Can you use FSA for an Apple Watch?
Asked by: Freida Bailey | Last update: September 7, 2025Score: 4.3/5 (66 votes)
Can an Apple Watch be a medical expense?
“The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense?” The answer is no.
Are fitness devices FSA eligible?
The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.
Is the Apple Watch covered by HSA?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
How To Use Your FSA & HSA on AMAZON (Easy)
Can I get a free Apple Watch with United Healthcare?
As you participate in the UnitedHealthcare Motion® program and meet your daily walking goals, our Walk-It-Off payment option1 puts your earned rewards toward the cost of your Apple Watch. Apple Watch is a registered trademark of Apple, Inc. The FIT logo is a trademark of Qualcomm Life, Inc.
Will my FSA pay for a Fitbit?
Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Can you expense an Apple Watch?
Expert's Answer: The short answer to your question is 'yes.
Does Apple Watch qualify as a medical device?
Reportedly in the works for future versions of the Apple Watch: Blood pressure monitoring and blood glucose readings. It's important to emphasize that Apple can't, by law, market the watch as a medical device.
Can a doctor prescribe an Apple Watch?
That would require regulatory approval from the Food and Drug Administration, not to mention a prescription from your doctor to get one. The Apple Watch, therefore, is positioned as a handy way to oversee various aspects of daily activities, but not as a way to treat medical conditions.
Can you deduct an Apple Watch as a medical expense?
Apple Watches are not considered medical devices and therefore cannot be bought with FSA funds. Even if a doctor says it's a medical necessity there's nothing that states Apple Watch is a medical device.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can FSA pay for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Can I buy an electric toothbrush with my FSA?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Can I use FSA to buy an Apple Watch?
While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.
Can I put my gym membership on my FSA?
The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.
Are smart watch FSA eligible?
A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
How to get an Apple Watch for free?
HDFC Ergo and Zopper have launched "India Gets Moving," incentivizing fitness with Apple Watches. Participants who walk 15,000 steps daily for a year receive a full refund on their watch purchase from select Apple Premium Resellers.
Can I use my HSA for Apple Watch?
Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.
Can healthcare workers wear Apple Watches?
Yes, it's really that smart. It's no surprise, therefore, that an Apple Smart Watch is an excellent fit for nurses and healthcare workers on so many levels.