Does Aetna cover dental for seniors?
Asked by: Mohammed Schimmel IV | Last update: December 27, 2025Score: 4.1/5 (11 votes)
Is Aetna dental access worth it for seniors?
The Bottom Line
Aetna offers a range of policies for older adults seeking quality dental care coverage, from discount plans to PPO insurance. While insurance costs more, it may still be worth it if you need major work done that will cost less than or close to your maximum benefit.
What is the best dental insurance for seniors?
- Cigna - Best App.
- Mutual of Omaha - Best coverage without waiting periods.
- Aetna - Most Comprehensive Plans.
- Spirit Dental & Vision - Best Loyalty Program.
- Humana - Best Coverage.
Does Aetna also cover dental?
Your Aetna dental plan options include:
Affordable plan options starting at $20 with dental checkups, cleanings and x-rays covered at 100% A nationwide network of more than 445,000 dental providersBased on April 2024 Aetna provider data. Plan options with coverage for fillings, crowns, root canals and more.
How to use Aetna dental?
When you go to the dentist, tell the office staff that you have Aetna Dental and they will verify your coverage. You can view and print your ID card from your member website. Signing up is simple and free. You can also view and share your digital ID card from the Aetna HealthSM app.
Best Dental Insurance
How do I know if a dentist is covered by my insurance?
Call Your Insurance Company
If you haven't had any luck talking to a dental office or finding information about dentists who accept your insurance policy online, you can also call your insurance company directly, and they can help you learn more about the dentists near you who accept your insurance.
Do dentists give senior discounts?
Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
Does Medicare include dental care for seniors?
In most cases, Medicare doesn't cover dental services like routine cleanings, fillings, tooth extractions, or items like dentures.
Is Aetna a good plan for seniors?
Aetna® shines in Star Ratings with 88% of Medicare Advantage members in 4 out of 5-star plans or higher for 2025. Aetna Medicare is an HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs.
Does AARP cover dental work?
Dental Coverage for You & Your Family
The AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company, offers individual or family coverage for the most common dental procedures. Plans and pricing can be found on the Delta Dental website.
What age does Aetna cover?
Coverage for Dependent Children
To be eligible for coverage, a dependent child must be under 26 years of age.
Does Aetna pay for root canals?
what your AETNA insurance plan will pay for fillings, root canals, gum treatments, and extractions. Most AETNA plans will cover 60-80% of the procedure costs. Sometimes, even though the plan says they will cover 80% of the procedure, their fees are so low that the actual coverage may be less.
How do you get dental work if you can't afford it?
Federally Qualified Health Centers
A Federally Qualified Health Center (FQHC) can provide dental services for you or your family, regardless of your ability to pay. Services are offered on a sliding scale based on your income.
What is the cheapest way to get your teeth fixed?
The cheapest way to fix teeth involves basic restorative procedures like fillings or extractions. Preventative care, such as regular cleanings and check-ups, can save money in the long run by preventing more serious issues.
What if my tooth breaks and I have no insurance?
Community Health Centers: Federally funded health centers often provide low-cost dental services, and fees are usually based on your income. Free Clinics: Some charities, faith-based organizations, and professional dental organizations provide free or low-cost dental clinics for those without insurance.
Can seniors get their teeth replaced for free?
In many cases, dental care, including procedures like dental implants, may be covered under certain healthcare programs for seniors, such as Medicare in the United States or similar programs in other countries. However, it's essential to note that the coverage for dental implants under these programs can be limited.
What is the best dental for seniors?
UHC, Cigna and Aetna are on our list of top dental insurance for seniors in Medicare Advantage plans. See how they compare.
How often should a 70 year old see a dentist?
He recommends seeing your dentist every six months for check-ups, x-rays as needed, and cleanings. In between, you should follow a daily dental hygiene routine to reduce plaque buildup, gingivitis, and cavities.
What is the best insurance to have for dental?
Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.
What is not covered by dental insurance?
Common exclusions are aesthetic services such as teeth whitening and braces (orthodontics). The reason these services aren't covered is because they are more about your appearance than your health.
Do you have to pay at the dentist if you have insurance?
You will pay your dentist for any non-preventive dental care until you meet this plan deductible. Preventive dental care is covered 100% by most dental plans, so the deductible doesn't apply to these plans. Dental copays are fees you may have to pay when you visit a dentist.
What is the waiting period for Aetna dental?
Some covered services have limitations based on your age or how often they're used. Coverage for Basic services is subject to a waiting period. * They will take effect after one or six months of continuous coverage under the PPO plan. Coverage for Major services is subject to a waiting period.