Can you use FSA for massage?

Asked by: Loyce Stark  |  Last update: July 15, 2025
Score: 4.8/5 (35 votes)

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Are massages eligible for FSA?

Yes, therapeutic medical massages can be considered qualified FSA massages when accompanied by a doctor's note. To qualify, it typically requires a Letter of Medical Necessity (LMN) to be considered FSA-eligible.

Can I use my FSA at Massage Envy?

Fun fact: you can use your HSA/FSA card to get massages at Massage Envy.

Can I use my FSA card at a spa?

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for certain qualifying healthcare expenses, including massage therapy. This can save you up to 40%! We accept FSA and HSA payments for massage treatments and provide an electronic receipt at the time of checkout.

Can I use my FSA to pay for chiropractor?

An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.

Using FSA and HSA for Massage

24 related questions found

Can I use FSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can I pay for a facial with FSA?

Skin care services focused on improving your skin's appearance are not FSA eligible. These include facials, microdermabrasion, laser resurfacing, chemical peels, and any type of cosmetic surgery. These aren't covered even if they're performed by a dermatologist.

Will FSA pay for sauna?

Since saunas, ice bath tubs, and other wellness products are now considered very beneficial tools for mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses as long as they are accompanied by a LMN.

Can I use FSA for vitamins?

Today, the only vitamin supplements covered by FSAs and health savings accounts (HSAs) are glucosamine and chondroitin supplements for joint pain issues, and prenatal vitamins to help prevent birth defects and complications.

Are massages covered by HSA?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can I use my FSA for Botox?

In most cases, Botox injections will require a Letter of Medical Necessity (LMN) from a doctor or other medical practitioner to explain how this treatment will be used to treat a legitimate medical condition. This letter is submitted with other documentation when submitting a reimbursement claim.

Does FSA cover StretchLab?

Did you know you can use your HSA/FSA at StretchLab to completely cover your sessions? We can take care of all of that for you, all you need to do is tell us you want to use HSA/FSA and we will take care of the rest! Relax, stretch, and live long.

Are sunglasses FSA eligible?

You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.

Can you use FSA for tampons?

Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.

Can you use FSA for teeth whitening?

Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.

Can I pay for acupuncture with my FSA?

You can likely use your HSA or FSA to pay for acupuncture treatments. However, you'll want to confirm with your HSA or FSA provider that acupuncture treatments for menopause symptoms are considered a qualified medical expense.

Does FSA cover massage?

For many insurance plans, a doctor's prescription is needed in order for massage to qualify as a legitimate expense for an HSA or FSA. The prescription must include the reason you are getting the massage.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Can I put my gym membership on my FSA?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Is Listerine covered by FSA?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Can you buy shampoo with FSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you pay for Invisalign with FSA?

Invisalign orthodontics are eligible with a general medical flexible spending account (FSA), as well as a limited care flexible spending account (LCFSA).