Can you use HSA for massages?

Asked by: Dell Brown  |  Last update: December 27, 2023
Score: 4.9/5 (58 votes)

Massages with a doctor's note of necessity
In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

Does HSA cover massage therapy?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Are deep tissue massages HSA-eligible?

No matter whether you have an HSA or FSA, massage therapy is usually considered a legitimate medical expense by most insurance companies. Still, to be sure, check with your carrier or ask an HR representative at work because some plans do not cover massage, even with a doctor's prescription.

Can HSA be used for spa services?

FSA and HSA funds can pay for virtually any type of medical service. The service needs to pertain to the treatment or prevention of a specific health condition. For example, massage therapy can be a qualified medical expense if recommended by a health care professional with a prescription.

Does HSA or FSA cover massage therapy?

Massage therapy may be considered an HSA- or FSA-eligible expense if it's medically necessary. For example, your provider might write a LOMN for massage therapy if you have a chronic condition like fibromyalgia, which can worsen or start after menopause.

Does insurance cover massage?

34 related questions found

Is massage a qualified medical expense?

As long as the massage was recommended or prescribed by a medical professional, massage therapy can be a qualified medical expense that is tax deductible. This is important to know since many people overlook the cost of massage therapy when considering their health costs and miss out on the benefits it can provide.

Can I use my HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I pay for pedicure with HSA?

A pedicure is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for tampons?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA).

How to get a letter of medical necessity for massage therapy?

Talk to your primary care provider.

In many HMOs and other health plans, this doctor is the one who must authorize the referral. Discuss medical necessity with the doctor. Figure out how that medical professional will diagnose a condition that can formally necessitate medical massage.

Can I use HSA card for anything?

So what can you buy with your FSA or HSA money? You can use it to pay for common health care expenses such as copayments, prescription medications and medical supplies. But many other approved products and services are eligible, too. They're called qualified medical expenses.

Can I use FSA for chiropractor?

Chiropractic is covered by a 'standard' FSA and not by a limited-purpose FSA (a limited purpose FSA can only be used for vision and dental expenses). A standard FSA covers all eligible medical expenses, including chiropractic treatments. Visit Healthcare.gov for additional information.

Can you use HSA for cosmetic surgery?

Cosmetic procedures (e.g. facelift, Botox, hair transplants, liposuction, teeth whitening) are usually ineligible, unless the procedure is necessary to improve a deformity due to a congenital abnormality, personal injury or disfiguring disease.

Can I use my HSA card for a facial?

DON'T use your HSA for cosmetic treatments that are not medically necessary. On the other hand, there are some treatments that are considered cosmetic and are not eligible for coverage under an HSA. These treatments are not considered medically necessary and are not eligible for HSA funds.

Can you use HSA for pregnancy massage?

Under IRS guidelines, prenatal massage can be a qualified medical expense using a Healthcare Savings Account (HSA) or Flexible Spending Account (FSA) if your healthcare provider recommends it with a written prescription. To find out more, talk with your HSA or FSA administrator and your healthcare provider.

Does HSA cover deodorant?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

Is Epsom salt covered by HSA?

Epsom salt is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Epsom salt reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for acne scars?

Scar treatment is eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA).

What can you use HSA for gym?

General fitness expenses are not eligible but if your doctor or nurse specifically gives you an exercise regimen to carry out, the costs of the gym can be taken care of as part of your plan. For example, a physician might prescribe weight training or aerobic activity to lower blood pressure.

Can I use my HSA for tattoo removal?

Does insurance cover tattoo removal? No. Since tattoo removal is considered cosmetic surgery, you can't get insurance coverage or use FSA or HSA funds to pay for the procedure.

Can you use HSA for tummy tuck?

You can't use pre-tax funds from a health savings account (HSA) or a flexible spending account (FSA) for cosmetic surgical procedures, like a tummy tuck. However, if you have good credit, you could take out a private loan to finance your surgery.

Does HSA cover teeth whitening?

Teeth whitening is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA), limited-purpose flexible spending accounts (LPFSA) or a dependent care flexible spending accounts (DCFSA).

Can I use HSA for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can I write off massages on my taxes?

The IRS allows you to deduct unreimbursed expenses for preventative care and treatment as qualifying medical expenses. You can also deduct unreimbursed expenses for visits to massage therapy establishments that focus on rehabilitation or clinics.