Can you use HSA for melatonin?
Asked by: Ruthie Connelly | Last update: November 15, 2025Score: 5/5 (15 votes)
Are sleeping pills covered by HSA?
If you are prescribed medication to help manage a sleep-related condition, these medications are generally FSA/HSA eligible. This covers both the cost of the medication and any required medical devices that may be part of your treatment.
Does melatonin qualify for FSA?
Are Melatonin Gummies FSA-Eligible? No form of melatonin — whether gummies, tablets, capsules or liquid — currently has FSA eligibility without a doctor's certification.
Can I use my HSA for ED meds?
Yes! You can generally use HSA funds to cover ED treatments, including doctor visits and FDA-approved medications. Since ED treatment is considered a qualified medical expense, it's eligible for reimbursement through your HSA.
Can you use your HSA for supplements?
For a vitamin or supplement to be considered eligible, it must be prescribed by a healthcare provider to treat a diagnosed medical condition. This means that simply purchasing vitamins for general health maintenance purposes would not qualify for HSA reimbursement.
What is melatonin -- and should you take it to fall asleep? | Sleeping with Science
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
How do I know if my supplement is HSA approved?
HSA does not provide assessment or approval for health supplements. Dealers are responsible for the safety and quality of the products. Some local companies may use the Lion Head symbol on their products to identify themselves with Singapore.
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
What Cannot be used for HSA?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can you put melatonin on HSA?
Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).
Is toothpaste HSA eligible?
Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
How much melatonin should I take?
The usual starting dose is one 2mg slow release tablet taken 30 minutes to 1 hour before bedtime. The dose may gradually be increased (up to a maximum of 10mg once daily) depending on how well it works and whether they have any side effects.
What OTC medications are HSA eligible?
- Cold, cough, and flu medicine.
- Heartburn medications.
- Pain relievers and anti-inflammatory medications.
- Allergy and sinus medicine.
- Digestive aids and laxatives.
- Baby rash ointments and creams.
- Baby electrolytes.
- Sleep aids.
Can I use an HSA to buy a bed?
According to the HSA Store, "A mattress expense is only eligible when its components and construction costs exceed those of a standard mattress for general health." To use your funds for a new mattress, you'll need to provide a letter of medical necessity (LMN) from a medical professional stating you have a medical ...
Are condoms HSA eligible?
Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Will HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is it illegal to use HSA money for anything?
You generally can't use HSA funds to pay premiums. Once you turn 65, you can use the money in your HSA for anything you want. If you don't use it for qualified medical expenses, it counts as income when you file your taxes.
Can you use HSA for vitamins?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can I buy Gatorade with HSA?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.
Can you use HSA to buy a treadmill?
For a treadmill to be eligible for reimbursement, it must be used to treat or prevent a specific disease, including hypertension or obesity.
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can I buy probiotics with HSA?
Example 2: Probiotics.
Probiotic supplements taken for general gut health: Not HSA qualified. Probiotic supplements that are recommended to you by a gastroenterologist or health coach to treat a direct condition: HSA qualified.
What happens if you use your HSA for something not approved?
Unfortunately, you can't just let mistakes like this slide. You can be charged a 20% penalty if you use your HSA funds to pay for a non-qualified medical expense, which would have been $70 in my case (not to mention traditional income taxes would apply, too).
Are protein shakes HSA-eligible?
Protein bars/powders/shakes reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).