Do UPS drivers have insurance?

Asked by: Susan Carroll  |  Last update: May 28, 2025
Score: 5/5 (8 votes)

Full-time delivery drivers earn an average total compensation package of $145,000 per year, which includes $0 healthcare premiums, up to seven weeks of paid vacation, plus an average of 18 days off for holidays, sick leave and option days. UPS also contributes to a defined-benefit pension plan for each employee.

Do UPS drivers get insurance?

Union part-time jobs at UPS include the same health coverage as full-time employees (no deductibles and no-to-low co-pays) – which is practically unheard of in the industry, btw. That even includes pension contributions.

Does UPS automatically have insurance?

UPS provides all packages automatically with $100 worth of liability for loss or damage. A shipper can declare a higher value for the shipment with an additional charge. With this in mind, UPS specifically states that UPS's declared value is not insurance.

What are the benefits of being an UPS driver?

Great benefits: UPS drivers receive a comprehensive healthcare and benefits package. Healthcare with no premiums and low co-pay.

Who insures UPS employees?

UPS is no stranger to workplace injuries, from delivery drivers to warehouse workers, service center employees, and office employees. Currently, UPS is insured by Liberty Mutual Insurance for workers' compensation claims. If you are a UPS employee recently injured, you may be anxious about what is to come.

Why UPS Drivers Make $170,000 Per Year And You DON'T

17 related questions found

Do UPS employees get free health insurance?

Full-time delivery drivers earn an average total compensation package of $145,000 per year, which includes $0 healthcare premiums, up to seven weeks of paid vacation, plus an average of 18 days off for holidays, sick leave and option days.

Are UPS trucks insured?

Like most companies, UPS has its own insurance policy for car accidents involving its drivers. Generally, the process begins when you file a demand letter with the company pursuing a settlement with its insurance company.

Can you make 100K a year as an UPS driver?

UPS provides employees with industry-leading pay and benefits. On average, delivery drivers earn $95,000 per year in wages. On average, local tractor-trailer drivers earn $112,000 per year in wages. In addition to their wages, our full-time employees receive $50,000 in health, welfare and pension contributions.

What is top pay for an UPS driver?

Pay and Benefits
  • Pay rate for delivery. drivers in the U.S. currently at. top pay is about. $45/hour.
  • Starting pay for package. handlers in the U.S. is. $21/hour.

Do UPS drivers really make a lot of money?

UPS drivers might make more than you think — here are 8 reasons why their pay can reach $170K. UPS drivers at the top of the pay scale will earn about $170,000 in total compensation by 2028. The paychecks of high-earning drivers took some white-collar workers by surprise.

How much insurance does UPS offer?

The cost of UPS insurance varies depending on the value of the item being shipped and the level of coverage desired. UPS offers insurance coverage up to $50,000 for a fee of $2.70 per $100 of declared value. For example, if you want to insure a package worth $1,000, the insurance fee would be $27.00.

Is UPS self-insured?

If so, how much are they covered for and what happens when they are in an accident while driving a package? UPS is self insured . So they cover their own costs on the vehicle, and the medical benefits would cover the driver. If UPS is found at fault they would cover the other vehicle and driver/passengers.

What happens if UPS loses my package?

If UPS loses your package, you should contact the company's customer service department as soon as possible. They will initiate a search for the package and try to locate it. If the package cannot be found, you may be eligible for a refund or reimbursement.

What happens when an UPS driver gets into an accident?

Legally, drivers are considered the same as the trucking company for which they drive. If the truck driver does something wrong, their company bears responsibility under the respondeat superior legal theory. As long as the truck driver was on the job when the accident occurred, UPS must pay for the driver's negligence.

How much do UPS drivers pay for health insurance?

Did you know? Part-time UPS employees get the exact same healthcare benefits as full-time employees – with no premiums, no co-insurance and low co-pays. Part-time employees at UPS earn an average of $20 per hour after 30 days. UPS is one of only a few companies that provides a pension to part-time workers.

Is it hard to get hired as an UPS driver?

In fact, our hiring process is so fast and straightforward that you can receive a job offer within 10 minutes for some roles. Check out the position you're interested in below to see how it works.

Do UPS drivers make $40 dollars an hour?

UPS pays $0.95 per mile after four years. The average hourly wage for full-time package delivery drivers after four years on the job is $42 per hour as per UPS. The following table will help you understand how much UPS drivers make (including the hourly wage) and the state-wise UPS driver salaries in the USA.

Do all UPS drivers make 170k?

Tractor-trailer drivers earn $162,000 on average ($112,000 plus $50,000 in benefits) Long haul drivers earn $172,000 on average ($122,000 plus $50,000 in benefits)

What position pays best at UPS?

Some of the highest wages a worker can make at Ups are in the job titles Senior Applications Developer ($111,930), and title Revenue Manager ($105,000) which are the highest paying jobs at Ups.

Can you make 6 figures at UPS?

Higher six-figure pay for UPS drivers

By the end of the new contract, full-time UPS delivery drivers will make an average of $49 per hour, which works out to nearly $102,000 per year, assuming a 40-hour workweek, 52 weeks a year.

How many hours do UPS drivers work?

What are the shifts like? Shifts are typically 8-10 hours depending on traffic, location and customer demand.

Does UPS pay for insurance?

By default, UPS provides limited liability coverage for most shipments within the United States. This coverage is called "Declared Value" and is set at a maximum of $100 for packages with no additional insurance purchased.

What does UPS not insure?

Hazardous materials and perishable goods are not eligible for coverage, but UPS insurance is available for most items. However, some items like electronics, jewelry, and artwork require additional documentation or packaging to ensure safe transport.

How much will UPS insure?

UPS's Liability and Compensation: All UPS deliveries by default assume a maximum $100 liability. For compensation beyond this amount, you will need to purchase a specific coverage plan ahead of time.