Does an OTC card cover bread?
Asked by: Carrie Dach | Last update: November 18, 2025Score: 4.7/5 (73 votes)
What food items can you get with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Can I use my OTC card at Walmart for food?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
Medicare Advantage OTC Card
Can I buy laundry detergent with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
What groceries can I buy with my Healthy Benefits card?
Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.
Is toilet paper covered by an OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What groceries can I buy with my UCard?
- Beans and soup.
- Dairy products.
- Fresh, frozen and canned fruits.
- Fresh, frozen and canned vegetables.
- Frozen meals.
- Fresh salad kits.
- Fully-prepared meals and produce boxes.
- Healthy grains like bread, cereals, rice and pastas.
What products are considered OTC?
- Pain relievers and fever control medicine (e.g., acetaminophen, ibuprofen)
- Decongestants (e.g., Sudafed*)
- Expectorant (e.g., Mucinex, Robitussin)
- Antihistamines (e.g., Benadryl)
- Saline nasal spray.
- Cough drops.
What does an OTC card pay for?
OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.
Can I buy chips with my OTC card?
The allowance can't be used to purchase tobacco, alcohol, candy, soda, chips or non-food items.
Is shampoo considered OTC?
These products are then considered both a cosmetic and an OTC drug, and must comply with the regulatory requirements of both categories. A simple example of this is the intended use of shampoo. Shampoo is considered a cosmetic because of its intended use to cleanse hair.
Can you buy pet food with an OTC card?
Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco.
Can I use my UCard at Dollar General?
Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.
What household items can I buy with my OTC card?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
Why won't my Healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
Is deodorant OTC approved?
Anti-perspirants/Deodorants
The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.
How often can I use my OTC card?
Your OTC benefit can be used multiple times throughout the quarter, not to exceed your benefit allowance. Quarterly benefit periods are distributed as follows: Quarter 1 (January, February and March) Quarter 2 (April, May and June)
Can I use my OTC card on Amazon?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard.
What can you not buy with an OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.
Can you give me a list of healthy food?
- Fish. ...
- Broccoli or any of the cruciferous vegetables. ...
- Beets. ...
- Spinach and other leafy green vegetables. ...
- Kale. ...
- Peanut butter. ...
- Almonds. ...
- Mangos.
Can I get gas with my Healthy Benefits card?
Consumers can spend their benefits on various health-related products and services depending on the program. Examples can include over-the-counter items, select groceries, medical devices, counseling services, nutrition education, fitness equipment, pet food, household supplies, gas, transportation, utilities, etc.