Can you use HSA funds for cold medications?

Asked by: Miss Magdalen Kulas III  |  Last update: August 25, 2023
Score: 4.8/5 (69 votes)

Cold medicine is an eligible over-the-counter (OTC) drug with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use my HSA card for cough medicine?

Can I use my HSA card for cold medicine? Yes, you can use your HSA card to purchase OTC cold medicine like Robitussin Cough Congestion, Maximum Strength Extended Release Tablets and more.

Is cold sore medicine HSA-eligible?

Using My HSA to Purchase Abreva® Products

You can also use your health savings account (HSA) to purchase cold sore cream like Abreva® without a prescription. Abreva® products may be able to be purchased with HSA funds.

Is Tylenol Cold and Flu HSA-eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA.

Is DayQuil HSA approved?

FSA/HSA Eligible DayQuil in FSA/HSA Eligible Brands - Walmart.com.

HSA FUNDS (HOW TO USE YOURS)

35 related questions found

Is mucinex an HSA?

Take your health to the next level with guaranteed HSA eligible Over-the-Counter Meds. Mucinex DM contains 600mg of Guaifenesin to help thin and loosen mucus, and 30mg of Dextromethorphan HBr to calm the cough control center and relieve coughing.

Can I use my HSA card for mucinex?

Effective January 1, 2020, OTC medications like Mucinex, Sudafed, and Tylenol Cold & Flu are all HSA eligible without a prescription.

Can you use HSA for toothpaste?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is Vicks Vaporub HSA-eligible?

Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What medications are covered by HSA?

Common Over-the-Counter (OTC) Medicines
  • Acid controllers.
  • Acne medicine.
  • Aids for indigestion.
  • Allergy and sinus medicine.
  • Anti-diarrheal medicine.
  • Baby rash ointment.
  • Cold and flu medicine.
  • Eye drops*

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can you use HSA for flu medicine?

If your doctor prescribes antibiotics or other common flu medication like Tamiflu, you use your HSA to pay for the prescriptions. You can also take advantage of programs like GoodRx to ensure you're paying the best possible price on your medications.

What Cannot be used for HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I use my HSA for Benadryl?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Can you use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can I buy deodorant with HSA card?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for ChapStick?

You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.

Can I use my HSA card for a humidifier?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can I buy shampoo with HSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Why are toothbrushes not HSA eligible?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Are probiotics HSA eligible?

Probiotic supplements taken for general gut health: Not HSA qualified. Probiotic supplements that are recommended to you by a gastroenterologist or health coach to treat a direct condition: HSA qualified.

Is Advil cold and sinus HSA eligible?

Yes, you can use your Health Savings Account (HSA) to purchase over-the-counter drugs without a prescription from your physician. Use your HSA for all Advil products.

Can you use your HSA for Flonase?

You can use your HSA and FSA tax-preferred savings account to purchase OTC products including Flonase. The passage of the CARES Act by Congress includes provisions to restore OTC eligibility under tax-preferred HSA and FSA accounts.