Does AIG insurance cover Covid?

Asked by: Kelli Collins  |  Last update: February 11, 2022
Score: 4.3/5 (13 votes)

A: Yes. AIG will waive the deductible and coinsurance related to the treatment of COVID-19 and associated respiratory illnesses during this COVID-19 State of Emergency.

Does business interruption insurance cover the coronavirus disease?

Insurers typically do not write coverage for known events for which the extent of potential damage is not easily understood, although it is possible to insure specialty risks such as business interruption due to COVID-19 in the Excess Lines market. Because the Excess Lines market is not regulated by the Department of Financial Services, we do not recommend it - there is much less regulatory protection for consumers in that market and the cost may be excessive. You should discuss any potential purchase in the Excess Lines market with your broker or insurance consultant.

Will CDC reimburse me for the cost of a COVID-19 test?

CDC is not able to reimburse travelers for COVID-19 testing fees. You may wish to contact your insurance provider or the location that provided your test about payment options.

Why does traveling increase the spread of COVID-19?

Individuals who travel may be at risk for exposure to SARS-CoV-2, the virus that causes COVID-19, before, during, or after travel. This could result in travelers’ spreading the virus to others at their destinations or upon returning home.

Who is the first person to get COVID-19?


Nov. 19, 2021 – A vendor at an animal market in Wuhan, China, was probably the first person to contract COVID-19, continuing an international debate about when the coronavirus pandemic originated, according to an American scientist.

Federal law says insurance companies shouldn’t charge for COVID-19 test if doctor orders it

15 related questions found

When was the first case of the coronavirus disease detected in the United States in 2020?

Community transmission of COVID-19 was first detected in the United States in February 2020. By mid-March, all 50 states, the District of Columbia, New York City, and four U.S. territories had reported cases of COVID-19.

Where did the COVID-19 come from?

Experts say SARS-CoV-2 originated in bats. That’s also how the coronaviruses behind Middle East respiratory syndrome (MERS) and severe acute respiratory syndrome (SARS) got started.

Is it safe to travel during the COVID-19 pandemic?


Federal experts who warned about the dangers of travel earlier in the pandemic now say fully vaccinated​ people can safely travel, with some common-sense precautions. However, they still advise against any nonessential travel for unvaccinated​ individuals.

What is the risk of getting coronavirus on a plane?

Because of how air circulates and is filtered on airplanes, most viruses and other germs do not spread easily on airplanes. Although the risk of infection on an airplane is low, travelers should try to avoid contact with sick passengers and wash their hands often with soap and water for at least 20 seconds or use hand sanitizer that contain 60%–95% alcohol.

For more information: Exposure Risk During Travel

Can I still have sex during the coronavirus pandemic?

If both of you are healthy and feeling well, are practicing social distancing and have had no known exposure to anyone with COVID-19, touching, hugging, kissing, and sex are more likely to be safe.

How accurate are rapid COVID-19 tests?


Positive results are usually highly accurate but negative results may need to be confirmed with a PCR test. Rapid tests are most effective one to five days after symptoms start.

Will there be help available if I experience a severe allergic reaction after getting the COVID-19 vaccine?

If you experience a severe allergic reaction after getting a COVID-19 vaccine, vaccination providers should provide rapid care and call for emergency medical services. You should continue to be monitored in a medical facility for at least several hours.

Will the vaccine mandate be lifted in NYC?

Governor Hochul announced that the statewide indoor business mask-or-vaccine requirement will be lifted starting Thursday, February, 10, and will remain optional for businesses, local governments and counties to enforce.

Does the Governor’s declaration of a State of Emergency affect my business interruption insurance policy?

The State of Emergency declaration does not change the terms of your business interruption policy. It does, however, indicate the serious attention that the Governor has directed all State agencies to give to COVID-19. As a result, the Department of Financial Services is focused on consumers having the greatest amount of knowledge about their business interruption insurance.

How much does the COVID-19 vaccine cost without insurance?


COVID-19 vaccines are available for everyone ages 5 years and older at no cost. Vaccines were paid for with taxpayer dollars and will be given free of charge to all people living in the United States, regardless of insurance or immigration status.

Can COVID-19 be considered an occupational disease?

If COVID-19 is contracted through occupational exposure, it could be considered an occupational disease and, if so determined, should be reported and compensated according to the international labour standards and the national schemes for employment injury benefits.

Can an airline deny boarding a passenger if they don't have a negative COVID-19 test?

Airlines must confirm the negative test result for all passengers or documentation of recovery before they board. If a passenger does not provide documentation of a negative test or recovery, or chooses not to take a test, the airline must deny boarding to the passenger.

How far can COVID-19 particles travel in the air?

The new findings support earlier work from researchers at the Massachusetts Institute of Technology, which suggested that particles from a cough, buoyed by the warm air in our breath, could travel much farther than 6 feet

How long can COVID-19 survive on surfaces?

Data from surface survival studies indicate that a 99% reduction in infectious SARS-CoV-2 and other coronaviruses can be expected under typical indoor environmental conditions within 3 days (72 hours) on common non-porous surfaces like stainless steel, plastic, and glass .

Is traveling by car or RV with family or friends the safest during the COVID-19 pandemic?

Since you are traveling with people that you know, that’s generally a safer scenario. But, usually you have to stop for gas, snacks, or even the restroom. So, hand hygiene remains important especially after using public facilities.

Is quarantine mandatory for travelers arriving to New York State during the COVID-19 pandemic?

As of June 25, 2021, the New York State Travel Advisory is no longer in effect. As such, travelers arriving in New York are no longer required to submit traveler health forms. All travelers, domestic and international, should continue to follow all CDC travel requirements.

What type of Covid test is required for travelling to the United States?

The test must be a SARS-CoV-2 viral test (nucleic acid amplification test [NAAT] or antigen test) with Emergency Use Authorization (EUA) from the U.S. Food and Drug Administration (FDA).

When did COVID-19 start?

December 12, 2019 A cluster of patients in Wuhan, Hubei Providence, China begin to experience shortness of breath and fever.

Where does the coronavirus disease's name come from?

ICTV announced “severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2)” as the name of the new virus on 11 February 2020.

This name was chosen because the virus is genetically related to the coronavirus responsible for the SARS outbreak of 2003. While related, the two viruses are different.

Where did the 2019 coronavirus disease outbreak start?

In 2019, a new coronavirus was identified as the cause of a disease outbreak that originated in China.

The virus is now known as the severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2). The disease it causes is called coronavirus disease 2019 (COVID-19).