Does a mattress count for FSA?
Asked by: Prof. Vinnie Sipes | Last update: December 11, 2025Score: 4.4/5 (58 votes)
Can I use my FSA card for a mattress?
According to the HSA Store, "A mattress expense is only eligible when its components and construction costs exceed those of a standard mattress for general health." To use your funds for a new mattress, you'll need to provide a letter of medical necessity (LMN) from a medical professional stating you have a medical ...
What items are not FSA eligible?
Can a doctor write a prescription for a new mattress?
Prescriptions for mattresses can be written by medical professionals, primarily: Doctors. Osteopaths. Chiropractors.
Can I buy a toothbrush with FSA?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
5 Things NOT to do when buying a new mattress
Can I buy deodorant with my FSA card?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Can a mattress be a medical expense?
According to IRS regulations, if a doctor prescribes use of a special type of mattress to treat a specific medical condition, then with the doctor's prescription as documentation to support the expense, the expense would be reimbursable.
Can you use FSA for an adjustable bed frame?
Sven & Son® has partnered with Flex to allow qualified customers to use their Health Savings Account (HSA) or Flexible Spending Account (FSA). This means you may be able to use your HSA or FSA debit card to buy an adjustable bed, mattress, or bundle with pre-tax dollars, resulting in net savings of 30-40%.
Will insurance pay for a sleep number bed?
Medicare may cover part of the cost of a Sleep Number bed, depending on factors such as eligibility and the availability of other adjustable beds. A person can contact Medicare to discuss their coverage.
Are tampons FSA-eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Is toilet paper FSA-eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Are condoms covered by FSA?
Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Does Blue Cross Blue Shield cover mattresses?
A pressure relief mattress is covered under Medicare, Medicaid, Aetna, and BCBS insurance. To get the Medicare-approved amount, you must provide proof of immobility or injury that makes you bedridden.
Can a mattress be covered by FSA?
You don't need to dream of better sleep, you can make it happen by investing in a high-quality mattress — and potentially pay for it with your HSA or FSA.
Can I buy an electric toothbrush with my FSA?
Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.
Can I use my FSA for chiropractic?
An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.
Can I write off a mattress?
Other Unusual Medical Deductions
A special bed or mattress to help your back or sleeping disorder, if prescribed by a doctor. Home improvements to make your home accessible to someone with a disability. New siding on a home where a resident is suffering from mold on the old siding.
Are tampons a medical expense?
Yes! Thanks to the CARES Act, tampons are now considered a “medical expense.” That means you can use pre-tax income to pay for them through your HSA. More questions about tampons? Learn the truth behind some of the most common tampon myths.
Can you be prescribed a mattress?
There are spinal conditions that can seriously interfere with your sleep. Your doctor may prescribe a special mattress if your condition keeps you from getting the sleep you need.
Is ChapStick an FSA item?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
Are pee pads FSA eligible?
To be eligible for FSA coverage, incontinence supplies must be deemed medically necessary. This means that you'll need a healthcare provider's diagnosis confirming the need for these supplies to manage the symptoms of incontinence. Without the proper documentation from your doctor, reimbursement may not be possible.
Can I use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.