Can you use HSA funds for feminine hygiene products?

Can I use my HSA to buy a menstrual cup?

Are Menstrual Cups HSA Eligible? Yes! The CARES Act has reclassified all period protection, including menstrual cups, as HSA eligible. Please contact your plan administrator for any additional details on period care products that are HSA eligible.

Can you use HSA for diapers and wipes?

Unfortunately, as of 2024, the IRS does not consider diapers as a qualified medical expense eligible for HSA reimbursement.

What feminine hygiene products are FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

What qualifies for HSA spending?

Generally, qualified expenses include doctor visits, medications, medical equipment, and dental and vision care for you, your spouse and any dependents.

Can you write off diapers and wipes?

California– California initially exempted diapers from sales tax for 2 years beginning in 2020. Through the Budget Act of 2021 California officially exempted diapers from sales tax for good and the bill took effect immediately in July 2021.

Can I use my HSA for gym membership?

Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.

Can you use your HSA money for anything?

If you use your HSA money on something other than qualified medical expenses before retirement, your withdrawal will be subject to taxes, and it may be subject to a 20% penalty. If you use it for something other than qualified medical expenses after age 65, your withdrawal will be subject to taxes but not penalized.

Can I use my HSA for toilet paper?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for beauty products?

Yes, you can use a health saving account (HSA) for skin care, but there are some important factors to consider. The IRS allows HSA funds to be used for qualified medical expenses, and this includes certain skin care treatments and products.

Can I use my HSA for my wifes breast pump?

Fortunately, your HSA can pay for supplies related to breastfeeding, including a breast pump.

Can I use my HSA to buy condoms?

Family planning: You can use HSA savings to plan for or prevent pregnancy. Birth control, day-after pills, condoms, pregnancy tests, and fertility treatments are all covered with an HSA.

Are feminine products HSA eligible?

The CARES Act also modifies the rules that apply to various tax-advantaged accounts (HSAs, Archer MSAs, Health FSAs, and HRAs) so that additional items are "qualified medical expenses" that may be reimbursed from those accounts. Specifically, the cost of menstrual care products is now reimbursable.

How does IRS know what you spend HSA on?

Verification of expenses is not required for HSAs. However, total withdrawals from your HSA are reported to the IRS on Form 1099-SA. You are responsible for reporting qualified and non-qualified withdrawals when completing your taxes.

What can HSA not pay for?

Personal use items—such as toothbrushes and toothpaste, as well as nutritional supplements—such as vitamins and herbal supplements, cannot be covered by an HSA unless the supplements are recommended by a medical practitioner as treatment for a diagnosed medical condition.

Is Monistat covered by HSA?

You can also use HSA funds to buy Azo, FemiClear, and Monistat, to make symptoms of a urinary tract infection (UTI) more bearable. Allergy season can be a drag. HSA funds can be used to purchase allergy medicines, such as: Allegra.

What are considered feminine hygiene products?

Feminine Hygiene Products and Usage. The term “feminine hygiene products” often refers specifically to items or goods that a woman uses during her menstrual cycle. These products include tampons, sanitary pads, menstrual cups, sea sponges, and others designed to manage the symptoms of a woman's menstrual cycle.

Are poise pads FSA eligible?

Can Over-The-Counter purchases like Poise^® products be covered by FSA funds? Yes. In addition to standard healthcare expenses, you can buy aspirin, cough medicine and many other over-the-counter items with FSA funds. The list of FSA-qualified products now includes Poise^® products.

Are car seats HSA eligible?

Car Seats: HSA Eligibility

Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

What can I spend my HSA money on?