Can you use FSA for incontinence supplies?

Asked by: Phoebe Mayert  |  Last update: August 27, 2023
Score: 4.4/5 (46 votes)

Generally speaking, incontinence supplies are eligible for reimbursement with a Flexible Spending Account. One of the advantages of an FSA is that it covers medical needs that are often not covered by private insurance. For many FSA plans, this includes incontinence supplies.

Can you use FSA for depends?

CAN OVER-THE-COUNTER PURCHASES LIKE DEPEND® PRODUCTS BE COVERED BY FSA FUNDS? Yes. In addition to standard healthcare expenses, you can buy aspirin, cough medicine and many other over-the-counter items with FSA funds. The list of FSA-qualified products now includes Depend® products.

Can I use FSA to buy diapers?

Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.

Are incontinence products covered by HSA?

Incontinence supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Incontinence supplies are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are poise pads covered under FSA?

Products that treat incontinence, such as Poise pads, are FSA eligible.

Incontinence Pads | How To Use

26 related questions found

Can you use FSA for diapers and wipes?

FSAs permit users to set aside and spend pre-tax dollars on eligible out-of-pocket medical expenses. Flexible Spending Accounts do not cover diapers and diaper services for infants. But are adult diapers FSA eligible? Learn about the program and how you can save on NorthShore.com.

Does FSA cover diapers and wipes?

Diapers are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA), dependent care flexible spending accounts (DCFSA) or limited-purpose flexible spending accounts (LPFSA).

Are incontinence supplies a medical expense?

According to IRS guidelines, "You cannot include in medical expenses the amount you pay for diapers or diaper services, unless they are needed to relieve the effects of a particular disease." However, it is often better to seek reimbursement through your health savings account or FSA if you can get a letter from a ...

Are incontinence products free?

Can I get incontinence products on the NHS? You may be able to get incontinence products on the NHS depending on your local integrated care board (ICB). Ask your GP for details of your local continence service. To qualify for NHS products you may need to be assessed by a healthcare professional.

Are incontinence pads deductible?

If you aren't eligible for Medicaid and aren't old enough for Medicare yet are dealing with incontinence, the cost of incontinence supplies may be a deductible expense you can pay for with a health savings account (HSA), which is typically part of a high-deductible health plan.

Can I buy toilet paper with my FSA card?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

What can FSA not be used for?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

What personal care items are FSA eligible?

FSA Eligible Personal Care Products
  • Ear Care.
  • Eye Care.
  • Feminine Care.
  • Foot Care.
  • Incontinence.
  • Lip Balm & Treatments.
  • Oral Care.
  • Tissues & Cotton Swabs.

Can you use FSA for body wash?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can you use FSA for lube?

Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Who is eligible for free incontinence pads?

Are you eligible for free pads? You may be eligible to free incontinence pads if you have long-term incontinence or are experiencing new incontinence following a serious medical issue such as a stroke.

How to save money on incontinence products?

How to save when purchasing adult diapers
  1. Save Money and Time with Auto Delivery. ...
  2. Consolidate orders. ...
  3. Look at cost per piece for high quality products and buy more. ...
  4. Ask Customer Service. ...
  5. Add an absorbent pad. ...
  6. Ineffective products are more expensive and aggravating in the long run. ...
  7. Insurance and tax reimbursement. ...
  8. Insurance.

Is urinary incontinence a disability?

Disability associated urinary incontinence is defined by the International Continence Society (ICS) as urinary incontinence in the presence of a functional inability to reach a toilet in time. This may occur in those living with a physical or cognitive condition which may impact their ability to access the toilet.

Are incontinence pads medical devices?

The incontinence pad is classified as a medical device (MHRA 2014) and therefore safety and fitness for purpose is fundamental in achieving quality care.

Can I claim for incontinence?

Having incontinence issues will not necessarily mean you can get AA or DLA, but you may be eligible if you need help with tasks such as getting to and from and using the toilet, changing your continence pads, or you need to be reminded to go to the toilet.

Is urinary incontinence covered by insurance?

Private insurance coverage varies by plan and company. Check with your insurance provider to determine what is covered. Many companies offer reimbursements for adult diapers, absorbent pads, and/or gloves, and most will have a limit to the number of supplies and possibly the brand of supplies.

How do I know if something is FSA eligible?

Check out IRS Publication 502 or our FSA eligibility list to understand what is covered. In order for something to be considered a “qualified" medical expense, it must be for the primary purpose of diagnosing, treating, curing, mitigating, or preventing a medical condition.

What can FSA funds be used for?

An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices.

Are tampons FSA eligible?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).