Do treadmills qualify for FSA?

Asked by: Pattie Russel  |  Last update: December 6, 2023
Score: 4.6/5 (3 votes)

Treadmill: FSA Eligibility
A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Is any exercise equipment FSA eligible?

Exercise equipment must be used to treat a specific medical condition in order to be considered eligible for reimbursement under a consumer-directed health care account. Exercise equipment used for general health and wellbeing is not eligible for reimbursement.

Are treadmills HSA eligible?

The IRS states that any expense eligible for reimbursement through an FSA, HSA or HRA must relate to "the costs of diagnosis, cure, mitigation or treatment of disease, and the costs for treatments affecting any part or function of the body." As such, exercise equipment like treadmills can certainly fall under this ...

Can a doctor write a prescription for a treadmill?

Some specific medical conditions may require exercise equipment, which a doctor can determine and prescribe. Examples of specific medical conditions for which a doctor may prescribe exercise equipment include obesity, diabetes, high blood pressure, and more.

What medical equipment is FSA eligible?

For instance, items such as diagnostic products (blood pressure monitors, defibrillators, thermometers, etc.) adaptive equipment (grab bars, shower chairs, etc.) first aid supplies (kits, bandages, antiseptics) are directly related to the care and prevention of legitimate medical conditions.

HSA vs FSA: Which One Should You Get?

41 related questions found

What isn't covered by an FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Is a treadmill considered a medical device?

Powered exercise equipment consist of powered devices intended for medical purposes, such as to redevelop muscles or restore motion to joints or for use as an adjunct treatment for obesity. Examples include a powered treadmill, a powered bicycle, and powered parallel bars.

Is a treadmill considered an electronic?

Most treadmills also have electronic components. They're not e-waste, but they have parts that processing centers can reuse to avoid batteries and other parts ending up in the trash.

Does walking on a treadmill count as exercise?

Walking on a treadmill 30 minutes a day, five days a week, can improve your health and strengthen the lungs and heart, as long as you maintain the appropriate cadence and speed. You can use your heart rate as an indicator of exercise intensity as long as you know your maximum heart rate (MHR).

Can you use FSA for peloton?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Can I use FSA for massage?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Can I use my HSA for Planet fitness?

General fitness expenses are not eligible but if your doctor or nurse specifically gives you an exercise regimen to carry out, the costs of the gym can be taken care of as part of your plan.

Can I buy an Apple watch with my FSA?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Is yoga FSA eligible?

Yoga: FSA Eligibility

Yoga is not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA). What is Yoga? Yoga encompasses a group of physical, mental, and spiritual practices or disciplines.

Does Amazon take FSA?

Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products. So, you can say goodbye to those last-minute trips to the store for medical supplies when you can have them conveniently delivered to your doorstep.

What type of equipment is a treadmill?

A treadmill is a stationary exercise machine that features a walking or running belt designed for indoor cardio exercise. Many treadmills offer a range of speed and incline settings, making them accessible pieces of fitness equipment for individuals at any cardio fitness level.

Is a treadmill an elliptical machine?

An elliptical trainer features two pedals and two handlebars. This setup allows full-body striding that mimics stair climbing and running. A treadmill, on the other hand, has a rotating belt that allows you to walk or run in place. There are many factors to consider when choosing between an elliptical and a treadmill.

What is considered home gym equipment?

To have a solid workout, you'll likely need at least a bar, some weights, and a rack. On top of that, some dumbbells, kettlebells, a weight bench, and cardio machines are ideal to ensure a comprehensive fitness setup. These are all products that you'll use almost every time you work out (if not every single time).

What is a treadmill considered?

A treadmill is a piece of cardio exercise equipment that comes with a walking or running belt and is a great option for indoor cardio exercise. Most treadmills come with different workout programs that help you reach your fitness goals.

Is treadmill a gym equipment?

Elliptical trainers, stationary bikes, and treadmills are just a few kinds of home exercise equipment that can improve overall cardiovascular health and deliver physical and mental health benefits to users.

Why isn t toothpaste covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Can you use FSA for Waterpik?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.