Do all doctors accept Medi-Cal?

Asked by: Margarete Larkin  |  Last update: December 21, 2025
Score: 4.2/5 (14 votes)

Not necessarily. Doctors can refuse to take Medi-Cal patients. Before receiving treatment, check whether the provider accepts Medi-Cal Fee-For-Service payments to avoid having to pay out of pocket.

Do doctors have to accept Medi-Cal?

Before you get medical or dental services, ask if the provider accepts Medi-Cal Fee-for-Service payments. The provider has a right to refuse to take Medi-Cal patients. If you do not tell the provider you have Medi-Cal, you may have to pay for the medical or dental service yourself.

Why does no one accept Medi-Cal?

The most frequent reasons physicians limit Medi-Cal patients in their practices are payment rates and administrative hassles.

What is the disadvantage of Medi-Cal?

The perception that Medi-Cal offered poorer coverage or less respectful treatment than other types of insurance. Concerns among noncitizen respondents that applying for Medi-Cal might affect their immigration status.

What is the 3 month rule for Medi-Cal?

You may request Medi-Cal to pay retroactively for the three months prior to the month in which you apply.

What Is Medi-Cal? (Part 1)

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What will disqualify you from Medi-Cal?

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.

What does Medi-Cal not cover?

Restricted scope Medi-Cal covers limited services. It does not cover medicine or primary care. If you have pregnancy-related limited scope Medi-Cal, you will have the full scope of Medi-Cal benefits, if the service is medically necessary.

How much income is too much for Medi-Cal?

Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher. You can qualify for Medi-Cal even if you have assets.

Is Medi-Cal really free?

Medi-Cal offers free or low-cost health coverage for Californians who meet eligibility requirements, regardless of immigration status. Most applicants who apply and enroll in Medi-Cal will receive care through Medi-Cal health plans.

How much can you have in your bank account for Medi-Cal?

asset information? eligibility for Medi-Cal. For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10.

Can I go to any ER with Medi-Cal?

Emergency Rooms: As stated above, if you have an emergency and you cannot find a doctor right away, you can go to the emergency room at any hospital. If you show your BIC to staff at the emergency room, Medi-Cal will pay for the services you receive.

Do all doctors accept Medicaid patients?

INTRODUCTION. Access to primary care for Medicaid patients has long been a concern among patients and policymakers. Previous research has demonstrated that up to one-third of all physicians refuse to accept new Medicaid patients,1 and these percentages have not changed significantly over the past decade.

Is Medi-Cal as good as Covered California?

Medi-Cal provides benefits similar to the coverage options available through Covered California, but often at lower or no cost to you or your family. All of the health plans offered through Covered California or by Medi-Cal include the same comprehensive set of benefits known as "essential health benefits.”

Can you go to Kaiser with Medi-Cal?

Kaiser Permanente is an active participant in Medi-Cal managed care and our Fee-for-Service program provides care to Medi-Cal beneficiaries who are not Kaiser Permanente members but who may find it necessary to receive emergency care at one of our facilities.

Can you go to the doctor without Medi-Cal insurance?

Even if you don't have health insurance, you can still see a doctor and receive medical treatment—preventive care, acute care, urgent care, or emergency care. The difficult part is to find services that are affordable.

Do you automatically get dental with Medi-Cal?

Full-scope Medi-Cal beneficiaries are automatically enrolled in Medi-Cal Dental. You do not need to apply separately to get dental services. 3 The only exception is for beneficiaries in Sacramento County and for individuals enrolled in the Health Plan of San Mateo.

How much is Medi-Cal a month?

For most families, Medi-Cal coverage for kids is free, with no premium, deductible or copays. For CCHIP coverage and sometimes for Medi-Cal, there is a fee of $13 per month per child, up to $39 per family. Want to get started with Covered California?

Do I have to pay back Medi-Cal?

The Medi-Cal program must seek repayment from the estates of certain deceased Medi-Cal beneficiaries. Repayment only applies to benefits received by these beneficiaries on or after their 55th birthday and those who owned assets at the time of death.

What's the cheapest health insurance in California?

Affordable health insurance in California for 2025

L.A. Care has the cheapest rates in California, and it's the cheapest health insurance company for about a quarter of the people in California. But you can only get L.A. Care if you live in Los Angeles County.

Does Medi-Cal verify income?

In order to determine your eligibility for Medi-Cal benefits, you may be required to submit information verifying your identity, income and/or property.

Who is not eligible for Covered California?

Who is Not Eligible for Covered California? If you are not lawfully present in California, you are not eligible for a Covered California plan. However, you can still apply through Covered California to find out if you are eligible for Medi-Cal or to find coverage for family members who are lawfully present.

What is the age limit for Medi-Cal?

Adults, who are between the ages 19 to 64, without children may qualify for no cost Medi-Cal benefits. You must reside in California. You must provide information about your income and verification of other necessary information if requested.

Why do some doctors not accept Medi-Cal?

Why doctors say they don't see Medi-Cal patients. While low reimbursement rates are the most common reason California doctors say they limit the number of Medi-Cal patients they see, the program's administrative burden is also daunting. Source: California Health Care Foundation.

What are the two types of Medi-Cal?

Medi-Cal is health coverage for low-income children and adults. There are two kinds of Medi-Cal, the expanded Modified Adjusted Gross Income (MAGI) coverage and classic coverage. Some Medi-Cal programs have a Share of Cost, but most do not.