Does AARP lower your car insurance?

Asked by: Jennyfer Roob  |  Last update: August 27, 2022
Score: 4.5/5 (30 votes)

For anyone 50 years of age or older, AARP car insurance offers many benefits, including exclusive AARP car insurance discounts that can lower the cost of your car insurance. These include discounts based on safety features in your car, completing a safety course, or paying your full policy amount.

Is insurance through AARP good?

AARP Auto, which offers insurance through its parent company, The Hartford, scored 55 out of 100 on MoneyGeek's scoring methodology, making it a below-average auto insurer. While it received an excellent rating in financial stability, the insurer was lackluster in satisfaction, affordability, complaints and discounts.

Does AARP save you money on insurance?

Whether you're buying a car or moving to a new home, you can get insurance coverage and exclusive benefits through the AARP® Auto & Home Insurance Program from The Hartford. There is an increased discount if you bundle your auto and home policies, too.

What car insurance company does AARP recommend?

Since 1984, The AARP® Auto Insurance Program from The Hartford has offered car insurance exclusively for AARP members. Through this program, you'll enjoy great AARP auto insurance rates and rewards exclusively for AARP members. You may even get additional car insurance discounts and savings.

What is the simplest way to lower your auto insurance premium?

Ways to Lower Your Car Insurance Costs
  1. Choose the Right Coverage.
  2. Pick the Best Vehicle Insurance Provider.
  3. Bundle Insurance Together.
  4. Pay for Car Insurance in Advance.
  5. Take a Defensive Driving Course.
  6. Get a Low-Mileage Discount.
  7. Improve Your Credit Score.
  8. Opt-in to a Usage-Based Insurance Program.

What Is AARP Auto Insurance? : Auto Insurance Tips

23 related questions found

What can you do to lower your car insurance rates?

Here are some ways to save on car insurance1
  1. Increase your deductible.
  2. Check for discounts you qualify for.
  3. Compare auto insurance quotes.
  4. Maintain a good driving record.
  5. Participate in a safe driving program.
  6. Take a defensive driving course.
  7. Explore payment options.
  8. Improve your credit score.

How can I avoid high car insurance premiums?

7 easy ways to help lower your car insurance premiums
  1. Choose car safety and security features. ...
  2. Set higher deductibles on your auto insurance. ...
  3. Take a defensive driving course. ...
  4. Park your car in a garage. ...
  5. Compare auto insurance quotes. ...
  6. Bundle insurance policies. ...
  7. Get good grades.

How much does AARP save you on car insurance?

AARP Car Insurance Discounts for Safe Driving

You'll save up to 12% today just for participating. Plus, you could earn a renewal discount of up to 25%, depending on your driving habits.

Does progressive give AARP discounts?

Progressive also offers special discounted rates for AARP members, so you're likely to find a good deal by using this company. If Progressive cannot help you to find the best deal, they also provide you with information about other companies and their insurance quotes as well.

Why you should not join AARP?

Unless one is on a very severe monthly budget, the cost of an AARP membership is not liable to be a valid reason to not join. It only costs $16 for the first year to join, and then after that, membership renews at $12/year. For the amount of benefits, discounts, and perks one receives, that's simply impossible to beat.

What are the real benefits of AARP?

At $16 a year, AARP provides access to hundreds of benefits that help you live your best life. From health and financial tools, volunteering opportunities, travel and restaurant discounts, to everything in between, if it has to do with enriching the lives of people 50-plus, this is what AARP is all about.

What's AARP good for?

AARP is a nonprofit organization for Americans nearing the age of retirement. Members receive discounts on everything from healthcare and travel to financial services, shopping and entertainment. The group also provides advice on careers, caregiving and other topics important to people 50 and over.

Is AARP good for seniors?

There can be some great benefits to getting older, including the discounts and promotions that many companies offer to senior citizens. AARP caters to older people who are looking for benefits and a sense of community. The organization offers an annual membership that provides access to senior discounts and offers.

Is AARP and AAA the same?

AARP vs AAA: Discounts

AAA offers more discounts to car insurance policyholders than AARP, including for telematics, new vehicles and annual mileage. Overall, however, both insurance companies offered similar discounts. The discount frequently differs based on location, driver profile and other variables.

Is there an alternative to AARP?

AMAC is a membership organization for people age 50 and over. The group calls itself "the conservative alternative to the AARP." It is one of several organizations to position itself as conservative rivals to the AARP; others include the American Seniors Association and 60 Plus Association.

Does car insurance go up with old age?

Does car insurance cost more for drivers over 80? Car insurance tends to get cheaper as you get older, but only until you hit around 70. After that, it goes up again. Drivers over 80 will, on average, pay more for their car insurance policy than drivers between the ages of 30-70, but still less than much young drivers.

Why do seniors pay more for car insurance?

Car insurance rates for seniors

Auto insurance for seniors often costs more. Older, senior drivers as a group are more accident-prone than their middle-aged counterparts. The reasons for this include age-related changes in hearing or vision, slower reflexes, health conditions and medications.

Is Hartford insurance any good?

Claims satisfaction (J.D. Power) — Excellent: The Hartford was among the top-rated companies in J.D. Power's 2021 evaluation of auto insurance claims satisfaction. Customer satisfaction (J.D. Power) — Above average: J.D. Power rated The Hartford better-than-average in terms of overall customer satisfaction.

Does AARP have accident forgiveness?

The AARP® Auto Insurance Program from The Hartford1 offers Accident Forgiveness to keep your insurance costs from increasing after your first at-fault accident.

Who owns the AARP?

Nannis also stated that the AARP gained 400,000 members and that 1.5 million members renewed their memberships within the same period of time. The American Seniors Association is a for-profit organization operated by the American Seniors Association Holding Group, Inc (ASAHG, Inc).

Is insurance cheaper if your car is paid off?

No, paying off your car doesn't reduce your insurance rates, but it does give you more control over the type and amount of coverage you have, which can help you save money on your insurance rates.

Is it more expensive to insure a new or old car?

Due to their value, cost to repair, risk of theft and other factors, it may cost more to insure a new car versus an older one. If your new vehicle is financed, your lender will likely require you to carry more insurance than the legal minimum, which typically results in higher premiums.

Which is a type of insurance to avoid?

Avoid buying insurance that you don't need. Chances are you need life, health, auto, disability, and, perhaps, long-term care insurance. But don't buy into sales arguments that you need other more costly insurance that provides you with coverage only for a limited range of events.