Do I have to turn in my license plate when I cancel insurance in South Carolina?

Asked by: Paula Haag  |  Last update: March 17, 2025
Score: 4.8/5 (44 votes)

Per the South Carolina Department of Motor Vehicles, “If you have a South Carolina license plate on the vehicle then you must maintain insurance on the vehicle or you must turn the license plate into your local SC DMV office before removing insurance from the vehicle or you can be suspended and penalized for no ...

Do I need to return license plates in SC?

If your license plate is expired, you do not need to return your license plate. Only active license plates can be returned. If you're moving to a new state, you must first update your vehicle insurance company and then return your license plate once you register your vehicle in your new state.

Can I cancel insurance without returning plates?

Keeping your license plates while dropping your car insurance might seem like a harmless move, but it can lead to severe repercussions. In many places, retaining your plates without insurance can result in the suspension of your vehicle's registration or even your driver's license. Here's why this matters: 1.

What happens to my license if I cancel my insurance?

Remember that most states require you to have at least the minimum coverage for your vehicle even if you're not driving it. When you cancel your car insurance too soon, you can be subject to fines and even have your license suspended.

How to cancel vehicle registration in South Carolina?

A request for cancellation must be made in writing to the auditor upon forms approved by the Department of Motor Vehicles. The auditor, upon receipt of the Form 5051 and the request for cancellation, shall order and the treasurer shall issue a credit or refund of property taxes paid by the transferor on the vehicle.

If You sold your car, What Should You Do With The License Plates?

45 related questions found

How do I deactivate my license plate?

Each state has its own form to initiate the cancellation of license plates. Use the correct form for the state in which the car is registered. Most states make their forms available for download as PDFs. They're usually formatted so that you can fill them out on your computer or device before you print them.

Can I get a refund on my car registration in SC?

In accordance with South Carolina State Law, you may qualify for a refund if you surrender an apportioned plate (P7 tag), provided all required registration fees have been paid and you meet any other requirements. South Carolina may issue a refund on monies collected from you for South Carolina fees only.

What happens when you cancel car insurance?

Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance. However, depending on your state, and when you cancel, your insurer may charge a cancellation fee.

What happens if you have insurance but no registration?

If you have car insurance but no registration, your insurance may not be valid for legal driving. Insurance typically requires a vehicle to be registered in order to provide coverage, and you might face penalties for driving an unregistered vehicle.

How long do you have to turn in plates after cancelling insurance in NY?

If you do not have liability insurance, you must surrender your vehicle plates to the DMV immediately.

Do I have to turn in my license plate when I cancel insurance in PA?

Send your registration plate and registration card into PennDOT immediately upon canceling insurance.

Do I have to turn in my license plate when I cancel insurance in NC?

Canceling insurance before returning the license plate will result in a fine for failure to maintain continuous insurance coverage.

Do I have to turn in my license plate when I cancel insurance in Virginia?

NEVER cancel your current insurance in Virginia BEFORE surrendering your Virginia license plates. You may permanently surrender your license plate to DMV online.

What happens if you don't turn in your license plate SC?

What happens if you don't turn in your license plate in SC? In the state of South Carolina, if you do not return your plate, you can face fines up to $400. The longer you take to return your plate the higher the fine. Not returning your tag is considered a misdemeanor.

Which states require license plates to be returned?

You are required to surrender your plates when you sell your car in Alaska, Connecticut, Delaware, District of Columbia, Florida, Iowa, Kentucky, Maine, Maryland, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Pennsylvania, Rhode Island, South Dakota, ...

What happens to your tag when your car is repossessed?

Your tag is proof your car is legal, but when you no longer own it, you must cancel the tag to remove yourself from vehicle ownership so you aren't held liable for anything that occurs with the car after repossession.

Is my car insurance valid if my registration is expired?

As long as you are making your insurance payments on time, your insurance will continue to cover you and your vehicle even if your vehicle's registration expires. You do, however, need proof of insurance to get your vehicle registered.

Do you need insurance if you have a license but no car?

There's no reason to have insurance coverage if you never drive. If you don't own a car, you aren't legally required to have an auto insurance policy. If you don't own but drive a borrowed car occasionally, purchasing insurance may not be necessary if the car's owner has adequate coverage.

Does registration matter for insurance?

However, an insurer can decide not to insure a person whose name is not on the vehicle's registration. That's up to each insurer on a case-by-case basis. Plus, having a car insured and registered under different names may complicate the claims process.

Can I cancel insurance on a car I don't drive?

Depending on your state's rules and insurer, you may be able to pause your car insurance if you won't be driving for an extended period. If putting a pause on your car insurance isn't possible, you can reduce your coverages or cancel your policy for the time you don't need it.

How long does it take to cancel car insurance?

What is a cooling off period in car insurance? As with most goods or services, it's a legal requirement to provide you with a 'cooling off period' to give you 14 days to cancel your insurance policy. You don't even have to give a reason.

Will I get fined if I cancel my insurance?

Canceling your policy too soon means you may face legal repercussions, like hefty fines or having your license suspended. When you cancel, you'll have a lapse in coverage. This isn't a problem if you won't be driving.

Does South Carolina make you return license plates?

When you sell or dispose of a vehicle, you are required to surrender the license plate within 30 days of sale to a Department of Motor Vehicles ( DMV ) Office. If you surrendered the license plate to DMV , you may request a refund from the Auditor's office for the unused months remaining on the registration.

What happens if you don't pay your car taxes in SC?

If this bill is not paid, state law requires the Treasurer's Office to send a suspension on your vehicle for non-payment of taxes to the Department of Motor Vehicles. This suspension is lifted when the tax obligation on the vehicle is satisfied.

How do I switch my license plate to another state?

Visit the DMV: Schedule a visit to your state's Department of Motor Vehicles (DMV) or its equivalent agency to start the registration process. Submit documents: Present the necessary documents, including identification, residency proof, vehicle title and insurance information.