Does CHAMPVA cover root canals?


Editorial team Published on

No, CHAMPVA does not directly cover routine dental care or root canals unless the dental procedure is required as part of the treatment for a specific, covered non-dental medical condition.

How to Get Root Canal Coverage

If you are a CHAMPVA beneficiary (such as a spouse or dependent of a Veteran), you can get coverage for root canals by purchasing discounted private dental insurance through the VA Dental Insurance Program (VADIP).

  • Available Carriers: VADIP offers plans through private insurers like Delta Dental and MetLife.
  • What VADIP Covers: Depending on the specific tier and plan you choose, VADIP covers endodontic treatments like root canals, along with fillings, cleanings, and oral surgery.
  • Costs: You must pay a separate monthly insurance premium plus any required copays or coinsurance out-of-pocket; it is not free or bundled into your standard CHAMPVA benefits.