Can you use the UnitedHealthcare U card at Walmart?

Asked by: Ransom Bernier  |  Last update: September 21, 2025
Score: 4.4/5 (9 votes)

You can shop at over 55,000 participating stores in the S3 network. The S3 retail network is an exclusive retail network that allows you to shop with your UCard at Walmart, Walgreens and CVS, or at neighborhood stores near you.

Does Walmart accept the UnitedHealthcare UCard?

UnitedHealthcare UCard makes it easy to spend your credit

Many UnitedHealthcare members can use their UCard to: Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

What stores can I use my UCard at?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

What can I use my UnitedHealthcare U card for?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

How do I use my UnitedHealthcare OTC card at Walmart?

38 related questions found

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can I buy shampoo with my UnitedHealthcare OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What can you not buy with UnitedHealthcare UCard?

Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.

What stores can I use my spending account card in?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

Is the UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

How do I use my healthy benefits card at Walmart?

Pay with your Walmart Wellness Benefits Card at any register when you checkout. The card will only pay for the eligible items. You will need a second payment method for any products not covered by your Walmart Wellness Benefits card.

Is Walmart in network with UnitedHealthcare?

In addition, Walmart Health's virtual care offering will be in-network with UnitedHealthcare's Choice Plus PPO plan, meaning roughly 20 million of UnitedHealthcare's commercial members will have access to Walmart virtual care.

What stores can I use my UnitedHealthcare OTC card at?

Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Can I use my healthy benefits card at Aldi's?

Aldi takes EBT (food stamps) only. Otherwise the usual debit/credit/Aldi gift card/Visa gift cards. Aldi doesn't accept WIC either.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What does UnitedHealthcare UCard pay for?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

What stores can I use my UCard in 2024?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.