Does Blue Cross cover you in Mexico?
Asked by: Eloisa Bogan | Last update: November 9, 2025Score: 4.2/5 (33 votes)
Can I use my Blue Cross in Mexico?
If you are traveling outside of the United States, Blue Cross Blue Shield Global® Core allows you to see providers abroad for covered health services at the out-of-network benefit level. If you seek care outside of the United States, you will have to meet an out-of-network annual deductible.
Does Blue Cross Blue Shield cover you internationally?
As a Blue Cross and Blue Shield member, you take your healthcare benefits with you when you are abroad. Through the Blue Cross Blue Shield Global Core program, you have access to doctors and hospitals around the world.
Can I use my U.S. health insurance in Mexico?
Can I Use My US Health Insurance in Mexico? No, in most cases, you will not be able to use the health insurance you have in the US for treatment in Mexico. Your American health insurance policy, such as Medicare, will not extend outside the borders.
Does your insurance cover you in Mexico?
Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance provider.
EVERYTHING You Need To Know About Healthcare And Insurance Choices In Mexico
Should I get health insurance to travel to Mexico?
While it's not legally mandatory to have health insurance while traveling in Mexico, travel medical insurance should be considered by all travelers to Mexico, even if they're only visiting for a short period.
What happens if you get in a car accident in Mexico?
Dial 911. Make sure an accident investigator (perito) is sent to do an accident report. An accident report is important to have to file a claim and prevent delays in paying your claim. Call your insurance company as soon as possible after the accident occurs and before you leave Mexico.
What happens if I need to go to the hospital in Mexico?
ER services at public hospitals in Mexico are free for residents enrolled in the Mexican Social Security Institute (IMSS). However, for tourists or those not enrolled in IMSS, ER services come with charges. If you visit a private hospital, you'll need to pay out of pocket unless your travel insurance covers the costs.
Do Americans go to Mexico for healthcare?
Medical tourists from the United States most commonly travel to Mexico and Canada, and to several other countries in Central America, South America, and the Caribbean. The reasons people may seek medical care in another country include: Cost: To get a treatment or procedure that may be cheaper in another country.
How much is a hospital bill in Mexico?
Mexico Health Care Facts
Health care costs vary depending on several factors, such as the hospital, the seriousness of the condition, and the location, among others. To give you an idea, for an emergency room visit you can expect to pay a basic sum of between 350 and 500 MXN (15 and 25 USD).
Where does Blue Cross Blue Shield cover?
BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
Does my health insurance cover me when I travel internationally?
Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.
How does Blue Cross Blue Shield Global work?
Through the Blue Cross Blue Shield Global Core program, you have access to doctors, hospitals and other health services in nearly 200 countries and territories around the world. Call the Service Center in these situations: You need to locate a doctor or hospital or need medical services.
Does Blue Cross Blue Shield cover internationally?
The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.
How is access to healthcare in Mexico?
The majority of Mexican hospitals are excellent and are staffed by highly trained and often English-speaking doctors. However, some nursing and care staff might not speak English. Mexico has achieved universal health coverage and its public healthcare is used by most Mexican residents.
Can I go to Mexico without insurance?
Yes, car insurance is required for visitors to Mexico, and your United States auto insurance policy won't be valid there. To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country.
Do hospitals in Mexico take U.S. insurance?
Do Mexican hospitals accept USA coverage? USA health insurance coverage is not accepted in private hospitals of Mexico. The same is applicable for Medicare as well. Unless you have a USA health plan that covers healthcare in Mexico, you will have to pay out-of-pocket for availing medical services.
Is my U.S. health insurance good in Mexico?
When moving to Mexico, you do not have to leave your U.S. medical insurance behind. Many insurance providers offer international coverage or have partnerships with healthcare facilities in Mexico, ensuring that you can continue using your existing insurance while enjoying the benefits of living in Mexico.
What city in Mexico is the safest for surgery?
Tijuana is, by far, is the best city for medical tourism because of incredible surgical talent. Tijuana is home to some of the best board-certified bariatric surgeons in Mexico. Tijuana has rapidly emerged as a premier destination for medical tourism, particularly due to its exceptional surgical expertise.
How much is an ER visit in Mexico?
Mexico Health Care Facts
An emergency room visit can charge you between 350 and 500 MXN (15 and 25 USD). A doctor's consultation costs approximately around 400 MXN (18 USD).
What happens if an American gets sick in Mexico?
Medical Care Abroad
See our Local Resources page to find a medical resource in Mexico. If an American citizen becomes seriously ill or injured abroad, the embassy or consulate can assist in locating appropriate medical services and informing family or friends.
Where is the best place to go to healthcare in Mexico?
Mexico City is the capital of Mexico, and it is home to most of the best hospitals in the country. Other cities that have popular hospitals are Monterrey, Tijuana, and Guadalajara. In these cities, you can find hospitals with English-speaking staff and comprehensive specialties.
Does my car insurance cover Mexico?
Mexican law requires that any vehicle operating on federal roads carries third-party liability insurance to provide coverage for damage caused in an at-fault accident. As stated earlier in this page, your US insurance policy will not cover your vehicle while driving in Mexico.
What counts as an accident car?
A car accident is a collision involving at least one vehicle and any other object. While there are several definitions of what is considered to be an actual car accident, an actual car accident is generally considered to be one that results in property damage, injury, or loss of life.
What is the penalty for leaving the scene of an accident in New Mexico?
Under New Mexico law, any driver involved in an accident must stop and provide their contact, insurance, and license information. If a driver fails to do so, they can face criminal charges that range from misdemeanors to felonies depending on the severity of the accident.