Does Blue Cross Blue Shield cover anxiety?
Asked by: Derick Treutel | Last update: July 18, 2025Score: 4.1/5 (64 votes)
Does Blue Cross Blue Shield cover anxiety medication?
Thanks to the Affordable Care Act, Blue Cross Blue Shield is legally required to cover care for mental health conditions, such as anxiety, depression, OCD, and other diagnoses. Mental health conditions are treated just like any other condition.
Is anxiety covered by insurance?
Health insurance for mental health provides coverage for mental illnesses like depression, anxiety, OCD, PTSD, schizophrenia, etc. It covers persons with mental illness for the treatment of mental or psychological disorders, making medical insurance more inclusive for them.
Is anxiety medication covered by insurance?
Health plan coverage for anxiety
Coverage may be different for each plan and differs for inpatient or outpatient services. It is best to call the customer service number on the back of your ID card to get the details about your plan benefits. Health plans typically cover medications that treat anxiety.
What kind of therapy does Blue Cross Blue Shield cover?
Blue Cross Blue Shield plans cover most types of therapy, including individual therapy and child therapy, as well as different types of therapy approaches, including: Cognitive Behavioral Therapy (CBT) Dialectical Behavioral Therapy (DBT) Psychodynamic Therapy.
Managing Anxiety in Children and Adolescents | Dr. James Grant
What insurance has the best mental health coverage?
UnitedHealthcare takes our spot for the best overall mental health coverage primarily because of its comprehensive approach. With UnitedHealthcare, you have access to 24/7 treatment and support through a wide range of online, virtual and mobile tools.
What qualifies you for anxiety medication?
- You're Perpetually Nervous and on Edge. ...
- You Avoid Things That Are Good for You. ...
- You Toss and Turn Every Night. ...
- You Have Mysterious Aches and Pains. ...
- You Have a Permanent Bellyache. ...
- You Work Hard but Get Nothing Done. ...
- You Regularly Fly Off the Handle.
How much does anxiety therapy cost?
Without health insurance, anxiety therapy sessions can cost between $100 and $200 an hour. The price depends on factors such as the therapist's experience, location, and the type of therapy provided. Other factors like psychiatric evaluations and medication can add another layer of expenses.
How do you get approved for anxiety medication?
Obtaining medications for anxiety is a straightforward process if you have a diagnosis and proven need for such treatment. You need to consult with a qualified and licensed healthcare practitioner, and, if there is a need for medication, they will prescribe it to you. The choice may depend on: Medication type.
Is anxiety therapy covered by insurance?
The Affordable Care Act requires that all plans on the federal health insurance marketplace and state marketplaces include coverage for mental and behavioral health services, which includes therapy. Plans that you buy directly from insurance companies also have coverage for mental health.
What can you claim for anxiety?
If your illness is making it hard for you to manage at home or means that you need care or support managing day-to-day tasks, you might be able to claim Personal Independence Payment (PIP) (if you are under pension age) or Attendance Allowance (if you are over pension age).
How much is anxiety disability?
The average disability check for anxiety and other mental disorders was $1,343.88 in 2022. If you qualify for benefits with anxiety, the maximum disability payment for SSDI is $3,822 per month, and the most you can get from SSI is $943 per month in 2024.
Does Blue Cross Blue Shield cover medication?
Medicare prescription drug plans are offered by private health insurance companies like Blue Cross and Blue Shield and cover your prescription drug costs for covered medications. You can choose to receive this coverage in addition to: Original Medicare (Part A and Part B)
What is the best prescription for health anxiety?
Antidepressants, such as selective serotonin reuptake inhibitors (SSRIs), may help treat illness anxiety disorder. Medications to treat mood or anxiety disorders, if present, also may help. Talk with your doctor about medication options and the possible side effects and risks.
Does insurance cover generalized anxiety disorder?
Yes, California's short-term disability insurance (SDI) covers mental health conditions, including anxiety. SDI provides partial income replacement for up to 52 weeks, but you'll need documentation from a healthcare provider showing that anxiety prevents you from working.
How to get free anxiety medication?
Community health clinics and nonprofit groups
Some clinics even have in-house pharmacies with prescription assistance that can offer low-cost or free psychiatric medications.
What therapy is best for anxiety?
Cognitive behavioral therapy (CBT) is the most widely-used therapy for anxiety disorders. Research has shown it to be effective in the treatment of panic disorder, phobias, social anxiety disorder, and generalized anxiety disorder, among many other conditions.
How many sessions does it take to treat anxiety?
The duration of therapy can vary depending on the severity of your anxiety. If you have mild anxiety then 8-12 sessions may be effective as you learn coping skills and develop strategies to manage anxious thoughts and feelings. Patients with moderate anxiety may need 15 to 20 sessions to see lasting improvement.
What is the number one pill for anxiety?
According to a 2022 article, doctors consider SSRIs to be the first-line drug treatment for general anxiety disorder. SSRIs work by stopping nerve cells in the brain from reabsorbing serotonin, which is a chemical that plays a vital role in mood regulation. Examples of SSRIs for anxiety include: citalopram (Celexa)
How do you get approved for anxiety?
First, you must have a current diagnosis of anxiety. Next, you must show evidence of an in-service event, injury, or illness. Finally, you'll need to provide a medical nexus linking the diagnosed anxiety disorder to the in-service event.
Does Blue Cross Blue Shield cover therapy?
Yes, therapy covered by Blue Cross Blue Shield includes treatment for anxiety and related disorders, such as panic disorder, agoraphobia, and social anxiety.
Does insurance cover therapy for anxiety?
Most plans in the United States cover mental health similarly to how they cover other medical costs, meaning that sessions could be billed with a co-pay or go toward your deductible.
How do I check if my insurance covers something?
If you have any questions about what your plan covers, contact your insurance company. Member Services representatives are there to answer exactly these types of questions. They can tell you whether a doctor, prescription or service is covered, plus how much your insurance will pay.