Can you use your HRA for eyeglasses?
Asked by: Xander Mante | Last update: December 5, 2025Score: 4.5/5 (50 votes)
Can HRA funds be used for prescriptions?
HRA plans are employer-funded medical reimbursement plans. It's a kind of health spending account used to pay for your share of health care costs. Whenever you incur medical or prescription expenses, the payment should be made from your HRA account using your TASC card.
What is covered under an HRA account?
HRAs reimburse medical expenses, which may include monthly premiums and out-of-pocket costs, such as copayments and deductibles. Some employers offer an HRA as an alternative to traditional group health plan coverage.
Can I use my HRA to pay for glasses?
Used to exclusively reimburse dental and vision care expenses • Eligible dental expenses include exams, cleanings, X-rays, braces, etc. Eligible vision expenses include exams, contact lenses and supplies, eyeglasses, laser eye surgery, etc.
Can I use my HRA card on anything?
You can use the funds in your HRA to pay for eligible medical expenses, as determined by the IRS and your employer. Some employers may only allow the HRA to pay for services covered by your health plan. Some employers may also let you use funds in the account to pay for dental, vision or other services.
Understanding HRA Eligible Expenses
Can I buy vitamins with my HRA card?
Nutritional supplements may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).
Can you cash out your HRA account?
But with an HRA, your employer funds the account directly—and how much they put in each year is entirely up to them, up to the annual limit set by the IRS. The account isn't one you can access and withdraw money from.
Can you claim glasses as an expense?
If your glasses are solely needed for work purposes, you can claim the cost back against tax. But as always, make sure you're able to prove this and that you don't wear them for personal reasons.
Are glasses considered medical expense?
You may be surprised to learn that the money you spend on reading or prescription eyeglasses are tax deductible. That's because glasses count as a “medical expense,” which can be claimed as an itemized deductible on form 104, Schedule A.
Can I use my HRA for gym membership?
Examples of expenses that are not eligible for reimbursement include: Medical expenses that are not defined as eligible under your employer's plan; Medical expenses that do not meet IRS section 213(d) requirements (e.g., gym memberships, nutritional supplements, cosmetic procedures and surgeries);
Is there a downside to HRA?
You are not taxed on the money your employer puts in your HRA, but you cannot invest the money, can only withdraw it for eligible medical services, and will lose it if you leave your job unless you choose COBRA continuing coverage.
Can you use HRA for lasik?
LASIK is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts (LPFSA).
What happens to unused HRA funds?
HRA claim documentation usually comes in the form of a receipt, invoice, or explanation of benefits (EOB). Then, your employer reimburses you tax-free up to your monthly allowance amount. Any unused money stays with your employer if you leave the company.
Can I use a HRA card on Amazon?
We accept major credit/debit cards, Amazon Store Card, Amazon Rewards Visa, and FSA/HSA/HRA accounts for eligible items.
Can I use HRA for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Are glasses considered medical supplies?
Key Takeaways: Eyeglasses are generally not classified as Durable Medical Equipment (DME) under Medicare, except when prescribed post-cataract surgery with an intraocular lens implant, where they are deemed medically necessary.
Are eyeglasses an HSA expense?
Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.
Is eyewear a medical expense?
Prescription glasses are similar to other deductible medical expenses like dental services and prescription medications. The claiming process and thresholds apply uniformly across different types of medical expenses.
Can I deduct expenses for glasses?
The money spent on reading or prescription eyeglasses can be considered a tax-deductible medical expense. By categorizing glasses under "medical expenses" and itemizing deductions on form 104, Schedule A, you may be able to lower your tax burden.
Can I claim prescription glasses on tax?
We're often asked if prescription reading glasses are tax deductible. The answer is no. Reading glasses are considered a medical or personal expense. Glasses cannot be claimed in your tax return unless it's protective wear such as sunglasses, or the kinds of safety eye protection used on worksites etc.
Can you get reimbursed for glasses?
If you have an out-of-network benefit included in your insurance plan, you can apply for reimbursement on prescription eyeglasses or sunglasses and eye exams.
What can HRA be used for?
It's an employer-funded group health plan that your employer contributes a certain amount to. You use the money to pay for qualifying medical expenses up to a fixed dollar amount per year. Unused funds may carry over from year to year. The amount you pay for your health insurance every month.
Can I transfer money from my HRA to my bank account?
An HRA is not an account. Therefore, employees cannot withdraw funds in advance and then use them to pay medical expenses. Instead, they must incur the expense first, then have it reimbursed. Reimbursement at the time of service is possible if the employer provides an HRA debit card.
What happens if I don't use my HRA?
What happens if I don't use all the money in my HRA? Unlike a healthcare FSA which requires any unused funds to be forfeited, an HRA can be set up to roll your funds from one plan year to the next. If your employer offers "fund rollover" it will be described in your Summary plan documents.