Does AARP help with dental costs?

Asked by: Sienna Homenick  |  Last update: April 23, 2025
Score: 4.2/5 (35 votes)

AARP provides its members access to three members-only dental insurance plans. These plans are administered by Delta Dental Insurance Company and are designed to meet the typical dental care needs of people aged 50+; However, the plans also offer excellent coverage for plan members' eligible dependents.

Does AARP cover dental for seniors?

Comprehensive Coverage: AARP dental insurance offers extensive coverage for a wide range of dental services, including restorative dentistry, emergency care, preventive treatments, and routine checkups. This comprehensive coverage ensures that you have access to the essential care you need to maintain a healthy smile.

What is the best dental discount plan for seniors?

The Highest-Ranked Senior Dental Plans for 2025
  • Cigna - Best App.
  • Mutual of Omaha - Best coverage without waiting periods.
  • Aetna - Most Comprehensive Plans.
  • Spirit Dental & Vision - Best Loyalty Program.
  • Humana - Best Coverage.

Does UnitedHealthcare pay for dental implants for seniors?

It depends on your plan. A basic coverage plan (preventive care, simple fillings and extractions) typically won't cover implants. Some dental plans with coverage for major services will likely pay for a percentage of implant costs. You'll pay the rest out-of-pocket.

How can I fix my teeth if I don't have money?

Free Dental Clinics
  1. Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
  2. Donated services. Some state or national charities use donated labor and materials to give free care. ...
  3. Private dentists.

How Does AARP Dental Insurance Work?

25 related questions found

Do dentists give senior discounts?

Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.

How do you get dental implants when you can't afford it?

To help patients with and without insurance, most dentists will offer in-house financing for dental implants. All you have to do is ask. You can also cover the cost of dental implants with 3rd party, no-interest financing companies like Lending Club and Care Credit.

What is the best insurance to have for dental?

Best Dental Insurance Companies for January 2025
  • Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
  • Best Overall Cost-to-Value: Physicians Mutual.
  • Best for No Annual Maximum: MetLife.
  • Best for No Waiting Period: Anthem Blue Cross Blue Shield.
  • Best for Customer Satisfaction: DentaQuest.

Does AARP United HealthCare Plan G cover dental?

Plan G doesn't cover routine dental care. This means you'll either have to enroll in a stand-alone dental plan, pay for your dental visits out of pocket, or choose to enroll in a Medicare Advantage plan that may include your Part A, Part B, and additional benefits, such as dental care.

Which medicare plan has the best dental coverage for seniors?

Here are our top picks for the best Medicare Advantage dental insurance for seniors.
  • Best for size of dental network: UnitedHealthcare Medicare Advantage.
  • Best for comprehensive coverage: Cigna Medicare Advantage.
  • Best for ratings: Aetna Medicare Advantage.
  • Best for Part B Giveback: Humana Medicare Advantage.

Does the government pay for dental implants for seniors?

A Medicare Advantage plan (Part C) is your only option for getting dental implants covered by Medicare. Some Medicare Advantage plans provide dental benefits than can include coverage for dental implants.

Does Delta Dental PPO cover implants for seniors?

Does delta dental cover implants? Yes! As of 2023 with more than 20 million enrolled, Delta Dental is one of the largest benefit coverage systems of dental implants in the country and provides benefits in 16 states.

How do retired people get dental care?

In California, the Medi-Cal Dental Program provides free or low-cost services for qualifying seniors. Learn more by visiting Smile, California. There are also dental clinics located in Monterey County that offer services on a sliding scale.

What does AARP provide for seniors?

AARP offers a wide range of savings, including discounts on dining, travel, health and wellness products, and entertainment. AARP members have access to AARP-endorsed medical, auto, property, and life insurance.

Does Aspen Dental take UnitedHealthcare insurance?

Aspen Dental accepts most major dental insurance providers, including Aetna, Cigna, Delta Dental, MetLife, United HealthCare and more.

How much does AARP dental insurance cost?

How much does AARP dental insurance cost? The cost of an AARP dental plan varies by state. However, the lowest-cost plan (DeltaCare USA) starts at $27.80 in some states, and the most expensive plan (PPO Protect Plus) starts at $52.24.

Is it cheaper to get dental insurance or pay out of pocket?

If your only expenses each year are for routine six-month checkups, it might be less expensive to skip the insurance and pay out of pocket. However, unexpected dental work—such as fillings, crowns, or root canals—can be expensive, and it is for those situations when dental insurance can be most helpful.

What is the difference between a PPO and a HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

What is the cheapest way to get new teeth?

The most affordable tooth replacement solution is dentures. This is because they take the least amount of time to create. There is no surgery and no dental crowns to place. Instead, an impression is taken of the mouth along with measurements.

Who is not eligible for dental implants?

A dental implant relies on the bone structure in your jaw for support. If the bone structure is lacking, this can prevent you from getting a dental implant. Bone loss happens for various reasons, including osteoporosis and gum disease. Conditions such as these can lead to the deterioration of the bones in your mouth.

How much is Snap on dentures?

Snap-on dentures cost between $10,000 – $17,000. A full mouth of Snap-on denture implants costs between $25,000 – $35,000 on the average. The costs includes dental sedation, removing any remaining teeth, temporary teeth (to be worn during healing), implants and the Snap-on dentures.

How does AARP help with dental?

An AARP dental insurance plan typically covers a wide range of dental services, including dental cleanings, preventive care, fillings, and in some cases, cosmetic dentistry procedures. Coverage for emergency dental care and tooth extraction may also be available, depending on the specific plan chosen.

How often should a 70 year old see a dentist?

He recommends seeing your dentist every six months for check-ups, x-rays as needed, and cleanings. In between, you should follow a daily dental hygiene routine to reduce plaque buildup, gingivitis, and cavities.

How to afford expensive dental work?

Here, how to pay for dental work:
  1. Dental Insurance. ...
  2. Medical Insurance. ...
  3. Payment Plans. ...
  4. Flexible Spending Account. ...
  5. Health Savings Account. ...
  6. Negotiate With Your Dentist. ...
  7. Get Work Done at a Dental School. ...
  8. Credit Card.