifiers FSA eligible?

Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.

Can you buy a Fitbit with an FSA?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I put my gym membership on my FSA?

So, can you use your HSA or FSA to pay for gym memberships or health club dues? The short answer is yes, but you need a Letter of Medical Necessity.

Can you buy shoes with FSA?

Orthopedic shoes with a Letter of Medical Necessity (LMN) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

What can I not use my FSA for?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Can you use FSA for tampons?

Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.

Will FSA pay for chiropractic?

An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.

Can you use FSA for teeth whitening?

Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.

Is Gatorade covered by FSA?

You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.

Is toothpaste FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.

Are probiotics FSA eligible?

How are probiotics eligible for reimbursement? If a medical professional recommends probiotic supplements as a means of treating a specific medical condition, a Letter of Medical Necessity (LMN) is required to reimburse the amount under an FSA, HSA, or HRA.