Can you use FSA for vet bills?

Asked by: Nannie Luettgen  |  Last update: July 24, 2025
Score: 4.9/5 (32 votes)

Veterinary fees are not eligible with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA). Vet fees for a service animal are eligible.

Can I use my HSA to pay vet bills?

The short answer is yes, you can use your HSA for veterinary expenses. Under current IRS guidelines, eligible medical expenses include those that are primarily for the prevention or alleviation of a physical or mental defect or illness.

Can I use my FSA for my service dog?

Recently found out that you can use your FSA/HSA for both paying for the service dog initially and for their care/upkeep. Also, any care relating to them counts under medical costs by the IRS for tax returns.

What can you not use FSA for?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Can I buy dog food with my FSA card?

Your FSA and HSA are designed to assist you with your medical expenses and health needs. If you or, your spouse, or your dependent need a service dog or companion dog for health reasons, then it might be a great idea to use your FSA or HSA to get reimbursed for medical expenses, care and food associated with your dog.

Addressing the high cost of pet ownership; new bill would allow HSA or FSA to be used for pets

39 related questions found

Can I pay my vet bill with my FSA card?

Veterinary fees are not eligible with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA).

Can FSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Can I cash out my FSA?

You can't withdraw money from an ATM

One of those is that the money can only be spent on FSA-eligible expenses. The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).

Can you buy diapers and wipes with FSA?

Unfortunately, diapers and wipes are not eligible for purchase using HSA or FSA funds. Why are diapers not HSA/FSA eligible? This is because the IRS considers them "general health" items, and typically, only qualified medical expenses qualify.

Is an air conditioner FSA eligible?

Air conditioning

To receive FSA reimbursement for an air conditioner or air purifier purchase, you must be able to prove that the device's primary purpose is to treat or alleviate a medical condition. Air conditioners for general use aren't covered under FSA spending.

Is a Service Dog a medical expense?

Service animals qualify as approved medical expenses, so you can include these expenses on Schedule A of Form 1040. It's important to note that you must itemize your deductions in order to write off medical expenses.

Can I use FSA for emotional support animal?

FSA Reimbursement for Emotional Support Animals

According to the IRS, you can use your FSA for any expenses associated with your service animal, including food, training, and veterinary costs. You can also use your FSA funds to pay for a new service animal.

Are vet bills tax deductible?

Unfortunately, deducting medical expenses for pets is not allowed as a medical expense on your tax return. The only exception would be if your pet is a certified service animal, like a guide dog.

Is an HSA or FSA better?

Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.

Can you get deodorant on FSA?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses.

Is tampon a FSA?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Can you use FSA for an Apple Watch?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Can I use FSA for glasses?

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Does FSA cover peloton membership?

You can't directly pay for membership costs with your HSA/FSA card, but if you receive a Letter of Medical Necessity (LMN) from Truemed or an applicable licensed medical professional and are eligible for reimbursement, you may be able to apply your HSA/FSA funds to the cost of a Peloton Membership while the LMN is ...

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Can FSA pay for massage?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can you use FSA for vitamins?

Are vitamins FSA/HSA eligible? You want to be careful when trying to buy vitamins with your FSA or HSA. They are not always deemed a qualified expense. If your vitamins are not prescribed by a healthcare professional or used to treat a specific condition, your purchase most likely won't be FSA or HSA eligible.