Does Aetna cover medical expenses abroad?
Asked by: Julianne O'Hara IV | Last update: January 12, 2026Score: 4.6/5 (42 votes)
Does Aetna cover you internationally?
Some Aetna plans, for example, cover emergency care anywhere in the world, including medical evacuation. You may also consider travel insurance, which can cover medical expenses as well as trip cancellation and other concerns. Simple travel medical plans can range from $40 to $80 for a week overseas.
Will my medical insurance cover me in another country?
Before you go, consider your insurance options.
U.S. Medicare and Medicaid do not cover medical costs overseas. Private U.S. insurance policies also might not cover any or all expenses. Check with your insurance before traveling to see if it provides coverage overseas.
How much does Aetna International insurance cost?
How much does an Aetna International health insurance plan cost? The International medical plan premiums range, on average, from $100 per month to $300 per month. Get a Free Quote to receive custom pricing for your situation. Other costs associated with any international health plan include deductibles and co-pays.
Can I use my Aetna insurance out of state?
Yes! As of October 1, 2022, our Aetna policy covers both travel and lodging expenses (subject to IRS guidelines) for members who live in states where access to care has been limited or outlawed and where they must travel more than 100 miles to seek care in another state.
🔥 Aetna International Medical Insurance Review: Pros and Cons
Will my health insurance cover me out of state?
Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.
Does Aetna cover me in Mexico?
Wherever you go in Mexico, our international expertise and partnership with Sinergia Médica has you covered.
Do I need to purchase international health insurance?
If you're planning to live abroad for an extended period, purchasing an international health plan is highly advisable. Your health plan in your home country will not cover care received overseas, and some countries still require health coverage as part of their visa requirements.
Is foreign service benefit plan part of Aetna?
Claims and clinical functions of FSBP are administered by Aetna.
How much does overseas medical insurance cost?
With rates starting as low as $1 per day, cheap travel medical insurance is an affordable way to get insured while away.
What happens if I need medical care in another country?
Travelers are usually responsible for paying hospital and other medical expenses out of pocket at most destinations. Make sure you have a plan to get care overseas, in case you need it.
How do I know if my health insurance covers international?
Private insurance might or might not offer coverage overseas, but again, it depends on the plan you have. So, the best way to find out whether your health insurance covers international travel is to contact your insurance provider.
Does Medicare cover me if I am out of the country?
Medicare does not pay for medical services you receive outside the United States.
Does travel insurance cover medical expenses overseas?
Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad. Even if you are covered for basic emergency care overseas (again, a big IF), your current health insurance provider will almost certainly NOT pay to evacuate you and repatriate you back to the U.S.
What is Aetna Global Benefits?
In addition to the company's global reach Aetna Global Benefits (AGB) offers services that no other international health insurance companies do including, a Global Health Data Bank where policyholders can search online for comprehensive medical resources that will allow them to access hospitals and doctors anywhere in ...
Where can I use my Nations Benefits card from Aetna?
Members can use the card in person at participating retail stores to buy healthy foods, over-the-counter items, personal care items, and pet care supplies. Online shopping is only available at Aetna.NationsBenefits.com or on the BenefitsPRO app.
Can Aetna be used internationally?
Aetna International provides quality health care and well-being benefits to your members living and working abroad. And the confidence of knowing someone is there to help them stay healthy and safe, no matter where they are in the world.
Can Aetna be used out of state?
The Out-of- State/Situs Traditional plan is offered in Alabama, Idaho, Minnesota, Montana, New Mexico, North Dakota, Rhode Island, Utah, Wisconsin and Wyoming. The Out-of- State/Situs Traditional plan is not offered in Vermont or Hawaii. Some benefits are subject to limitations or visit maximums.
Is Aetna the same as Blue Cross Blue Shield?
Aetna and Anthem are different health insurance companies. Aetna has broader availability, especially with Medicare Advantage plans. Aetna sells health insurance in 49 states plus Washington, D.C.. Anthem is a brand of the Blue Cross Blue Shield network. It only operates in 14 states.
Can I use my health insurance card in another country?
Does my health insurance work internationally? Many health insurance plans do not cover you when you are out of the country. For those that do, the coverage is often limited and requires you to pay at the time of service, save receipts and file for reimbursement once you get home.
Does medical insurance cover travel expenses for surgery?
In addition to your health care that the insurance company has to pay for, they also have to pay for your travel expenses for that health care. If you have to travel out of town to go see a specialist or for surgery and the Insurance company has to pay for your travel expenses.
Do you need health insurance when traveling to Europe?
Even if not required, purchasing a travel insurance policy with strong medical protection is highly recommended for anyone heading overseas. This is largely due to the fact that most primary healthcare plans, such as Medicare or an employer-sponsored policy, do not cover overseas medical care.
Can I use my US health insurance in Mexico?
Can I Use My US Health Insurance in Mexico? No, in most cases, you will not be able to use the health insurance you have in the US for treatment in Mexico. Your American health insurance policy, such as Medicare, will not extend outside the borders.
Does Aetna cover repatriation?
In the event of a member's death, we can arrange for repatriation of mortal remains to the home or destination country. Aetna Assistance integrates the entire spectrum of care — from routine needs to emergency situations — with faster processes and stronger medical oversight of cases.
Does Blue Cross Blue Shield cover medical in Mexico?
The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.