Do you need your SSN for insurance?
Asked by: Jaunita Graham | Last update: October 4, 2025Score: 4.5/5 (36 votes)
Does insurance need my Social Security number?
There is no law prohibiting insurers from requesting a social security number. An insurer has the right to ask for a social security number where the information is reasonably related to underwriting. One such purpose is to obtain a credit report of an insured.
Do you need Social Security for insurance?
Whether you are applying for health insurance for yourself or on behalf of another person, your health insurance application may not be delayed or denied because you don't have an SSN. Only people who have a valid SSN issued by the Social Security Administration are required to provide one.
Can I add someone without SSN to my health insurance?
They will not be eligible for coverage. Insurance companies require a social security number on employee applications. If a dependent doesn't have a social security number: You can still add them to the insurance policy.
What do you need to get health insurance?
- Social Security card.
- 1040 Tax Return (federal or state versions acceptable)
- W2 and/or 1099s (includes 1099 MISC, 1099G, 1099R, 1099SSA, 1099DIV, 1099S, 1099INT)
- W4 Withholding Allowance Certificate (federal or state versions acceptable)
- 1095 (includes 1095A, 1095B, 1095C)
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Can I buy health insurance for someone else?
It's possible to buy a policy and add another person to your coverage if that person is your spouse, your dependent, or your domestic partner, depending on where you live. If you want to buy a policy for another person and you won't be included on the plan, the specifics will depend on the circumstances.
What documents are required for Medicaid in the US?
- Your name and date of birth.
- Your Social Security number.
- Your monthly payment amounts for rent, mortgage, or utilities.
- Proof of citizenship or immigration status.
- Proof of income, like paystubs or W-2s.
Is SSN mandatory for health insurance?
People who apply for health coverage need to provide a Social Security Number if they have one.
Can I get medical without SSN?
All individuals who apply for Medi-Cal must give their Social Security Number (SSN) if they have one. Every person who asks for Medi-Cal must give information about his or her immigration status.
Do I need SSN to add newborn to insurance?
If you don't have a Social Security Number, that's okay! Your baby can still be enrolled in health coverage.
Do I need my Social Security?
You need an SSN to work, and it's used to determine your eligibility for Social Security benefits and certain government services.
Is health insurance subject to Social Security?
Employer-sponsored health insurance premiums are exempt from Social Security payroll taxes, hereafter called “Social Security taxes.” 1 In contrast, health insurance policies purchased outside the workplace—including those purchased through health care exchanges—are subject to Social Security taxes.
Does Humana ask for a Social Security number?
Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file.
Is a Social Security number required by law?
Anyone can refuse to disclose his or her number, but the requester can refuse its services if you do not give it. Businesses, banks, schools, private agencies, etc., are free to request someone's number and use it for any purpose that does not violate a federal or state law.
Does Progressive need my SSN?
Like most insurance companies, we ask for your Social Security number when you get a quote.
Does AAA ask for a Social Security number?
Frequently, we only collect name and contact information and don't collect more sensitive information such as driver's license, social security number or passport unless it is required for the service requested such as a driver's license for DMV services or a passport for international travel.
Can undocumented immigrants get health insurance in the US?
Undocumented immigrants are ineligible for federal health coverage or access to the Federal Health Insurance Marketplace under the Affordable Care Act. However, they are able to purchase private health coverage or — in some cases — access insurance through their employers.
Do doctors really need your Social Security number?
The answer isn't particularly endearing: Your doctor's office wants your Social Security number so it can better track you down if you don't pay your bill. But no, you don't legally have to provide it unless you are a Medicare or Medicaid recipient. Nor should you, experts say.
Can you get car insurance without SSN?
You do not need a social security number to purchase auto insurance. California doesn't even allow credit usage for rating.
Does insurance need SSN?
Car insurance companies request potential customers' social security numbers because it is the easiest way to access vital information about the insured. Insurers use a driver's SSN to gather information such as their driving record, age, and marital status, each of which are important contributors to rates.
Can I get dental insurance without a social security number?
If you are an undocumented or a non-US citizen here in the US, you may feel that you can't buy dental insurance. That is not the case. Dental insurance is available for non-US citizens, including undocumented immigrants and those without social security numbers.
How do I find what health insurance I have?
HealthCare.gov, is a portal for finding information about your health insurance options. You can also contact HealthCare.gov at 1-800-318-2596 or go to https://www.healthcare.gov/contact-us/. If you have Medicare or Medicaid, visit the Medicare Web site or call the Medicare Help Line at 1-800-MEDICARE (1-800-633-4227).
What are the requirements for health insurance?
- Must live in the United States.
- Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses.
- Cannot be incarcerated in prison or jail.
Can non US citizens get Medicaid?
Medicaid payments for emergency services may be made to hospitals on behalf of individuals who are otherwise eligible for Medicaid but for their immigration status. These include lawfully present immigrants who are subject to a five-year bar for Medicaid and undocumented immigrants.
What verification is needed for Medicaid?
Required documentation might include the following: Current pay stubs, award letters (benefit verification letters) for Social Security, SSI, Railroad Retirement, or Veterans Affairs (VA), pension statements, alimony checks, dividend checks, written statements from one's employer or a family member who is providing ...